| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
IOR Stock Overview
Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land.
Income Opportunity Realty Investors Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.57 |
| 52 Week High | US$16.99 |
| 52 Week Low | US$10.05 |
| Beta | 0.14 |
| 1 Month Change | 7.49% |
| 3 Month Change | 4.80% |
| 1 Year Change | 7.76% |
| 3 Year Change | -2.52% |
| 5 Year Change | 34.70% |
| Change since IPO | 250.65% |
Recent News & Updates
Shareholder Returns
| IOR | US Mortgage | US Market | |
|---|---|---|---|
| 7D | 4.7% | 4.7% | 3.2% |
| 1Y | 7.8% | -22.7% | -10.2% |
Return vs Industry: IOR exceeded the US Mortgage industry which returned -22.5% over the past year.
Return vs Market: IOR exceeded the US Market which returned -10.1% over the past year.
Price Volatility
| IOR volatility | |
|---|---|
| IOR Average Weekly Movement | n/a |
| Mortgage Industry Average Movement | 3.5% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: Insufficient data to determine IOR's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine IOR's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1984 | n/a | Bradley Muth | https://www.incomeopp-realty.com |
Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land. The Company invests in real estate through direct equity ownership and partnerships. For more information, visit the Company’s website at www.incomeopp-realty.com.
Income Opportunity Realty Investors Fundamentals Summary
| IOR fundamental statistics | |
|---|---|
| Market Cap | US$52.38m |
| Earnings (TTM) | US$2.90m |
| Revenue (TTM) | n/a |
18.1x
P/E Ratio0.5x
P/B RatioIs IOR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IOR income statement (TTM) | |
|---|---|
| Revenue | US$0 |
| Cost of Revenue | US$0 |
| Gross Profit | US$0 |
| Other Expenses | -US$2.90m |
| Earnings | US$2.90m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.70 |
| Gross Margin | 0.00% |
| Net Profit Margin | 0.00% |
| Debt/Equity Ratio | 0.0% |
How did IOR perform over the long term?
See historical performance and comparisonValuation
Is IOR undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Analyst Forecast
Key Valuation Metric
Which metric is best to use when looking at relative valuation for IOR?
Other financial metrics that can be useful for relative valuation.
| What is IOR's n/a Ratio? | |
|---|---|
| n/a Ratio | 0x |
| n/a | n/a |
| Market Cap | US$52.38m |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does IOR's PE Ratio compare to its peers?
| IOR PE Ratio vs Peers |
|---|
| Company | PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 19.5x | ||
NIDB Northeast Indiana Bancorp | 7.7x | n/a | US$53.0m |
CTUY Century Next Financial | 9x | n/a | US$53.2m |
KSBI KS Bancorp | 8.5x | n/a | US$53.5m |
FFWC FFW | 9.6x | n/a | US$53.6m |
IOR Income Opportunity Realty Investors | 18.1x | n/a | US$52.4m |
Price-To-Earnings vs Peers: IOR is good value based on its Price-To-Earnings Ratio (18.1x) compared to the peer average (19.5x).
Price to Earnings Ratio vs Industry
How does IOR's PE Ratio compare vs other companies in the US Mortgage Industry?
Price-To-Earnings vs Industry: IOR is expensive based on its Price-To-Earnings Ratio (18.1x) compared to the US Mortgage industry average (11.7x)
Price to Earnings Ratio vs Fair Ratio
What is IOR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 18.1x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate IOR's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of IOR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: IOR ($12.57) is trading below our estimate of fair value ($14.42)
Significantly Below Fair Value: IOR is trading below fair value, but not by a significant amount.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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Future Growth
How is Income Opportunity Realty Investors forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
11.5%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Income Opportunity Realty Investors has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Discover growth companies
- Take a look at our analysis of IOR’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
Past Performance
How has Income Opportunity Realty Investors performed over the past 5 years?
Past Performance Score
2/6Past Performance Score 2/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
2.6%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: IOR has high quality earnings.
Growing Profit Margin: Insufficient data to determine if IOR's profit margins have improved over the past year.
Past Earnings Growth Analysis
Earnings Trend: IOR's earnings have grown by 2.6% per year over the past 5 years.
Accelerating Growth: IOR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: IOR had negative earnings growth (-32.2%) over the past year, making it difficult to compare to the Mortgage industry average (3.3%).
Return on Equity
High ROE: IOR's Return on Equity (2.7%) is considered low.
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Financial Health
How is Income Opportunity Realty Investors's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
1/6Financial Health Score 1/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IOR's Assets to Equity ratio (1x) is low.
Allowance for Bad Loans: Insufficient data to determine if IOR has a sufficient allowance for bad loans.
Low Risk Liabilities: IOR reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if IOR has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: IOR reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if IOR has an appropriate level of bad loans.
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Dividend
What is Income Opportunity Realty Investors's current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate IOR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate IOR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if IOR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if IOR's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of IOR's dividend in 3 years as they are not forecast to pay a notable one for the US market.
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Management
How experienced are the management team and are they aligned to shareholders interests?
0.7yrs
Average management tenure
CEO
Bradley Muth (65 yo)
0.67
Tenure
Mr. Bradley J. Muth serves as President and Chief Executive Officer at Pillar Income Asset Management, Inc. since joining the company in January 2022. He has been President and Chief Executive Officer at I...
Leadership Team
Experienced Management: IOR's management team is not considered experienced ( 0.7 years average tenure), which suggests a new team.
Board Members
Experienced Board: IOR's board of directors are seasoned and experienced ( 12.4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Income Opportunity Realty Investors, Inc.'s employee growth, exchange listings and data sources
Key Information
- Name: Income Opportunity Realty Investors, Inc.
- Ticker: IOR
- Exchange: NYSEAM
- Founded: 1984
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Implied Market Cap: US$52.376m
- Shares outstanding: 4.17m
- Website: https://www.incomeopp-realty.com
Location
- Income Opportunity Realty Investors, Inc.
- 1603 Lyndon B Johnson Freeway
- Suite 800
- Dallas
- Texas
- 75234
- United States
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/08/13 00:00 |
| End of Day Share Price | 2022/08/09 00:00 |
| Earnings | 2022/06/30 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.