BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. More Details
Very undervalued with flawless balance sheet.
Share Price & News
How has BancorpSouth Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BXS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: BXS's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BXS underperformed the US Banks industry which returned 59.1% over the past year.
Return vs Market: BXS underperformed the US Market which returned 35.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is BancorpSouth Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 weeks ago | Simply Wall StDoes BancorpSouth Bank (NYSE:BXS) Deserve A Spot On Your Watchlist?
1 month ago | Simply Wall StThere's A Lot To Like About BancorpSouth Bank's (NYSE:BXS) Upcoming US$0.19 Dividend
2 months ago | Simply Wall StBancorpSouth Bank (NYSE:BXS) Has Affirmed Its Dividend Of US$0.19
Is BancorpSouth Bank undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BXS ($25.8) is trading below our estimate of fair value ($34.42)
Significantly Below Fair Value: BXS is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BXS is good value based on its PE Ratio (9.2x) compared to the US Banks industry average (10.7x).
PE vs Market: BXS is good value based on its PE Ratio (9.2x) compared to the US market (18.1x).
Price to Earnings Growth Ratio
PEG Ratio: BXS is good value based on its PEG Ratio (0.2x)
Price to Book Ratio
PB vs Industry: BXS is good value based on its PB Ratio (1x) compared to the US Banks industry average (1.1x).
How is BancorpSouth Bank forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BXS's forecast earnings growth (48.2% per year) is above the savings rate (2%).
Earnings vs Market: BXS's earnings (48.2% per year) are forecast to grow faster than the US market (15% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: BXS's revenue (23.8% per year) is forecast to grow faster than the US market (9.2% per year).
High Growth Revenue: BXS's revenue (23.8% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BXS's Return on Equity is forecast to be low in 3 years time (9.3%).
How has BancorpSouth Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BXS has high quality earnings.
Growing Profit Margin: BXS's current net profit margins (28.1%) are higher than last year (22.7%).
Past Earnings Growth Analysis
Earnings Trend: BXS's earnings have grown by 14.9% per year over the past 5 years.
Accelerating Growth: BXS's earnings growth over the past year (38%) exceeds its 5-year average (14.9% per year).
Earnings vs Industry: BXS earnings growth over the past year (38%) exceeded the Banks industry 35%.
Return on Equity
High ROE: BXS's Return on Equity (9.8%) is considered low.
How is BancorpSouth Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BXS's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: BXS has a sufficient allowance for bad loans (315%).
Low Risk Liabilities: 93% of BXS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BXS has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: BXS's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: BXS has an appropriate level of bad loans (0.6%).
What is BancorpSouth Bank current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BXS's dividend (3.1%) is higher than the bottom 25% of dividend payers in the US market (1.31%).
High Dividend: BXS's dividend (3.1%) is low compared to the top 25% of dividend payers in the US market (3.55%).
Stability and Growth of Payments
Stable Dividend: BXS's dividend payments have been volatile in the past 10 years.
Growing Dividend: BXS's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (26.9%), BXS's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BXS's dividends in 3 years are forecast to be well covered by earnings (29% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Dan Rollins (62 yo)
Mr. James D. Rollins, III, also known as Dan, has been the Chief Executive Officer of BancorpSouth Bank since November 27, 2012. Mr. Rollins had been Chief Executive Officer of BancorpSouth, Inc. since Nov...
CEO Compensation Analysis
Compensation vs Market: Dan's total compensation ($USD4.40M) is about average for companies of similar size in the US market ($USD5.32M).
Compensation vs Earnings: Dan's compensation has been consistent with company performance over the past year.
Experienced Management: BXS's management team is seasoned and experienced (6.7 years average tenure).
Experienced Board: BXS's board of directors are considered experienced (6.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.9%.
BancorpSouth Bank's company bio, employee growth, exchange listings and data sources
- Name: BancorpSouth Bank
- Ticker: BXS
- Exchange: NYSE
- Founded: 1876
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$2.802b
- Shares outstanding: 108.61m
- Website: https://www.bancorpsouth.com
Number of Employees
- BancorpSouth Bank
- One Mississippi Plaza
- 201 South Spring Street
- United States
BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, W...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/01 22:12|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.