NYSE:BBT

Stock Analysis Report

Executive Summary

BB&T Corporation, a holding company, provides banking and trust services for small and mid-size businesses, public agencies, local governments, corporations, and individuals in the Southeastern and Mid-Atlantic United States.

Snowflake

Fundamentals

Flawless balance sheet with high growth potential.


Similar Companies

Share Price & News

How has BB&T's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-0.2%

NYSE:BBT

-0.6%

US Banks

-0.3%

US Market


1 Year Return

-6.3%

NYSE:BBT

-7.3%

US Banks

3.4%

US Market

BBT matched the Banks industry (-6.5%) over the past year.

BBT underperformed the Market in United States of America which returned 4.1% over the past year.


Share holder returns

BBTIndustryMarket
7 Day-0.2%-0.6%-0.3%
30 Day1.4%2.9%2.9%
90 Day0.6%-1.2%2.1%
1 Year-3.2%-6.3%-4.8%-7.3%5.7%3.4%
3 Year48.9%36.2%54.7%44.2%45.8%36.2%
5 Year53.0%32.2%62.6%45.2%58.9%41.3%

Price Volatility Vs. Market

How volatile is BB&T's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is BB&T undervalued based on future cash flows and its price relative to the stock market?

26%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

BB&T's share price is below the future cash flow value, and at a moderate discount (> 20%).

BB&T's share price is below the future cash flow value, but not at a substantial discount (< 40%).


Price Based on Earnings

BB&T is good value based on earnings compared to the US Banks industry average.

BB&T is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

BB&T is good value based on expected growth next year.


Price Based on Value of Assets

BB&T is overvalued based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is BB&T expected to perform in the next 1 to 3 years based on estimates from 12 analysts?

38.7%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

BB&T's revenue is expected to grow significantly at over 20% yearly.

BB&T's earnings are expected to grow significantly at over 20% yearly.

BB&T's revenue growth is expected to exceed the United States of America market average.

BB&T's earnings growth is expected to exceed the United States of America market average.

BB&T's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

BB&T is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

Past Performance

How has BB&T performed over the past 5 years?

10.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

BB&T's year on year earnings growth rate has been positive over the past 5 years.

BB&T's 1-year earnings growth exceeds its 5-year average (18.6% vs 10.2%)

BB&T's earnings growth has not exceeded the US Banks industry average in the past year (18.6% vs 40.8%).


Return on Equity

BB&T has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

BB&T used its assets more efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if BB&T improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is BB&T's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

BB&T has an acceptable proportion of non-loan assets held.

BB&T has a sufficient allowance for bad loans.

BB&T's liabilities are made up of primarily low risk sources of funding.

BB&T's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

Loans at BB&T are broadly funded by customer deposits.

BB&T has an acceptable level of bad loans (less than 2%).


Next Steps

Dividend

What is BB&T's current dividend yield, its reliability and sustainability?

3.77%

Expected Dividend Yield


Dividend Yield and Payments Analysis

BB&T's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.43%).

BB&T's dividend is below the markets top 25% of dividend payers in United States of America (3.72%).

Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

Dividends per share have fallen over the past 10 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (2.5x coverage).


Future Payout to Shareholders

Dividends after 3 years are expected to be well covered by earnings (2.5x coverage).


Next Steps

Management

What is the CEO of BB&T's salary, the management and board of directors tenure and is there insider trading?

8.9yrs

Average management tenure


CEO

Kelly King (71yo)

10.5yrs

Tenure

US$8,584,676

Compensation

Mr. Kelly Stuart King has been Chief Executive Officer of BB&T Corporation since January, 2009. Mr. King serves as Chief Executive Officer of Branch Banking and Trust Company. He served as the Chief Operat ...


CEO Compensation Analysis

Kelly's remuneration is about average for companies of similar size in United States of America.

Kelly's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

8.9yrs

Average Tenure

57.5yo

Average Age

The average tenure for the BB&T management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

9.9yrs

Average Tenure

67yo

Average Age

The tenure for the BB&T board of directors is about average.


Insider Trading

BB&T individual insiders have only sold shares in the past 3 months.


Recent Insider Transactions

SellUS$120,81305 Jun 19
Louis Lynn
EntityIndividual
Shares2,500
Max PriceUS$48.33
SellUS$168,03210 May 19
Dontá Wilson
EntityIndividual
Shares3,418
Max PriceUS$49.16
SellUS$130,48926 Apr 19
Cynthia Powell
EntityIndividual
Shares2,651
Max PriceUS$49.22
SellUS$117,90607 Mar 19
I. Henry
EntityIndividual
Shares2,289
Max PriceUS$51.51
SellUS$777,00005 Mar 19
Anna Cablik
EntityIndividual
Role
Lead Director
Shares15,228
Max PriceUS$51.02
BuyUS$198,54604 Mar 19
Patrick Graney
EntityIndividual
Shares3,890
Max PriceUS$51.04
SellUS$183,03004 Mar 19
Louis Lynn
EntityIndividual
Shares3,587
Max PriceUS$51.03
SellUS$118,05122 Feb 19
K. Boyer
EntityIndividual
Role
Member of the Board of Directors
Shares2,289
Max PriceUS$51.57
BuyUS$199,74707 Dec 18
Patrick Graney
EntityIndividual
Shares4,200
Max PriceUS$47.56
SellUS$141,79009 Nov 18
Nido Qubein
EntityIndividual
Role
Member of the Board of Directors
Shares2,825
Max PriceUS$50.19
SellUS$30,24502 Nov 18
I. Henry
EntityIndividual
Shares611
Max PriceUS$49.50
SellUS$155,58107 Aug 18
Dontá Wilson
EntityIndividual
Shares3,018
Max PriceUS$51.55

Ownership Breakdown


Management Team

  • Bob Johnson (47yo)

    Senior EVP

    • Tenure: 8.9yrs
  • Daryl Bible (58yo)

    Senior EVP & CFO

    • Tenure: 10.5yrs
    • Compensation: $3.21m
  • William Bradley (57yo)

    Senior EVP & Manager of Operations Shared Services

    • Tenure: 13.6yrs
  • Kelly King (71yo)

    Chairman & CEO

    • Tenure: 10.5yrs
    • Compensation: $8.58m
  • Chris Henson (58yo)

    President & COO

    • Tenure: 2.6yrs
    • Compensation: $4.07m
  • Clarke Starnes (60yo)

    Senior EVP & Chief Risk Officer

    • Tenure: 19.5yrs
    • Compensation: $3.14m
  • Richard Baytosh

    Executive Vice President of Investor Relations

    • Tenure: 0.5yrs
  • Donna Goodrich (57yo)

    Senior EVP & Treasurer

    • Tenure: 0.7yrs
    • Compensation: $2.38m
  • Brian Davis

    Senior Vice President of Corporate Communications

  • Barbara Duck (52yo)

    Senior EVP & Chief Information Officer

    • Tenure: 3.0yrs
    • Compensation: $2.38m

Board Members

  • Nido Qubein (70yo)

    Director

    • Tenure: 29.3yrs
    • Compensation: $224.69k
  • K. Boyer (68yo)

    Director

    • Tenure: 9.8yrs
    • Compensation: $227.69k
  • Kelly King (71yo)

    Chairman & CEO

    • Tenure: 9.5yrs
    • Compensation: $8.58m
  • Anna Cablik (66yo)

    Lead Independent Director

    • Compensation: $244.69k
  • Jennifer Banner (60yo)

    Director

    • Tenure: 16.3yrs
    • Compensation: $267.19k
  • Tom Skains (62yo)

    Director

    • Tenure: 10.1yrs
    • Compensation: $262.69k
  • John Howard (52yo)

    Chairman & CEO of BB&T Insurance Holdings

  • William Reuter (69yo)

    Director

    • Tenure: 3.9yrs
    • Compensation: $264.19k
  • Tommy Thompson (70yo)

    Director

    • Tenure: 11.5yrs
    • Compensation: $261.19k
  • Charles Patton (63yo)

    Director

    • Tenure: 6.5yrs
    • Compensation: $270.19k

Company Information

BB&T Corporation's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: BB&T Corporation
  • Ticker: BBT
  • Exchange: NYSE
  • Founded: 1872
  • Industry: regional banks
  • Sector: banks
  • Market Cap: US$38.020b
  • Shares outstanding: 765.92m
  • Website: Click here

Number of Employees


Location

  • BB&T Corporation
  • 200 West Second Street
  • Winston-Salem
  • North Carolina
  • 27101
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
BBT *BMV (Bolsa Mexicana de Valores)YesCommon StockMXMXNDec 1972
0HKHLSE (London Stock Exchange)YesCommon StockGBUSDDec 1972
BBTNYSE (New York Stock Exchange)YesCommon StockUSUSDDec 1972
BBKDB (Deutsche Boerse AG)YesCommon StockDEEURDec 1972
BBT.PRDNYSE (New York Stock Exchange)DEP SHS REPSTG 1USUSDApr 2012
BBT.PRGNYSE (New York Stock Exchange)DP SHS RP PF GUSUSDApr 2013
BBT.PRENYSE (New York Stock Exchange)DEP SHS REPSTG 1USUSDJul 2012
BBT.PRHNYSE (New York Stock Exchange)DEP PFD SER HUSUSDMar 2016
BBT.PRFNYSE (New York Stock Exchange)DEP1/1000 PFD FUSUSDOct 2012

Biography

BB&T Corporation, a holding company, provides banking and trust services for small and mid-size businesses, public agencies, local governments, corporations, and individuals in the Southeastern and Mid-Atl ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/07/17 23:32
End of Day Share Price2019/07/17 00:00
Earnings2019/03/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.