BankUnited
Market Cap
US$4.2b
Last Updated
2021/04/17 23:07 UTC
Data Sources
Company Financials +
Executive Summary
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. More Details
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet established dividend payer.
Similar Companies
Share Price & News
How has BankUnited's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BKU is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: BKU's weekly volatility (6%) has been stable over the past year.
Market Performance
7 Day Return
-0.4%
BKU
0.03%
US Banks
1.3%
US Market
1 Year Return
134.6%
BKU
70.2%
US Banks
53.9%
US Market
Return vs Industry: BKU exceeded the US Banks industry which returned 70.3% over the past year.
Return vs Market: BKU exceeded the US Market which returned 53.9% over the past year.
Shareholder returns
| BKU | Industry | Market | |
|---|---|---|---|
| 7 Day | -0.4% | 0.03% | 1.3% |
| 30 Day | -8.3% | -0.6% | 5.3% |
| 90 Day | 13.9% | 16.6% | 8.9% |
| 1 Year | 142.7%134.6% | 75.9%70.2% | 56.6%53.9% |
| 3 Year | 21.8%11.6% | 26.0%15.0% | 64.4%53.6% |
| 5 Year | 43.4%25.2% | 97.1%72.0% | 120.4%95.7% |
Long-Term Price Volatility Vs. Market
How volatile is BankUnited's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Should Income Investors Look At BankUnited, Inc. (NYSE:BKU) Before Its Ex-Dividend?1 month ago | Simply Wall St
Rishi Bansal Is The Chief Investment Officer of BankUnited of BankUnited, Inc. (NYSE:BKU) And They Just Sold 51% Of Their Shares1 month ago | Simply Wall St
What To Know Before Buying BankUnited, Inc. (NYSE:BKU) For Its DividendValuation
Is BankUnited undervalued compared to its fair value and its price relative to the market?
21.46x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BKU ($44.23) is trading above our estimate of fair value ($42.61)
Significantly Below Fair Value: BKU is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BKU is poor value based on its PE Ratio (21.5x) compared to the US Banks industry average (13.3x).
PE vs Market: BKU is good value based on its PE Ratio (21.5x) compared to the US market (22.5x).
Price to Earnings Growth Ratio
PEG Ratio: BKU is poor value based on its PEG Ratio (1.2x)
Price to Book Ratio
PB vs Industry: BKU is overvalued based on its PB Ratio (1.4x) compared to the US Banks industry average (1.1x).
Future Growth
How is BankUnited forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
17.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BKU's forecast earnings growth (17.2% per year) is above the savings rate (2%).
Earnings vs Market: BKU's earnings (17.2% per year) are forecast to grow slower than the US market (18.1% per year).
High Growth Earnings: BKU's earnings are forecast to grow, but not significantly.
Revenue vs Market: BKU's revenue (12.6% per year) is forecast to grow faster than the US market (9.3% per year).
High Growth Revenue: BKU's revenue (12.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BKU's Return on Equity is forecast to be low in 3 years time (10.7%).
Past Performance
How has BankUnited performed over the past 5 years?
-1.7%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BKU has high quality earnings.
Growing Profit Margin: BKU's current net profit margins (26.7%) are lower than last year (33.6%).
Past Earnings Growth Analysis
Earnings Trend: BKU's earnings have declined by 1.7% per year over the past 5 years.
Accelerating Growth: BKU's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BKU had negative earnings growth (-36.7%) over the past year, making it difficult to compare to the Banks industry average (2.9%).
Return on Equity
High ROE: BKU's Return on Equity (6.6%) is considered low.
Financial Health
How is BankUnited's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKU's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: BKU has a sufficient allowance for bad loans (105%).
Low Risk Liabilities: 86% of BKU's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKU has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: BKU's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: BKU has an appropriate level of bad loans (1%).
Dividend
What is BankUnited current dividend yield, its reliability and sustainability?
2.08%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BKU's dividend (2.08%) is higher than the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: BKU's dividend (2.08%) is low compared to the top 25% of dividend payers in the US market (3.46%).
Stability and Growth of Payments
Stable Dividend: BKU's dividends per share have been stable in the past 10 years.
Growing Dividend: BKU's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (44.6%), BKU's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BKU's dividends in 3 years are forecast to be well covered by earnings (24.1% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
5.8yrs
Average management tenure
CEO
Raj Singh (49 yo)
4.25yrs
Tenure
US$4,676,581
Compensation
Mr. Rajinder P. Singh, also known as Raj, has been the Chief Executive Officer and President of BankUnited, Inc. since January 1, 2017 and founded it. Mr. Singh served as the Chief Operating Officer at Ban...
CEO Compensation Analysis
Compensation vs Market: Raj's total compensation ($USD4.68M) is about average for companies of similar size in the US market ($USD5.13M).
Compensation vs Earnings: Raj's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: BKU's management team is seasoned and experienced (5.8 years average tenure).
Board Members
Experienced Board: BKU's board of directors are considered experienced (5.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BKU insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
BankUnited, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: BankUnited, Inc.
- Ticker: BKU
- Exchange: NYSE
- Founded: 2009
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$4.247b
- Shares outstanding: 93.26m
- Website: https://www.bankunited.com
Number of Employees
Location
- BankUnited, Inc.
- 14817 Oak Lane
- Miami Lakes
- Florida
- 33016
- United States
Listings
Biography
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, suc...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/17 23:07 |
| End of Day Share Price | 2021/04/16 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.