BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses.
Flawless balance sheet and good value.
Share Price & News
How has BancorpSouth Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BXS has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: BXS underperformed the US Banks industry which returned 10.6% over the past year.
Return vs Market: BXS underperformed the US Market which returned 20.3% over the past year.
Price Volatility Vs. Market
How volatile is BancorpSouth Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StShould You Be Concerned About BancorpSouth Bank's (NYSE:BXS) Historical Volatility?
3 weeks ago | Simply Wall StShould You Think About Buying BancorpSouth Bank (NYSE:BXS) Now?
1 month ago | Simply Wall StInvestors Who Bought BancorpSouth Bank (NYSE:BXS) Shares Five Years Ago Are Now Up 52%
Is BancorpSouth Bank undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BXS ($28.67) is trading below our estimate of fair value ($44.25)
Significantly Below Fair Value: BXS is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BXS is good value based on its PE Ratio (12.4x) compared to the Banks industry average (12.6x).
PE vs Market: BXS is good value based on its PE Ratio (12.4x) compared to the US market (18.3x).
Price to Earnings Growth Ratio
PEG Ratio: BXS is poor value based on its PEG Ratio (2.7x)
Price to Book Ratio
PB vs Industry: BXS is overvalued based on its PB Ratio (1.2x) compared to the US Banks industry average (1.2x).
How is BancorpSouth Bank forecast to perform in the next 1 to 3 years based on estimates from 9 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BXS's forecast earnings growth (4.7% per year) is above the savings rate (1.7%).
Earnings vs Market: BXS's earnings (4.7% per year) are forecast to grow slower than the US market (14.2% per year).
High Growth Earnings: BXS's earnings are forecast to grow, but not significantly.
Revenue vs Market: BXS's revenue (5.4% per year) is forecast to grow slower than the US market (7.6% per year).
High Growth Revenue: BXS's revenue (5.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BXS's Return on Equity is forecast to be low in 3 years time (10.1%).
How has BancorpSouth Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BXS has high quality earnings.
Growing Profit Margin: BXS's current net profit margins (25.2%) are lower than last year (26%).
Past Earnings Growth Analysis
Earnings Trend: BXS's earnings have grown by 15.6% per year over the past 5 years.
Accelerating Growth: BXS's earnings growth over the past year (5.8%) is below its 5-year average (15.6% per year).
Earnings vs Industry: BXS earnings growth over the past year (5.8%) underperformed the Banks industry 12.3%.
Return on Equity
High ROE: BXS's Return on Equity (8.7%) is considered low.
Return on Assets
Return on Capital Employed
How is BancorpSouth Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: BXS has a low level of unsold assets or inventory.
Debt Coverage by Assets: BXS's debt is not covered by short term assets (assets are 0.4x debt).
Financial Institutions Analysis
Asset Level: BXS's level of assets compared to its equity is low.
Allowance for Bad Loans: BXS has a sufficient allowance for bad loans.
Low Risk Liabilities: BXS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BXS has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BXS's loans are broadly funded by customer deposits.
Level of Bad Loans: BXS has an appropriate level of bad loans (0.79%)
What is BancorpSouth Bank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Purchase BancorpSouth Bank before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: BXS's dividend (2.58%) is higher than the bottom 25% of dividend payers in the US market (1.44%).
High Dividend: BXS's dividend (2.58%) is low compared to the top 25% of dividend payers in the US market (3.73%).
Stability and Growth of Payments
Stable Dividend: BXS's dividend payments have been volatile in the past 10 years.
Growing Dividend: BXS's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (30.8%), BXS's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BXS's dividends in 3 years are forecast to be well covered by earnings (33.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Dan Rollins (60yo)
Mr. James D. Rollins, III, also known as Dan, has been Chief Executive Officer of BancorpSouth, Inc. since November 27, 2012. Mr. Rollins has been the Chief Executive Officer of BancorpSouth Bank since Nov ...
CEO Compensation Analysis
Compensation vs Market: Dan's total compensation ($USD3.70M) is about average for companies of similar size in the US market ($USD4.89M).
Compensation vs Earnings: Dan's compensation has been consistent with company performance over the past year.
|Chairman & CEO||7.3yrs||US$3.70m||0.29% $8.7m|
|President & COO||5.5yrs||US$1.78m||0.19% $5.8m|
|Senior EVP||2.8yrs||US$882.05k||0.034% $1.0m|
|Senior EVP||0yrs||US$773.05k||0.065% $1.9m|
|Senior EVP & General Counsel||5.3yrs||US$956.53k||0.065% $1.9m|
|Senior VP & Director of Corporate Finance||0yrs||no data||no data|
|Senior EVP & Chief Information Officer||0yrs||no data||no data|
|Head of Corporate Communications||0yrs||no data||no data|
|President of North-West Region||4.2yrs||no data||no data|
|Senior EVP||5.3yrs||no data||0.050% $1.5m|
Experienced Management: BXS's management team is seasoned and experienced (5.3 years average tenure).
|Chairman & CEO||7.3yrs||US$3.70m||0.29% $8.7m|
|Chairman Emeritus||5.8yrs||US$33.66k||no data|
|Independent Director||24.1yrs||US$144.01k||0.051% $1.5m|
|Independent Director||29.1yrs||US$136.00k||0.10% $3.0m|
|Independent Director||16.1yrs||US$151.00k||0.13% $4.0m|
|Independent Director||12.5yrs||US$131.50k||0.025% $743.2k|
|Lead Director||2.8yrs||US$158.50k||0.062% $1.9m|
|Independent Director||28.1yrs||US$145.51k||0.15% $4.6m|
|Independent Director||4.8yrs||US$151.00k||0.011% $335.9k|
|Independent Director||12.5yrs||US$138.01k||0.026% $774.9k|
Experienced Board: BXS's board of directors are seasoned and experienced ( 12.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BXS insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.6%.
BancorpSouth Bank's company bio, employee growth, exchange listings and data sources
- Name: BancorpSouth Bank
- Ticker: BXS
- Exchange: NYSE
- Founded: 1876
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$2.997b
- Shares outstanding: 104.52m
- Website: https://www.bancorpsouth.com
Number of Employees
- BancorpSouth Bank
- One Mississippi Plaza
- 201 South Spring Street
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BXS||NYSE (New York Stock Exchange)||Yes||New Common Stock||US||USD||Oct 1985|
|BXS.PRA||NYSE (New York Stock Exchange)||5.5% NCUM PFD A||US||USD||Nov 2019|
BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides investment brokerage, and personal trust and estate services. As of April 25, 2018, the company operated through 279 full service branch locations, as well mortgage, insurance, and loan production offices in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Illinois. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/20 03:28|
|End of Day Share Price||2020/02/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.