SIVB Stock Overview
SVB Financial Group, a diversified financial services company, offers various banking and financial products and services.
SVB Financial Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$415.52|
|52 Week High||US$763.22|
|52 Week Low||US$384.83|
|1 Month Change||-8.22%|
|3 Month Change||-29.14%|
|1 Year Change||-26.42%|
|3 Year Change||85.01%|
|5 Year Change||136.37%|
|Change since IPO||18,456.39%|
Recent News & Updates
|SIVB||US Banks||US Market|
Return vs Industry: SIVB underperformed the US Banks industry which returned -19.3% over the past year.
Return vs Market: SIVB underperformed the US Market which returned -20.5% over the past year.
|SIVB Average Weekly Movement||7.9%|
|Banks Industry Average Movement||3.8%|
|Market Average Movement||7.9%|
|10% most volatile stocks in US Market||16.5%|
|10% least volatile stocks in US Market||3.1%|
Stable Share Price: SIVB is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: SIVB's weekly volatility (8%) has been stable over the past year.
About the Company
SVB Financial Group, a diversified financial services company, offers various banking and financial products and services. It operates through four segments: Global Commercial Bank, SVB Private Bank, SVB Capital, and SVB Securities. The Global Commercial Bank segment provides commercial banking products and services, including credit, treasury management, foreign exchange, trade finance, and other financial products and services.
SVB Financial Group Fundamentals Summary
|SIVB fundamental statistics|
Is SIVB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|SIVB income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Jul 21, 2022
|Earnings per share (EPS)||29.06|
|Net Profit Margin||28.66%|
How did SIVB perform over the long term?See historical performance and comparison
Is SIVB undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 4/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for SIVB?
Other financial metrics that can be useful for relative valuation.
|What is SIVB's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does SIVB's PE Ratio compare to its peers?
|SIVB PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
Price-To-Earnings vs Peers: SIVB is expensive based on its Price-To-Earnings Ratio (14.3x) compared to the peer average (13.2x).
Price to Earnings Ratio vs Industry
How does SIVB's PE Ratio compare vs other companies in the U.S. Banks Industry?
Price-To-Earnings vs Industry: SIVB is expensive based on its Price-To-Earnings Ratio (14.3x) compared to the US Banks industry average (9.5x)
Price to Earnings Ratio vs Fair Ratio
What is SIVB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||14.3x|
|Fair PE Ratio||18.7x|
Price-To-Earnings vs Fair Ratio: SIVB is good value based on its Price-To-Earnings Ratio (14.3x) compared to the estimated Fair Price-To-Earnings Ratio (18.7x).
Share Price vs Fair Value
What is the Fair Price of SIVB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: SIVB ($415.52) is trading below our estimate of fair value ($1190.97)
Significantly Below Fair Value: SIVB is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: SIVB is good value based on its PEG Ratio (0.7x)
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How is SVB Financial Group forecast to perform in the next 1 to 3 years based on estimates from 19 analysts?
Future Growth Score4/6
Future Growth Score 4/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SIVB's forecast earnings growth (21.9% per year) is above the savings rate (1.9%).
Earnings vs Market: SIVB's earnings (21.9% per year) are forecast to grow faster than the US market (13.9% per year).
High Growth Earnings: SIVB's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: SIVB's revenue (17.8% per year) is forecast to grow faster than the US market (8.3% per year).
High Growth Revenue: SIVB's revenue (17.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SIVB's Return on Equity is forecast to be low in 3 years time (17.6%).
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How has SVB Financial Group performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SIVB has high quality earnings.
Growing Profit Margin: SIVB's current net profit margins (28.7%) are lower than last year (34.7%).
Past Earnings Growth Analysis
Earnings Trend: SIVB's earnings have grown significantly by 26.6% per year over the past 5 years.
Accelerating Growth: SIVB's earnings growth over the past year (7.5%) is below its 5-year average (26.6% per year).
Earnings vs Industry: SIVB earnings growth over the past year (7.5%) underperformed the Banks industry 20.7%.
Return on Equity
High ROE: SIVB's Return on Equity (12.5%) is considered low.
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How is SVB Financial Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SIVB's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: SIVB has a sufficient allowance for bad loans (585%).
Low Risk Liabilities: 97% of SIVB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SIVB has an appropriate level of Loans to Assets ratio (31%).
Low Risk Deposits: SIVB's Loans to Deposits ratio (34%) is appropriate.
Level of Bad Loans: SIVB has an appropriate level of bad loans (0.1%).
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What is SVB Financial Group current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate SIVB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate SIVB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if SIVB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if SIVB's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of SIVB's dividend in 3 years as they are not forecast to pay a notable one for the US market.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Greg Becker (53 yo)
Mr. Gregory W. Becker, also known as Greg, has been the President at Silicon Valley Bank, Inc. ( formerly known as Silicon Valley Bank) since March 2008 and the President of SVB Financial Group since April...
CEO Compensation Analysis
Compensation vs Market: Greg's total compensation ($USD9.92M) is about average for companies of similar size in the US market ($USD13.59M).
Compensation vs Earnings: Greg's compensation has increased by more than 20% in the past year.
Experienced Management: SIVB's management team is seasoned and experienced (5 years average tenure).
Experienced Board: SIVB's board of directors are seasoned and experienced ( 10.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 6.4%.
SVB Financial Group's employee growth, exchange listings and data sources
- Name: SVB Financial Group
- Ticker: SIVB
- Exchange: NasdaqGS
- Founded: 1983
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: US$23.604b
- Shares outstanding: 58.85m
- Website: https://www.svb.com
Number of Employees
- SVB Financial Group
- 3003 Tasman Drive
- Santa Clara
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/24 00:00|
|End of Day Share Price||2022/06/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.