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UBFO

United Security Bancshares NasdaqGS:UBFO Stock Report

Last Price

US$6.52

Market Cap

US$111.1m

7D

-2.7%

1Y

-18.1%

Updated

30 Sep, 2022

Data

Company Financials
UBFO fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends3/6

UBFO Stock Overview

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California.

United Security Bancshares Competitors

Price History & Performance

Summary of all time highs, changes and price drops for United Security Bancshares
Historical stock prices
Current Share PriceUS$6.52
52 Week HighUS$8.74
52 Week LowUS$6.50
Beta0.61
1 Month Change-8.17%
3 Month Change-12.01%
1 Year Change-18.09%
3 Year Change-38.78%
5 Year Change-32.08%
Change since IPO241.03%

Recent News & Updates

Jul 20

United Security Bancshares GAAP EPS of $0.20, revenue of $11.01M

United Security Bancshares press release (NASDAQ:UBFO): Q2 GAAP EPS of $0.20. Revenue of $11.01M (+7.8% Y/Y).

Jul 05
United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11

United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11

United Security Bancshares' ( NASDAQ:UBFO ) investors are due to receive a payment of US$0.11 per share on 22nd of...

Shareholder Returns

UBFOUS BanksUS Market
7D-2.7%-4.2%-3.1%
1Y-18.1%-23.9%-21.5%

Return vs Industry: UBFO exceeded the US Banks industry which returned -23.9% over the past year.

Return vs Market: UBFO exceeded the US Market which returned -21.5% over the past year.

Price Volatility

Is UBFO's price volatile compared to industry and market?
UBFO volatility
UBFO Average Weekly Movement2.9%
Banks Industry Average Movement3.4%
Market Average Movement6.9%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market2.8%

Stable Share Price: UBFO is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: UBFO's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1987119Dennis Woodshttps://www.unitedsecuritybank.com

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans.

United Security Bancshares Fundamentals Summary

How do United Security Bancshares's earnings and revenue compare to its market cap?
UBFO fundamental statistics
Market CapUS$111.06m
Earnings (TTM)US$11.86m
Revenue (TTM)US$39.59m

9.4x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UBFO income statement (TTM)
RevenueUS$39.59m
Cost of RevenueUS$0
Gross ProfitUS$39.59m
Other ExpensesUS$27.73m
EarningsUS$11.86m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.70
Gross Margin100.00%
Net Profit Margin29.96%
Debt/Equity Ratio9.5%

How did UBFO perform over the long term?

See historical performance and comparison

Dividends

6.7%

Current Dividend Yield

63%

Payout Ratio