Peoples Bancorp
Market Cap
US$472.2m
Last Updated
2020/10/26 05:36 UTC
Data Sources
Company Financials +
Executive Summary
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. More Details
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet established dividend payer.
Similar Companies
Share Price & News
How has Peoples Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PEBO has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
13.4%
PEBO
5.1%
US Banks
0.4%
US Market
1 Year Return
-25.6%
PEBO
-26.7%
US Banks
17.8%
US Market
Return vs Industry: PEBO exceeded the US Banks industry which returned -26.7% over the past year.
Return vs Market: PEBO underperformed the US Market which returned 17.8% over the past year.
Shareholder returns
| PEBO | Industry | Market | |
|---|---|---|---|
| 7 Day | 13.4% | 5.1% | 0.4% |
| 30 Day | 30.9% | 11.9% | 6.1% |
| 90 Day | 20.2% | 5.4% | 8.9% |
| 1 Year | -21.7%-25.6% | -24.0%-26.7% | 20.5%17.8% |
| 3 Year | -17.2%-26.6% | -15.9%-22.9% | 42.3%32.9% |
| 5 Year | 50.2%25.8% | 20.3%5.4% | 84.2%63.4% |
Price Volatility Vs. Market
How volatile is Peoples Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 day ago | Simply Wall St
Here's Why We're Wary Of Buying Peoples Bancorp's (NASDAQ:PEBO) For Its Upcoming Dividend3 days ago | Simply Wall St
Earnings Beat: Peoples Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models5 days ago | Simply Wall St
Have Insiders Been Selling Peoples Bancorp Inc. (NASDAQ:PEBO) Shares?Valuation
Is Peoples Bancorp undervalued compared to its fair value and its price relative to the market?
0.6%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: PEBO ($24.38) is trading below our estimate of fair value ($24.52)
Significantly Below Fair Value: PEBO is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: PEBO is poor value based on its PE Ratio (17x) compared to the US Banks industry average (10.3x).
PE vs Market: PEBO is good value based on its PE Ratio (17x) compared to the US market (19.1x).
Price to Earnings Growth Ratio
PEG Ratio: PEBO is good value based on its PEG Ratio (0.7x)
Price to Book Ratio
PB vs Industry: PEBO's PB Ratio (0.8x) is in line with the US Banks industry average.
Next Steps
Future Growth
How is Peoples Bancorp forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
23.3%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PEBO's forecast earnings growth (23.3% per year) is above the savings rate (2.2%).
Earnings vs Market: PEBO's earnings (23.3% per year) are forecast to grow faster than the US market (22.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: PEBO's revenue (1% per year) is forecast to grow slower than the US market (9.9% per year).
High Growth Revenue: PEBO's revenue (1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PEBO's Return on Equity is forecast to be low in 3 years time (7.5%).
Next Steps
Past Performance
How has Peoples Bancorp performed over the past 5 years?
16.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PEBO has high quality earnings.
Growing Profit Margin: PEBO's current net profit margins (17%) are lower than last year (26.4%).
Past Earnings Growth Analysis
Earnings Trend: PEBO's earnings have grown by 16.3% per year over the past 5 years.
Accelerating Growth: PEBO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PEBO had negative earnings growth (-45.3%) over the past year, making it difficult to compare to the Banks industry average (-4%).
Return on Equity
High ROE: PEBO's Return on Equity (5.1%) is considered low.
Next Steps
Financial Health
How is Peoples Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PEBO's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: PEBO has a sufficient allowance for bad loans (199%).
Low Risk Liabilities: 91% of PEBO's liabilities are made up of primarily low risk sources of funding.
Loan Level: PEBO has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: PEBO's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: PEBO has an appropriate level of bad loans (0.8%).
Next Steps
Dividend
What is Peoples Bancorp current dividend yield, its reliability and sustainability?
5.74%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: PEBO's dividend (5.74%) is higher than the bottom 25% of dividend payers in the US market (1.63%).
High Dividend: PEBO's dividend (5.74%) is in the top 25% of dividend payers in the US market (4.56%)
Stability and Growth of Payments
Stable Dividend: PEBO's dividends per share have been stable in the past 10 years.
Growing Dividend: PEBO's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (95.6%), PEBO's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: PEBO's dividends in 3 years are forecast to be covered by earnings (62.7% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.5yrs
Average management tenure
CEO
Chuck Sulerzyski (62 yo)
9.5yrs
Tenure
US$1,300,266
Compensation
Mr. Charles W. Sulerzyski, also known as Chuck, has been the Chief Executive Officer and President of Peoples Bancorp Inc. and Peoples Bank since April 4, 2011. Mr. Sulerzyski served as the Regional Presid ...
CEO Compensation Analysis
Compensation vs Market: Chuck's total compensation ($USD1.30M) is below average for companies of similar size in the US market ($USD1.93M).
Compensation vs Earnings: Chuck's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 9.5yrs | US$1.30m | 0.29% $ 1.4m | |
| Executive VP & Chief Commercial Banking Officer | 3.5yrs | US$471.39k | 0.071% $ 334.2k | |
| Executive VP | no data | no data | 0.11% $ 523.3k | |
| Executive Vice President of Operations | no data | no data | 0.066% $ 312.6k | |
| Executive VP | no data | no data | 0.027% $ 128.1k | |
| Executive VP & Chief Credit Officer | 0.50yr | no data | 0.049% $ 231.0k | |
| Controller | no data | no data | no data | |
| IR Officer | no data | no data | 0.076% $ 357.5k |
3.5yrs
Average Tenure
51.5yo
Average Age
Experienced Management: PEBO's management team is considered experienced (3.5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 9.5yrs | US$1.30m | 0.29% $ 1.4m | |
| Director Emeritus | no data | US$9.59k | no data | |
| Independent Vice Chairman of the Board | 7.25yrs | US$73.09k | 0.74% $ 3.5m | |
| Director Emeritus | no data | US$17.10k | no data | |
| Director Emeritus | no data | US$18.08k | no data | |
| Independent Chairman of the Board | 4.42yrs | US$112.70k | 0.085% $ 399.7k | |
| Independent Director | 5.58yrs | US$70.76k | 0.12% $ 577.9k | |
| Independent Director | 6.33yrs | US$94.92k | 0.072% $ 338.9k | |
| Independent Director | 5.58yrs | US$76.21k | 1.1% $ 5.2m | |
| Independent Director | 9.17yrs | US$77.42k | 0.085% $ 401.0k | |
| Independent Director | 8.67yrs | US$84.46k | 0.045% $ 211.2k | |
| Independent Director | 8.42yrs | US$83.46k | 0.035% $ 165.6k |
7.3yrs
Average Tenure
62yo
Average Age
Experienced Board: PEBO's board of directors are considered experienced (7.3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Peoples Bancorp Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Peoples Bancorp Inc.
- Ticker: PEBO
- Exchange: NasdaqGS
- Founded: 1902
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$472.214m
- Shares outstanding: 19.37m
- Website: https://www.peoplesbancorp.com
Number of Employees
Location
- Peoples Bancorp Inc.
- 138 Putnam Street
- PO Box 738
- Marietta
- Ohio
- 45750
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| PEBO | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | Dec 1990 |
Biography
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand depos ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/10/26 05:36 |
| End of Day Share Price | 2020/10/23 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.