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IOR

Income Opportunity Realty Investors NYSEAM:IOR Stock Report

Last Price

US$12.57

Market Cap

US$52.4m

7D

4.7%

1Y

7.8%

Updated

13 Aug, 2022

Data

Company Financials
IOR fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health1/6
Dividends0/6

IOR Stock Overview

Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land.

Income Opportunity Realty Investors Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Income Opportunity Realty Investors
Historical stock prices
Current Share PriceUS$12.57
52 Week HighUS$16.99
52 Week LowUS$10.05
Beta0.14
1 Month Change7.49%
3 Month Change4.80%
1 Year Change7.76%
3 Year Change-2.52%
5 Year Change34.70%
Change since IPO250.65%

Recent News & Updates

Shareholder Returns

IORUS MortgageUS Market
7D4.7%4.7%3.2%
1Y7.8%-22.7%-10.2%

Return vs Industry: IOR exceeded the US Mortgage industry which returned -22.5% over the past year.

Return vs Market: IOR exceeded the US Market which returned -10.1% over the past year.

Price Volatility

Is IOR's price volatile compared to industry and market?
IOR volatility
IOR Average Weekly Movementn/a
Mortgage Industry Average Movement3.5%
Market Average Movement7.7%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: Insufficient data to determine IOR's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine IOR's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1984n/aBradley Muthhttps://www.incomeopp-realty.com

Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land. The Company invests in real estate through direct equity ownership and partnerships. For more information, visit the Company’s website at www.incomeopp-realty.com.

Income Opportunity Realty Investors Fundamentals Summary

How do Income Opportunity Realty Investors's earnings and revenue compare to its market cap?
IOR fundamental statistics
Market CapUS$52.38m
Earnings (TTM)US$2.90m
Revenue (TTM)n/a

18.1x

P/E Ratio

0.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
IOR income statement (TTM)
RevenueUS$0
Cost of RevenueUS$0
Gross ProfitUS$0
Other Expenses-US$2.90m
EarningsUS$2.90m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.70
Gross Margin0.00%
Net Profit Margin0.00%
Debt/Equity Ratio0.0%

How did IOR perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is IOR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for IOR?

Other financial metrics that can be useful for relative valuation.

IOR key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Earnings Ratio vs Peers

How does IOR's PE Ratio compare to its peers?

IOR PE Ratio vs Peers
The above table shows the PE ratio for IOR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average19.5x
NIDB Northeast Indiana Bancorp
7.7xn/aUS$53.0m
CTUY Century Next Financial
9xn/aUS$53.2m
KSBI KS Bancorp
8.5xn/aUS$53.5m
FFWC FFW
9.6xn/aUS$53.6m
IOR Income Opportunity Realty Investors
18.1xn/aUS$52.4m

Price-To-Earnings vs Peers: IOR is good value based on its Price-To-Earnings Ratio (18.1x) compared to the peer average (19.5x).


Price to Earnings Ratio vs Industry

How does IOR's PE Ratio compare vs other companies in the US Mortgage Industry?

Price-To-Earnings vs Industry: IOR is expensive based on its Price-To-Earnings Ratio (18.1x) compared to the US Mortgage industry average (11.7x)


Price to Earnings Ratio vs Fair Ratio

What is IOR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

IOR PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio18.1x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate IOR's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of IOR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: IOR ($12.57) is trading below our estimate of fair value ($14.42)

Significantly Below Fair Value: IOR is trading below fair value, but not by a significant amount.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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Future Growth

How is Income Opportunity Realty Investors forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


11.5%

Forecasted Banks industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Income Opportunity Realty Investors has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

  • Take a look at our analysis of IOR’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.

Past Performance

How has Income Opportunity Realty Investors performed over the past 5 years?

Past Performance Score

2/6

Past Performance Score 2/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


2.6%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: IOR has high quality earnings.

Growing Profit Margin: Insufficient data to determine if IOR's profit margins have improved over the past year.


Past Earnings Growth Analysis

Earnings Trend: IOR's earnings have grown by 2.6% per year over the past 5 years.

Accelerating Growth: IOR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: IOR had negative earnings growth (-32.2%) over the past year, making it difficult to compare to the Mortgage industry average (3.3%).


Return on Equity

High ROE: IOR's Return on Equity (2.7%) is considered low.


Discover strong past performing companies

Financial Health

How is Income Opportunity Realty Investors's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

1/6

Financial Health Score 1/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: IOR's Assets to Equity ratio (1x) is low.

Allowance for Bad Loans: Insufficient data to determine if IOR has a sufficient allowance for bad loans.

Low Risk Liabilities: IOR reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.

Loan Level: Insufficient data to determine if IOR has an appropriate level of Loans to Assets ratio.

Low Risk Deposits: IOR reports no customer deposits, loans are made up entirely of externally borrowed funds.

Level of Bad Loans: Insufficient data to determine if IOR has an appropriate level of bad loans.


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Dividend

What is Income Opportunity Realty Investors's current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate IOR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate IOR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if IOR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if IOR's dividend payments have been increasing.


Current Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of IOR's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

0.7yrs

Average management tenure


CEO

Bradley Muth (65 yo)

0.67

Tenure

Mr. Bradley J. Muth serves as President and Chief Executive Officer at Pillar Income Asset Management, Inc. since joining the company in January 2022. He has been President and Chief Executive Officer at I...


Leadership Team

Experienced Management: IOR's management team is not considered experienced ( 0.7 years average tenure), which suggests a new team.


Board Members

Experienced Board: IOR's board of directors are seasoned and experienced ( 12.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Income Opportunity Realty Investors, Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: Income Opportunity Realty Investors, Inc.
  • Ticker: IOR
  • Exchange: NYSEAM
  • Founded: 1984
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Implied Market Cap: US$52.376m
  • Shares outstanding: 4.17m
  • Website: https://www.incomeopp-realty.com

Location

  • Income Opportunity Realty Investors, Inc.
  • 1603 Lyndon B Johnson Freeway
  • Suite 800
  • Dallas
  • Texas
  • 75234
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/08/13 00:00
End of Day Share Price2022/08/09 00:00
Earnings2022/06/30
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.