NYSE:BOH

Stock Analysis Report

Executive Summary

Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides financial products and services in Hawaii, Guam, and other Pacific Islands.

Snowflake

Fundamentals

Flawless balance sheet average dividend payer.


Similar Companies

Share Price & News

How has Bank of Hawaii's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

4.5%

NYSE:BOH

3.4%

US Banks

1.1%

US Market


1 Year Return

7.2%

NYSE:BOH

-3.7%

US Banks

2.1%

US Market

BOH outperformed the Banks industry which returned -3.7% over the past year.

BOH outperformed the Market in United States of America which returned 2% over the past year.


Share holder returns

BOHIndustryMarket
7 Day4.5%3.4%1.1%
30 Day5.9%9.7%3.7%
90 Day8.7%5.1%2.3%
1 Year10.7%7.2%-1.0%-3.7%4.4%2.1%
3 Year34.4%23.7%56.1%45.4%47.0%37.4%
5 Year71.4%49.0%63.5%45.7%61.6%43.8%

Price Volatility Vs. Market

How volatile is Bank of Hawaii's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Bank of Hawaii undervalued based on future cash flows and its price relative to the stock market?

7%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

Bank of Hawaii's share price is below the future cash flow value, but not at a moderate discount (< 20%).

Bank of Hawaii's share price is below the future cash flow value, but not at a substantial discount (< 40%).


Price Based on Earnings

Bank of Hawaii is overvalued based on earnings compared to the US Banks industry average.

Bank of Hawaii is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Bank of Hawaii earnings are not expected to grow next year, we can't assess if its growth is good value.


Price Based on Value of Assets

Bank of Hawaii is overvalued based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is Bank of Hawaii expected to perform in the next 1 to 3 years based on estimates from 4 analysts?

-1.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Bank of Hawaii's revenue is expected to grow by 2.7% yearly, however this is not considered high growth (20% yearly).

Bank of Hawaii's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.

Bank of Hawaii's revenue growth is positive but not above the United States of America market average.

Bank of Hawaii's earnings are expected to decrease over the next 1-3 years, this is below the United States of America market average.

Bank of Hawaii's earnings are expected to decrease over the next 1-3 years, this is below the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Bank of Hawaii will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Bank of Hawaii performed over the past 5 years?

7.1%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Bank of Hawaii's year on year earnings growth rate has been positive over the past 5 years.

Bank of Hawaii's 1-year earnings growth exceeds its 5-year average (14.7% vs 7.1%)

Bank of Hawaii's earnings growth has not exceeded the US Banks industry average in the past year (14.7% vs 31.7%).


Return on Equity

Bank of Hawaii has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Bank of Hawaii used its assets more efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Bank of Hawaii improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Bank of Hawaii's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Bank of Hawaii has an acceptable proportion of non-loan assets held.

Bank of Hawaii has a sufficient allowance for bad loans.

Bank of Hawaii's liabilities are made up of primarily low risk sources of funding.

Bank of Hawaii's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).

Loans at Bank of Hawaii are broadly funded by customer deposits.

Bank of Hawaii has an acceptable level of bad loans (less than 2%).


Next Steps

Dividend

What is Bank of Hawaii's current dividend yield, its reliability and sustainability?

3.02%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Bank of Hawaii's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.45%).

Bank of Hawaii's dividend is below the markets top 25% of dividend payers in United States of America (3.67%).

Dividends per share have been stable in the past 10 years.

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (2.2x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Bank of Hawaii's salary, the management and board of directors tenure and is there insider trading?

3.6yrs

Average management tenure


CEO

Peter Ho (54yo)

9.2yrs

Tenure

US$5,205,426

Compensation

Mr. Peter S. Ho has been the President of the Bank at Hawaii Corporation since April 2008 and has been its Chief Executive Officer since July 30, 2010. Mr. Ho served as Chief Banking Officer of Bank of Haw ...


CEO Compensation Analysis

Peter's remuneration is about average for companies of similar size in United States of America.

Peter's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

3.6yrs

Average Tenure

58.5yo

Average Age

The tenure for the Bank of Hawaii management team is about average.


Board Age and Tenure

14.4yrs

Average Tenure

68yo

Average Age

The average tenure for the Bank of Hawaii board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month open market individual insider trading information.


Recent Insider Transactions

SellUS$499,14414 May 19
James Polk
EntityIndividual
Role
Senior Key Executive
Vice Chairman of Residential & Consumer Lending Group
Shares6,176
Max PriceUS$80.82
SellUS$40,00007 Nov 18
Barbara Tanabe
EntityIndividual
Role
Member of the Board of Directors
Director
Shares500
Max PriceUS$80.00

Ownership Breakdown


Management Team

  • Kent Lucien (65yo)

    Vice Chair

    • Tenure: 13.4yrs
    • Compensation: US$869.99k
  • Cindy Wyrick

    Executive Vice President

    • Tenure: 0yrs
  • Mary G. Bitterman (74yo)

    Lead Independent Director

    • Tenure: 20.7yrs
    • Compensation: US$187.20k
  • Mark Rossi (70yo)

    Vice Chair

    • Tenure: 12.6yrs
    • Compensation: US$1.53m
  • Peter Ho (54yo)

    Chairman

    • Tenure: 9.2yrs
    • Compensation: US$5.21m
  • Dean Shigemura (55yo)

    Vice Chair & CFO

    • Tenure: 2.5yrs
    • Compensation: US$1.50m
  • Mary Sellers (62yo)

    Vice Chair & Chief Risk Officer

    • Tenure: 16.3yrs
    • Compensation: US$1.66m
  • James Polk (52yo)

    Vice Chairman of Residential & Consumer Lending Group

    • Tenure: 3.2yrs
    • Compensation: US$1.49m
  • Sheh Bertram

    Senior EVP & Chief Information Officer

    • Tenure: 4yrs
  • Andrea Ignacio (46yo)

    Senior VP

    • Tenure: 0.08yrs

Board Members

  • Bob Huret (74yo)

    Director

    • Tenure: 19.7yrs
    • Compensation: US$151.88k
  • Kent Lucien (65yo)

    Vice Chair

    • Tenure: 13.4yrs
    • Compensation: US$869.99k
  • Mary G. Bitterman (74yo)

    Lead Independent Director

    • Tenure: 20.7yrs
    • Compensation: US$187.20k
  • Victor Nichols (62yo)

    Director

    • Tenure: 5.2yrs
    • Compensation: US$145.38k
  • Ray Vara (49yo)

    Director

    • Tenure: 6.4yrs
    • Compensation: US$152.20k
  • Peter Ho (54yo)

    Chairman

    • Tenure: 9.2yrs
    • Compensation: US$5.21m
  • Bub Wo (66yo)

    Director

    • Tenure: 17.7yrs
    • Compensation: US$153.95k
  • Barbara Tanabe (70yo)

    Director

    • Tenure: 15.4yrs
    • Compensation: US$150.95k
  • S. Apoliona (70yo)

    Director

    • Tenure: 15.4yrs
    • Compensation: US$139.51k
  • Mark Burak (70yo)

    Director

    • Tenure: 10.4yrs
    • Compensation: US$151.88k

Company Information

Bank of Hawaii Corporation's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Bank of Hawaii Corporation
  • Ticker: BOH
  • Exchange: NYSE
  • Founded: 1897
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$3.557b
  • Shares outstanding: 40.63m
  • Website: https://www.boh.com

Number of Employees


Location

  • Bank of Hawaii Corporation
  • 130 Merchant Street
  • Honolulu
  • Hawaii
  • 96813
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
BOHNYSE (New York Stock Exchange)YesCommon StockUSUSDApr 1972

Biography

Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides financial products and services in Hawaii, Guam, and other Pacific Islands. It operates through four segment ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/09/16 23:32
End of Day Share Price2019/09/16 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.