SouthState Second Quarter 2025 Earnings: Beats Expectations

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SouthState (NYSE:SSB) Second Quarter 2025 Results

Key Financial Results

  • Revenue: US$657.3m (up 56% from 2Q 2024).
  • Net income: US$215.2m (up 63% from 2Q 2024).
  • Profit margin: 33% (up from 31% in 2Q 2024). The increase in margin was driven by higher revenue.
  • EPS: US$2.12 (up from US$1.74 in 2Q 2024).
earnings-and-revenue-growth
NYSE:SSB Earnings and Revenue Growth July 26th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

SouthState Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 14%.

Looking ahead, revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's share price is broadly unchanged from a week ago.

Risk Analysis

What about risks? Every company has them, and we've spotted 1 warning sign for SouthState you should know about.

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Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NYSE:SSB

SouthState Bank

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Flawless balance sheet established dividend payer.

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