SmartFinancial Financial Health
How is SmartFinancial's financial position? (This company is analysed differently as a bank or financial institution)
[object Object] Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SMBK's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: SMBK has a sufficient allowance for bad loans (670%).
Low Risk Liabilities: 98% of SMBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SMBK has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: SMBK's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: SMBK has an appropriate level of bad loans (0.1%).