This company has been acquired
Village Bank and Trust Financial (VBFC) Stock Overview
Primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
VBFC Community Fair Values
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Village Bank and Trust Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$80.21 |
| 52 Week High | US$80.91 |
| 52 Week Low | US$40.75 |
| Beta | 0.75 |
| 1 Month Change | 1.15% |
| 3 Month Change | 3.03% |
| 1 Year Change | 96.59% |
| 3 Year Change | 45.84% |
| 5 Year Change | 209.89% |
| Change since IPO | -50.49% |
Recent News & Updates
Recent updates
Shareholder Returns
| VBFC | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.2% | 1.1% | 0.5% |
| 1Y | 96.6% | 22.8% | 20.0% |
Return vs Industry: VBFC exceeded the US Banks industry which returned 15.2% over the past year.
Return vs Market: VBFC exceeded the US Market which returned 6.1% over the past year.
Price Volatility
| VBFC volatility | |
|---|---|
| VBFC Average Weekly Movement | 0.9% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.4% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: VBFC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: VBFC's weekly volatility has decreased from 9% to 1% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 135 | Jay Hendricks | www.villagebank.com |
Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals in the United States. It operates through two segments: Traditional Commercial Banking and Mortgage Banking. The company accepts checking, demand, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services.
Village Bank and Trust Financial Corp. Fundamentals Summary
| VBFC fundamental statistics | |
|---|---|
| Market cap | US$120.16m |
| Earnings (TTM) | US$7.02m |
| Revenue (TTM) | US$33.14m |
Is VBFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VBFC income statement (TTM) | |
|---|---|
| Revenue | US$33.14m |
| Cost of Revenue | US$0 |
| Gross Profit | US$33.14m |
| Other Expenses | US$26.12m |
| Earnings | US$7.02m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.68 |
| Gross Margin | 100.00% |
| Net Profit Margin | 21.18% |
| Debt/Equity Ratio | 80.6% |
How did VBFC perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/02 01:06 |
| End of Day Share Price | 2025/03/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Village Bank and Trust Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
