Riverview Financial Corporation operates as the bank holding company for Riverview Bank that provides various consumer and commercial banking products and services to individuals, municipalities, small to medium sized businesses, and nonprofit entities in the United States. More Details
Excellent balance sheet and overvalued.
Share Price & News
How has Riverview Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: RIVE is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: RIVE's weekly volatility (6%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: RIVE underperformed the US Banks industry which returned -17% over the past year.
Return vs Market: RIVE underperformed the US Market which returned 19.7% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Riverview Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 months ago | Simply Wall StShould You Take Comfort From Insider Transactions At Riverview Financial Corporation (NASDAQ:RIVE)?
6 months ago | Simply Wall StDo Directors Own Riverview Financial Corporation (NASDAQ:RIVE) Shares?
6 months ago | Simply Wall StInvestors Who Bought Riverview Financial (NASDAQ:RIVE) Shares Three Years Ago Are Now Down 52%
Is Riverview Financial undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: RIVE ($7.26) is trading above our estimate of fair value ($1.02)
Significantly Below Fair Value: RIVE is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: RIVE is unprofitable, so we can't compare its PE Ratio to the US Banks industry average.
PE vs Market: RIVE is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate RIVE's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: RIVE is good value based on its PB Ratio (0.7x) compared to the US Banks industry average (0.9x).
How is Riverview Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Riverview Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Riverview Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RIVE is currently unprofitable.
Growing Profit Margin: RIVE is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: RIVE is unprofitable, and losses have increased over the past 5 years at a rate of 23.9% per year.
Accelerating Growth: Unable to compare RIVE's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: RIVE is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-4.3%).
Return on Equity
High ROE: RIVE has a negative Return on Equity (-22.55%), as it is currently unprofitable.
How is Riverview Financial's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: RIVE's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: RIVE has a low allowance for bad loans (90%).
Low Risk Liabilities: 82% of RIVE's liabilities are made up of primarily low risk sources of funding.
Loan Level: RIVE has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: RIVE's Loans to Deposits ratio (112%) is appropriate.
Level of Bad Loans: RIVE has an appropriate level of bad loans (1.1%).
What is Riverview Financial current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate RIVE's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate RIVE's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if RIVE's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if RIVE's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: RIVE is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of RIVE's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Brett Fulk (51 yo)
Mr. Brett D. Fulk has been the President and Director of Riverview Financial Corporation and Riverview Bank since June 30, 2015. He is Chief Executive Officer of Riverview Financial Corporation and Rivervi...
CEO Compensation Analysis
Compensation vs Market: Brett's total compensation ($USD556.31K) is about average for companies of similar size in the US market ($USD561.41K).
Compensation vs Earnings: Brett's compensation has been consistent with company performance over the past year.
|Senior EVP & CFO||4.25yrs||US$228.07k||0.052% |
|Senior EVP & COO||1.83yrs||US$250.70k||0.16% |
|Executive Administrator & Corporate Secretary||no data||no data||no data|
|Executive VP & Chief Marketing Officer||no data||no data||no data|
|Finance Planning Officer & Senior VP||11.83yrs||no data||no data|
|Senior EVP & Chief Risk Officer||no data||no data||no data|
|Senior VP & Commercial Market Executive||no data||no data||no data|
|BSA Officer & Senior VP||no data||no data||no data|
|Information Security Officer & Senior VP||no data||no data||no data|
|Controller & Senior VP||no data||US$134.10k||no data|
Experienced Management: RIVE's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
|Independent Chairman of the Board||2.08yrs||US$49.95k||0.37% |
|Independent Director||3.08yrs||US$45.05k||0.26% |
|Independent Vice Chairman of the Board||3.08yrs||US$56.35k||0.34% |
|Independent Director||11.92yrs||US$38.05k||0.44% |
|Independent Director||3.08yrs||US$35.05k||0.22% |
|Independent Director||3.08yrs||US$34.55k||0.12% |
|Independent Director||8.67yrs||US$39.95k||0.24% |
|Independent Director||7yrs||US$35.55k||0.48% |
|Independent Director||4.92yrs||US$34.95k||0.049% |
|Independent Director||3.08yrs||US$38.05k||0.049% |
Experienced Board: RIVE's board of directors are considered experienced (3.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Riverview Financial Corporation's company bio, employee growth, exchange listings and data sources
- Name: Riverview Financial Corporation
- Ticker: RIVE
- Exchange: NasdaqGM
- Founded: 1900
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$67.380m
- Shares outstanding: 9.28m
- Website: https://www.riverviewbankpa.com
Number of Employees
- Riverview Financial Corporation
- 3901 North Front Street
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|RIVE||NasdaqGM (Nasdaq Global Market)||Yes||New Common Stock||US||USD||Nov 2013|
Riverview Financial Corporation operates as the bank holding company for Riverview Bank that provides various consumer and commercial banking products and services to individuals, municipalities, small to ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/26 23:11|
|End of Day Share Price||2020/11/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.