AMEX:IOR

Stock Analysis Report

Income Opportunity Realty Investors

Executive Summary

Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land.

Snowflake

Share Price & News

How has Income Opportunity Realty Investors's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

3.5%

IOR

1.1%

US Mortgage

1.0%

US Market


1 Year Return

2.1%

IOR

12.9%

US Mortgage

6.7%

US Market

Return vs Industry: IOR underperformed the US Mortgage industry which returned 12.9% over the past year.

Return vs Market: IOR underperformed the US Market which returned 6.7% over the past year.


Share holder returns

IORIndustryMarket
7 Day3.5%1.1%1.0%
30 Day-13.7%-0.5%-1.8%
90 Day-0.9%2.3%-1.8%
1 Year2.1%2.1%15.4%12.9%9.1%6.7%
3 Year53.2%53.2%40.4%30.9%46.0%36.6%
5 Year104.3%104.3%68.9%51.2%66.9%48.6%

Price Volatility Vs. Market

How volatile is Income Opportunity Realty Investors's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Income Opportunity Realty Investors undervalued based on future cash flows and its price relative to the stock market?

5.62x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Undervalued: Insufficient data to calculate IOR's fair value to establish if it is undervalued.

Significantly Undervalued: Insufficient data to calculate IOR's fair value to establish if it is undervalued.


Price Based on Earnings

PE vs Industry: IOR is good value based on its PE Ratio (5.6x) compared to the Mortgage industry average (14.5x).

PE vs Market: IOR is good value based on its PE Ratio (5.6x) compared to the US market (17.5x).


Price Based on Expected Growth

Low PEG Ratio: Insufficient data to calculate IOR's PEG Ratio to determine if it is good value.


Price Based on Value of Assets

PB vs Industry: IOR is good value based on its PB Ratio (0.5x) compared to the US Mortgage industry average (1.1x).

Future Growth

How is Income Opportunity Realty Investors expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.4%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Income Opportunity Realty Investors has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has Income Opportunity Realty Investors performed over the past 5 years?

23.6%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: IOR's earnings have grown significantly by 23.6% per year over the past 5 years.

Accelerating Growth: IOR's earnings growth over the past year (656.4%) exceeds its 5-year average (23.6% per year).

Earnings vs Industry: IOR earnings growth over the past year (656.4%) exceeded the Mortgage industry 31.7%.


Return on Equity

High ROE: IOR's Return on Equity (9%) is considered low.


Return on Assets

ROA vs Industry: IOR has a higher Return on Assets than the Mortgage industry average last year.


Return on Capital Employed

ROCE Improving: IOR is currently unprofitable, so its Return on Capital Employed is negative.

Financial Health

How is Income Opportunity Realty Investors's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: IOR has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if IOR's debt is covered by short term assets.


Financial Institutions Analysis

Asset Level: IOR's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if IOR has a sufficient allowance for bad loans.

Low Risk Liabilities: IOR reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if IOR has an acceptable proportion of non-loan assets held.

Low Risk Deposits: IOR has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if IOR has an appropriate level of bad loans.

Dividend

What is Income Opportunity Realty Investors's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage2.2%forecastin3Yearsn/a

Current dividend yield vs market & industry


Dividend Yield and Payments Analysis

Notable Dividend: Unable to evaluate IOR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate IOR's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if IOR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if IOR's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of IOR's dividend in 3 years as they are not forecast to pay a notable one for the US market.

Management

What is the CEO of Income Opportunity Realty Investors's salary, the management and board of directors tenure and is there insider trading?

11.4yrs

Average management tenure


CEO

Danny Moos (69yo)

9.6yrs

Tenure

0

Mr. Daniel J. Moos, also known as Danny, serves as the Chief Executive Officer since March, 2011, President since December, 2010, Treasurer since October, 2013 and Director since December 2010 to March 201 ...


Management Age and Tenure

11.4yrs

Average Tenure

70yo

Average Age

Experienced Management: IOR's management team is seasoned and experienced (11.4 years average tenure).


Board Age and Tenure

8.5yrs

Average Tenure

66yo

Average Age

Experienced Board: IOR's board of directors are considered experienced (8.5 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Gene Bertcher (70yo)

    • Tenure: 11.4yrs
  • Danny Moos (69yo)

    President & CEO

    • Tenure: 9.6yrs
  • Louis Corna (72yo)

    Executive VP

    • Tenure: 15.7yrs
  • Michael Lane

    Vice President of HR

    • Tenure: 0yrs

Board Members

  • Henry Butler (69yo)

    Chairman of the Board

    • Tenure: 8.4yrs
  • Ted Munselle (63yo)

    Presiding Director

    • Tenure: 8.7yrs
    • Compensation: US$5.50k
  • Robert Jakuszewski (57yo)

    Director

    • Tenure: 15.6yrs
    • Compensation: US$5.00k
  • Raymond Roberts (88yo)

    Director

    • Tenure: 3.3yrs
    • Compensation: US$5.00k

Company Information

Income Opportunity Realty Investors, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Income Opportunity Realty Investors, Inc.
  • Ticker: IOR
  • Exchange: AMEX
  • Founded: 1984
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$49.810m
  • Shares outstanding: 4.17m
  • Website: https://www.incomeopp-realty.com

Location

  • Income Opportunity Realty Investors, Inc.
  • 1603 Lyndon B Johnson Freeway
  • Suite 800
  • Dallas
  • Texas
  • 75234
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
IORAMEX (NYSE MKT LLC)YesCommon StockUSUSDNov 1986

Biography

Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land. The Company invests in real estate th ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/14 01:09
End of Day Share Price2019/10/11 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

© 2018 SIMPLY WALL STREET PTY LTD, COMMUNITY DESIGN 2845206, US DESIGN PATENT #29/544/281, EUROPEAN DESIGN REGISTRATION #2845206, STANDARD & POOR’S FINANCIAL SERVICES LLC. ALL RIGHTS RESERVED.

Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Copyright © 2018, Standard & Poor’s Financial Services LLC. Reproduction of S&P Capital IQ in any form is prohibited except with the prior written permission of S&P. S&P does not guarantee the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions, regardless of the cause or for the results obtained from the use of such information. S&P DISCLAIMS ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. In no event shall S&P be liable for any direct, indirect, special or consequential damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with subscriber’s or others’ use of S&P Capital IQ. (2018)