Great Western Bancorp
Market Cap
US$1.8b
Last Updated
2021/04/19 22:54 UTC
Data Sources
Company Financials +
Executive Summary
Great Western Bancorp, Inc. operates as the bank holding company for Great Western Bank that provides business and agri-business banking, retail banking, and wealth management services in the United States. More Details
Rewards
Risk Analysis
No risks detected for GWB from our risk checks.
Snowflake Analysis
Excellent balance sheet with moderate growth potential.
Similar Companies
Share Price & News
How has Great Western Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GWB is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: GWB's weekly volatility (6%) has been stable over the past year.
Market Performance
7 Day Return
-1.9%
GWB
0.04%
US Banks
1.3%
US Market
1 Year Return
68.9%
GWB
70.1%
US Banks
53.8%
US Market
Return vs Industry: GWB matched the US Banks industry which returned 70.2% over the past year.
Return vs Market: GWB exceeded the US Market which returned 53.9% over the past year.
Shareholder returns
| GWB | Industry | Market | |
|---|---|---|---|
| 7 Day | -1.9% | 0.04% | 1.3% |
| 30 Day | -2.5% | 0.7% | 5.1% |
| 90 Day | 32.1% | 16.6% | 8.9% |
| 1 Year | 71.4%68.9% | 75.7%70.1% | 56.6%53.8% |
| 3 Year | -15.3%-21.6% | 25.8%14.9% | 64.4%53.6% |
| 5 Year | 19.2%6.3% | 96.5%71.5% | 120.4%95.7% |
Long-Term Price Volatility Vs. Market
How volatile is Great Western Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall St
How Much Are Great Western Bancorp, Inc. (NYSE:GWB) Insiders Spending On Buying Shares?3 months ago | Simply Wall St
Great Western Bancorp's(NYSE:GWB) Share Price Is Down 45% Over The Past Three Years.5 months ago | Simply Wall St
Are Insiders Buying Great Western Bancorp, Inc. (NYSE:GWB) Stock?Valuation
Is Great Western Bancorp undervalued compared to its fair value and its price relative to the market?
34.1%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: GWB ($31.79) is trading below our estimate of fair value ($47.65)
Significantly Below Fair Value: GWB is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: GWB is unprofitable, so we can't compare its PE Ratio to the US Banks industry average.
PE vs Market: GWB is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GWB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: GWB is overvalued based on its PB Ratio (1.6x) compared to the US Banks industry average (1.1x).
Future Growth
How is Great Western Bancorp forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
44.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GWB is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2%).
Earnings vs Market: GWB is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: GWB's is expected to become profitable in the next 3 years.
Revenue vs Market: GWB's revenue (9% per year) is forecast to grow slower than the US market (9.3% per year).
High Growth Revenue: GWB's revenue (9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GWB's Return on Equity is forecast to be low in 3 years time (11.3%).
Past Performance
How has Great Western Bancorp performed over the past 5 years?
-55.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GWB is currently unprofitable.
Growing Profit Margin: GWB is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: GWB is unprofitable, and losses have increased over the past 5 years at a rate of 55.4% per year.
Accelerating Growth: Unable to compare GWB's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: GWB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (3.5%).
Return on Equity
High ROE: GWB has a negative Return on Equity (-63.9%), as it is currently unprofitable.
Financial Health
How is Great Western Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GWB's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: GWB has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 97% of GWB's liabilities are made up of primarily low risk sources of funding.
Loan Level: GWB has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: GWB's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: GWB has a high level of bad loans (3.1%).
Dividend
What is Great Western Bancorp current dividend yield, its reliability and sustainability?
0.13%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: GWB's dividend (0.13%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: GWB's dividend (0.13%) is low compared to the top 25% of dividend payers in the US market (3.46%).
Stability and Growth of Payments
Stable Dividend: GWB is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: GWB is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: GWB is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of GWB's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
1.1yrs
Average management tenure
CEO
Mark Borrecco (49 yo)
1.08yrs
Tenure
US$1,384,945
Compensation
Mr. Mark Charles Borrecco has been Executive Director, President and Chief Executive Officer at Great Western Bank and Great Western Bancorp, Inc. since March 9, 2020. Mr. Borrecco served as Co-President a...
CEO Compensation Analysis
Compensation vs Market: Mark's total compensation ($USD1.38M) is below average for companies of similar size in the US market ($USD3.79M).
Compensation vs Earnings: Insufficient data to compare Mark's compensation with company performance.
Leadership Team
Experienced Management: GWB's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
Board Members
Experienced Board: GWB's board of directors are considered experienced (5.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: GWB insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Great Western Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Great Western Bancorp, Inc.
- Ticker: GWB
- Exchange: NYSE
- Founded: 1935
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$1.752b
- Shares outstanding: 55.11m
- Website: https://www.greatwesternbank.com
Number of Employees
Location
- Great Western Bancorp, Inc.
- 225 South Main Avenue
- Sioux Falls
- South Dakota
- 57104
- United States
Listings
Biography
Great Western Bancorp, Inc. operates as the bank holding company for Great Western Bank that provides business and agri-business banking, retail banking, and wealth management services in the United States...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/19 22:54 |
| End of Day Share Price | 2021/04/19 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/09/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.