Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. More Details
Flawless balance sheet established dividend payer.
Share Price & News
How has Peoples Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PEBO is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: PEBO's weekly volatility (7%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: PEBO underperformed the US Banks industry which returned -17.3% over the past year.
Return vs Market: PEBO underperformed the US Market which returned 20.7% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Peoples Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StHow Should Investors React To Peoples Bancorp's (NASDAQ:PEBO) CEO Pay?
1 month ago | Simply Wall StHere's Why We're Wary Of Buying Peoples Bancorp's (NASDAQ:PEBO) For Its Upcoming Dividend
1 month ago | Simply Wall StEarnings Beat: Peoples Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Is Peoples Bancorp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: PEBO ($26.13) is trading above our estimate of fair value ($23.5)
Significantly Below Fair Value: PEBO is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: PEBO is poor value based on its PE Ratio (18.2x) compared to the US Banks industry average (11.4x).
PE vs Market: PEBO is good value based on its PE Ratio (18.2x) compared to the US market (19.7x).
Price to Earnings Growth Ratio
PEG Ratio: PEBO is good value based on its PEG Ratio (0.7x)
Price to Book Ratio
PB vs Industry: PEBO's PB Ratio (0.9x) is in line with the US Banks industry average.
How is Peoples Bancorp forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PEBO's forecast earnings growth (24.5% per year) is above the savings rate (2.2%).
Earnings vs Market: PEBO's earnings (24.5% per year) are forecast to grow faster than the US market (22% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: PEBO's revenue (1.9% per year) is forecast to grow slower than the US market (10.2% per year).
High Growth Revenue: PEBO's revenue (1.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PEBO's Return on Equity is forecast to be low in 3 years time (7.6%).
How has Peoples Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PEBO has high quality earnings.
Growing Profit Margin: PEBO's current net profit margins (17%) are lower than last year (26.4%).
Past Earnings Growth Analysis
Earnings Trend: PEBO's earnings have grown by 16.3% per year over the past 5 years.
Accelerating Growth: PEBO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PEBO had negative earnings growth (-45.3%) over the past year, making it difficult to compare to the Banks industry average (-4.3%).
Return on Equity
High ROE: PEBO's Return on Equity (5.1%) is considered low.
How is Peoples Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: PEBO's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: PEBO has a sufficient allowance for bad loans (199%).
Low Risk Liabilities: 91% of PEBO's liabilities are made up of primarily low risk sources of funding.
Loan Level: PEBO has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: PEBO's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: PEBO has an appropriate level of bad loans (0.8%).
What is Peoples Bancorp current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: PEBO's dividend (5.36%) is higher than the bottom 25% of dividend payers in the US market (1.47%).
High Dividend: PEBO's dividend (5.36%) is in the top 25% of dividend payers in the US market (4.08%)
Stability and Growth of Payments
Stable Dividend: PEBO's dividends per share have been stable in the past 10 years.
Growing Dividend: PEBO's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (95.6%), PEBO's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: PEBO's dividends in 3 years are forecast to be covered by earnings (62.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Chuck Sulerzyski (62 yo)
Mr. Charles W. Sulerzyski, also known as Chuck, has been the Chief Executive Officer and President of Peoples Bancorp Inc. and Peoples Bank since April 4, 2011. Mr. Sulerzyski served as the Regional Presid...
CEO Compensation Analysis
Compensation vs Market: Chuck's total compensation ($USD1.30M) is about average for companies of similar size in the US market ($USD1.79M).
Compensation vs Earnings: Chuck's compensation has been consistent with company performance over the past year.
|Executive VP & Chief Commercial Banking Officer||3.58yrs||US$471.39k||0.071% |
|Executive VP||0.083yr||no data||0.11% |
|Executive Vice President of Operations||no data||no data||0.066% |
|Executive VP||no data||no data||0.027% |
|Executive VP & Chief Credit Officer||0.58yr||no data||0.049% |
|Controller||no data||no data||no data|
|IR Officer||no data||no data||0.076% |
Experienced Management: PEBO's management team is considered experienced (2.1 years average tenure).
|Director Emeritus||no data||US$9.59k||no data|
|Independent Vice Chairman of the Board||7.33yrs||US$73.09k||0.74% |
|Director Emeritus||no data||US$17.10k||no data|
|Director Emeritus||no data||US$18.08k||no data|
|Independent Director||14.17yrs||US$112.70k||0.079% |
|Independent Director||5.67yrs||US$70.76k||0.12% |
|Independent Director||6.42yrs||US$94.92k||0.072% |
|Independent Director||5.67yrs||US$76.21k||1.09% |
|Independent Chairman||0.083yr||US$77.42k||0.085% |
|Independent Director||8.75yrs||US$84.46k||0.045% |
|Independent Director||8.5yrs||US$83.46k||0.035% |
Experienced Board: PEBO's board of directors are considered experienced (7.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: PEBO insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Peoples Bancorp Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Peoples Bancorp Inc.
- Ticker: PEBO
- Exchange: NasdaqGS
- Founded: 1902
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$507.170m
- Shares outstanding: 19.41m
- Website: https://www.peoplesbancorp.com
Number of Employees
- Peoples Bancorp Inc.
- 138 Putnam Street
- PO Box 738
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PEBO||NasdaqGS (Nasdaq Global Select)||Yes||Common Stock||US||USD||Dec 1990|
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand depos...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/29 00:23|
|End of Day Share Price||2020/11/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.