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Stellar Bancorp NYSE:STEL Stock Report

Last Price

US$24.34

Market Cap

US$1.3b

7D

2.4%

1Y

-3.6%

Updated

27 Mar, 2024

Data

Company Financials +

STEL Stock Overview

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers.

STEL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends3/6

Stellar Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Stellar Bancorp
Historical stock prices
Current Share PriceUS$24.34
52 Week HighUS$29.04
52 Week LowUS$20.24
Beta0.86
1 Month Change3.00%
3 Month Change-14.63%
1 Year Change-3.64%
3 Year Change-20.77%
5 Year Change-25.38%
Change since IPO-15.22%

Recent News & Updates

Recent updates

Stellar Bancorp (NYSE:STEL) Will Pay A Dividend Of $0.13

Nov 23
Stellar Bancorp (NYSE:STEL) Will Pay A Dividend Of $0.13

Shareholder Returns

STELUS BanksUS Market
7D2.4%2.1%0.4%
1Y-3.6%33.8%28.8%

Return vs Industry: STEL underperformed the US Banks industry which returned 32.6% over the past year.

Return vs Market: STEL underperformed the US Market which returned 29.5% over the past year.

Price Volatility

Is STEL's price volatile compared to industry and market?
STEL volatility
STEL Average Weekly Movement3.7%
Banks Industry Average Movement4.4%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: STEL has not had significant price volatility in the past 3 months.

Volatility Over Time: STEL's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2007980Bob Franklinhttps://ir.stellarbancorpinc.com

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company’s loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, such as home equity and home improvement loans, and home equity lines of credit; residential construction loans; and consumer and other loans.

Stellar Bancorp, Inc. Fundamentals Summary

How do Stellar Bancorp's earnings and revenue compare to its market cap?
STEL fundamental statistics
Market capUS$1.30b
Earnings (TTM)US$130.50m
Revenue (TTM)US$452.38m

9.9x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
STEL income statement (TTM)
RevenueUS$452.38m
Cost of RevenueUS$0
Gross ProfitUS$452.38m
Other ExpensesUS$321.88m
EarningsUS$130.50m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)2.45
Gross Margin100.00%
Net Profit Margin28.85%
Debt/Equity Ratio10.9%

How did STEL perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

21%

Payout Ratio
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