| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
UNB Stock Overview
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire.
Rewards
Risk Analysis
No risks detected for UNB from our risk checks.
Union Bankshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.04 |
| 52 Week High | US$35.74 |
| 52 Week Low | US$24.82 |
| Beta | 0.78 |
| 1 Month Change | 0.66% |
| 3 Month Change | -6.96% |
| 1 Year Change | -23.84% |
| 3 Year Change | -5.46% |
| 5 Year Change | -34.06% |
| Change since IPO | 211.97% |
Recent News & Updates
Union Bankshares GAAP EPS of $0.65, Net interest income of $9.7M
Union Bankshares press release (NASDAQ:UNB): Q2 GAAP EPS of $0.65. Net interest income of $9.7M (+9.0% Y/Y).
Shareholder Returns
| UNB | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.4% | 6.1% | 3.6% |
| 1Y | -23.8% | -10.2% | -9.6% |
Return vs Industry: UNB underperformed the US Banks industry which returned -10.9% over the past year.
Return vs Market: UNB underperformed the US Market which returned -10.2% over the past year.
Price Volatility
| UNB volatility | |
|---|---|
| UNB Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: UNB is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: UNB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1891 | 194 | David Silverman | https://www.ublocal.com |
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans.
Union Bankshares, Inc. Fundamentals Summary
| UNB fundamental statistics | |
|---|---|
| Market Cap | US$119.36m |
| Earnings (TTM) | US$12.72m |
| Revenue (TTM) | US$48.63m |
9.6x
P/E Ratio2.0x
P/B RatioIs UNB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNB income statement (TTM) | |
|---|---|
| Revenue | US$48.63m |
| Cost of Revenue | US$0 |
| Gross Profit | US$48.63m |
| Other Expenses | US$35.92m |
| Earnings | US$12.72m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.83 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.15% |
| Debt/Equity Ratio | 27.0% |
How did UNB perform over the long term?
See historical performance and comparison