The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
Flawless balance sheet established dividend payer.
Share Price & News
How has PNC Financial Services Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PNC.PRQ has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: PNC.PRQ exceeded the US Banks industry which returned -19% over the past year.
Return vs Market: PNC.PRQ underperformed the US Market which returned 16.4% over the past year.
Price Volatility Vs. Market
How volatile is PNC Financial Services Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is PNC Financial Services Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: PNC.PRQ ($25.33) is trading above our estimate of fair value ($19.76)
Significantly Below Fair Value: PNC.PRQ is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: PNC.PRQ is poor value based on its PE Ratio (16.7x) compared to the US Banks industry average (9.9x).
PE vs Market: PNC.PRQ is good value based on its PE Ratio (16.7x) compared to the US market (18.9x).
Price to Earnings Growth Ratio
PEG Ratio: PNC.PRQ's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: PNC.PRQ is overvalued based on its PB Ratio (1x) compared to the US Banks industry average (0.8x).
How is PNC Financial Services Group forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PNC.PRQ's earnings are forecast to decline over the next 3 years (-23.8% per year).
Earnings vs Market: PNC.PRQ's earnings are forecast to decline over the next 3 years (-23.8% per year).
High Growth Earnings: PNC.PRQ's earnings are forecast to decline over the next 3 years.
Revenue vs Market: PNC.PRQ's revenue (1.4% per year) is forecast to grow slower than the US market (9.4% per year).
High Growth Revenue: PNC.PRQ's revenue (1.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PNC.PRQ's Return on Equity is forecast to be low in 3 years time (6.9%).
How has PNC Financial Services Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PNC.PRQ has high quality earnings.
Growing Profit Margin: PNC.PRQ's current net profit margins (20.1%) are lower than last year (28.8%).
Past Earnings Growth Analysis
Earnings Trend: PNC.PRQ's earnings have grown by 5% per year over the past 5 years.
Accelerating Growth: PNC.PRQ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PNC.PRQ had negative earnings growth (-39.6%) over the past year, making it difficult to compare to the Banks industry average (-3%).
Return on Equity
High ROE: PNC.PRQ's Return on Equity (6%) is considered low.
How is PNC Financial Services Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: PNC.PRQ's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: PNC.PRQ has a sufficient allowance for bad loans (316%).
Low Risk Liabilities: 85% of PNC.PRQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNC.PRQ has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: PNC.PRQ's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: PNC.PRQ has an appropriate level of bad loans (0.7%).
What is PNC Financial Services Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: PNC.PRQ's dividend (4.19%) is higher than the bottom 25% of dividend payers in the US market (1.62%).
High Dividend: PNC.PRQ's dividend (4.19%) is low compared to the top 25% of dividend payers in the US market (4.35%).
Stability and Growth of Payments
Stable Dividend: PNC.PRQ's dividends per share have been stable in the past 10 years.
Growing Dividend: PNC.PRQ's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (70.2%), PNC.PRQ's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: PNC.PRQ's dividends in 3 years are forecast to be covered by earnings (55.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Bill Demchak (58 yo)
Mr. William S. Demchak, also known as Bill, has been the President of The PNC Financial Services Group, Inc., since April 2012 and has been its Chief Executive Officer since April 2013 and its Chairman of ...
CEO Compensation Analysis
Compensation vs Market: Bill's total compensation ($USD16.54M) is above average for companies of similar size in the US market ($USD11.30M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
|Executive VP & CFO||7yrs||US$5.51m||0.028% |
|Treasurer & Chief Investment Officer||0.083yr||US$9.14m||0.024% |
|Executive VP and Head of Corporate & Institutional Banking||0.083yr||US$8.89m||0.033% |
|Executive VP||7.25yrs||US$4.76m||0.0066% |
|Executive VP and Head of Technology & Innovation||3.33yrs||US$3.52m||0.0077% |
|Executive VP||4.5yrs||no data||0.013% |
|EVP, Director of Investor Relations||no data||no data||no data|
|Executive VP & Chief Human Resources Officer||6.17yrs||no data||0.0032% |
|Executive VP & Chief Credit Officer||18.75yrs||no data||0.012% |
|Senior VP & Relationship Manager||no data||no data||no data|
|Executive VP & Corporate Banking Executive of Greater Washington D C||15.42yrs||no data||no data|
Experienced Management: PNC.PRQ's management team is seasoned and experienced (6.6 years average tenure).
|Independent Director||4.58yrs||US$272.26k||0.00024% |
|Independent Director||13.33yrs||US$367.70k||0.0011% |
|Independent Director||1.58yrs||US$261.41k||0.00027% |
|Independent Director||3yrs||US$266.52k||no data|
|Independent Director||4.58yrs||US$306.58k||0.00026% |
|Independent Director||2.58yrs||US$311.44k||0.00037% |
|Independent Director||1.58yrs||US$264.94k||0.000030% |
|Independent Lead Director||1.33yrs||US$361.56k||0.037% |
|Independent Director||1.58yrs||US$240.94k||0.00024% |
|Independent Director||5.83yrs||US$319.36k||0.000050% |
|Independent Director||2.58yrs||US$269.94k||0.000010% |
Experienced Board: PNC.PRQ's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
The PNC Financial Services Group, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: The PNC Financial Services Group, Inc.
- Ticker: PNC.PRQ
- Exchange: NYSE
- Founded: 1852
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$46.551b
- Shares outstanding: 424.50m
- Website: https://www.pnc.com
Number of Employees
- The PNC Financial Services Group, Inc.
- The Tower at PNC Plaza
- 300 Fifth Avenue
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PNC||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Jan 1969|
|PNP||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jan 1969|
|PNC *||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Jan 1969|
|0KEF||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Jan 1969|
|PNP||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Jan 1969|
|PNCF||WBAG (Wiener Boerse AG)||Yes||Common Stock||AT||EUR||Jan 1969|
|A1GT09||DB (Deutsche Boerse AG)||PERP SR -O NT||DE||USD||Jul 2011|
|PNC.PRQ||NYSE (New York Stock Exchange)||DEP REPSTG 1/400||US||USD||Sep 2012|
|A188NK||DB (Deutsche Boerse AG)||5%-FRN PERP USD 'S'||DE||USD||Oct 2016|
|PNCS34||BOVESPA (Bolsa de Valores de Sao Paulo)||BDR EACH 2 REPR 1 COM||BR||BRL||May 2019|
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The Retail Banking segment offers deposit, lending, brokerage, insurance, and investment an ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/10 23:55|
|End of Day Share Price||2020/08/10 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.