Peoples Bancorp
Market Cap
US$656.4m
Last Updated
2019/12/06 23:41 UTC
Data Sources
Company Financials +
Executive Summary
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services.
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet, undervalued and pays a dividend.
Similar Companies
Share Price & News
How has Peoples Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PEBO has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
-0.5%
PEBO
0.6%
US Banks
-0.3%
US Market
1 Year Return
0.4%
PEBO
19.0%
US Banks
18.6%
US Market
Return vs Industry: PEBO underperformed the US Banks industry which returned 19% over the past year.
Return vs Market: PEBO underperformed the US Market which returned 18.6% over the past year.
Shareholder returns
| PEBO | Industry | Market | |
|---|---|---|---|
| 7 Day | -0.5% | 0.6% | -0.3% |
| 30 Day | -1.3% | 1.8% | 2.2% |
| 90 Day | 7.3% | 15.8% | 5.6% |
| 1 Year | 4.7%0.4% | 22.5%19.0% | 21.1%18.6% |
| 3 Year | 16.3%5.4% | 30.1%21.0% | 45.6%36.2% |
| 5 Year | 56.2%33.6% | 77.5%57.8% | 71.1%52.2% |
Price Volatility Vs. Market
How volatile is Peoples Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
5 days ago | Simply Wall St
Can You Imagine How Peoples Bancorp's (NASDAQ:PEBO) Shareholders Feel About The 32% Share Price Increase?3 weeks ago | Simply Wall St
Don't Ignore The Fact That This Insider Just Sold Some Shares In Peoples Bancorp Inc. (NASDAQ:PEBO)1 month ago | Simply Wall St
There's A Lot To Like About Peoples Bancorp Inc.'s (NASDAQ:PEBO) Upcoming 1.0% DividendValuation
Is Peoples Bancorp undervalued compared to its fair value and its price relative to the market?
28.6%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: PEBO ($32.69) is trading below our estimate of fair value ($45.76)
Significantly Below Fair Value: PEBO is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: PEBO is good value based on its PE Ratio (12.4x) compared to the Banks industry average (12.7x).
PE vs Market: PEBO is good value based on its PE Ratio (12.4x) compared to the US market (18.5x).
Price to Earnings Growth Ratio
PEG Ratio: PEBO is poor value based on its PEG Ratio (2.7x)
Price to Book Ratio
PB vs Industry: PEBO is good value based on its PB Ratio (1.1x) compared to the US Banks industry average (1.2x).
Next Steps
Future Growth
How is Peoples Bancorp forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
4.6%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PEBO's forecast earnings growth (4.6% per year) is above the savings rate (1.7%).
Earnings vs Market: PEBO's earnings (4.6% per year) are forecast to grow slower than the US market (14.2% per year).
High Growth Earnings: PEBO's earnings are forecast to grow, but not significantly.
Revenue vs Market: PEBO's revenue (2.5% per year) is forecast to grow slower than the US market (7.4% per year).
High Growth Revenue: PEBO's revenue (2.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PEBO's Return on Equity is forecast to be low in 3 years time (9.2%).
Next Steps
Past Performance
How has Peoples Bancorp performed over the past 5 years?
28.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PEBO has high quality earnings.
Growing Profit Margin: PEBO's current net profit margins (26.3%) are higher than last year (23.4%).
Past Earnings Growth Analysis
Earnings Trend: PEBO's earnings have grown significantly by 28.3% per year over the past 5 years.
Accelerating Growth: PEBO's earnings growth over the past year (27.4%) is below its 5-year average (28.3% per year).
Earnings vs Industry: PEBO earnings growth over the past year (27.4%) exceeded the Banks industry 27.1%.
Return on Equity
High ROE: PEBO's Return on Equity (9%) is considered low.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is Peoples Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Inventory Level: PEBO has a low level of unsold assets or inventory.
Debt Coverage by Assets: PEBO's debt is not covered by short term assets (assets are 0.4x debt).
Financial Institutions Analysis
Asset Level: PEBO's level of assets compared to its equity is low.
Allowance for Bad Loans: PEBO has a sufficient allowance for bad loans.
Low Risk Liabilities: PEBO's liabilities are made up of primarily low risk sources of funding.
Loan Level: PEBO has an acceptable proportion of non-loan assets held.
Low Risk Deposits: PEBO's loans are broadly funded by customer deposits.
Level of Bad Loans: PEBO has an appropriate level of bad loans (0.73%)
Next Steps
Dividend
What is Peoples Bancorp's current dividend yield, its reliability and sustainability?
4.16%
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: PEBO's dividend (4.16%) is higher than the bottom 25% of dividend payers in the US market (1.42%).
High Dividend: PEBO's dividend (4.16%) is in the top 25% of dividend payers in the US market (3.7%)
Stability and Growth of Payments
Stable Dividend: PEBO's dividend payments have been volatile in the past 10 years.
Growing Dividend: PEBO's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (50%), PEBO's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: PEBO's dividends in 3 years are forecast to be covered by earnings (50.2% payout ratio).
Next Steps
Management
What is the CEO of Peoples Bancorp's salary, the management and board of directors tenure and is there insider trading?
4.1yrs
Average management tenure
CEO
Chuck Sulerzyski (61yo)
8.7yrs
Tenure
US$1,399,576
Compensation
Mr. Charles W. Sulerzyski, also known as Chuck, has been the Chief Executive Officer and President of Peoples Bancorp Inc. and Peoples Bank since April 4, 2011. Mr. Sulerzyski served as the President of Gr ...
CEO Compensation Analysis
Compensation vs Market: Chuck's total compensation ($USD1.40M) is below average for companies of similar size in the US market ($USD2.63M).
Compensation vs Earnings: Chuck's compensation has increased by more than 20% in the past year.
Management Age and Tenure
4.1yrs
Average Tenure
59yo
Average Age
Experienced Management: PEBO's management team is considered experienced (4.1 years average tenure).
Board Age and Tenure
6.0yrs
Average Tenure
61yo
Average Age
Experienced Board: PEBO's board of directors are considered experienced (6 years average tenure).
Insider Trading
Insider Buying: PEBO insiders have only sold shares in the past 3 months.
Recent Insider Transactions
| Entity | Individual |
| Role | Chief Financial Officer Executive VP |
| Shares | 1,080 |
| Max Price | US$32.89 |
| Entity | Individual |
| Role | Chief Financial Officer Executive VP |
| Shares | 377 |
| Max Price | US$32.57 |
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 5,649 |
| Max Price | US$32.70 |
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 4,351 |
| Max Price | US$32.70 |
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 5,000 |
| Max Price | US$32.90 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 3,000 |
| Max Price | US$32.81 |
| Entity | Individual |
| Role | Member of the Board of Directors Independent Director |
| Shares | 714 |
| Max Price | US$32.15 |
| Entity | Individual |
| Role | Member of the Board of Directors Independent Director |
| Shares | 286 |
| Max Price | US$32.01 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 6,072 |
| Max Price | US$32.39 |
| Entity | Individual |
| Role | Member of the Board of Directors Independent Director |
| Shares | 366 |
| Max Price | US$32.89 |
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 6,000 |
| Max Price | US$31.92 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 8,184 |
| Max Price | US$32.94 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 2,000 |
| Max Price | US$31.50 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 2,000 |
| Max Price | US$32.06 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 1,000 |
| Max Price | US$31.97 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 3,000 |
| Max Price | US$32.65 |
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 6.3%.
Management Team
Carol Schneeberger (62yo)
Executive VP & Chief Administrative Officer
- Tenure: 8.4yrs
- Compensation: US$507.73k
Chuck Sulerzyski (61yo)
President
- Tenure: 8.7yrs
- Compensation: US$1.40m
Sandra DeLong
Vice President of Treasury Management and Public Funds
- Tenure: 0yrs
M. Kirkham
Executive VP
- Tenure: 0yrs
John Rogers (59yo)
Executive VP
- Tenure: 4.1yrs
- Compensation: US$602.70k
Robyn Stevens (50yo)
Executive VP & Chief Credit Officer
- Tenure: 3.5yrs
- Compensation: US$452.97k
Doug Wyatt (57yo)
Executive VP & Chief Commercial Banking Officer
- Tenure: 2.7yrs
- Compensation: US$506.05k
Amy Auch
Assistant Corporate Secretary
- Tenure: 0yrs
Anne Gilliland
Assistant Corporate Secretary
- Tenure: 0yrs
David Grossman
Controller
- Tenure: 0yrs
Board Members
George Broughton (61yo)
Vice Chairman of the Board
- Tenure: 6.4yrs
- Compensation: US$74.22k
Tim Lathe (63yo)
Director
- Tenure: 0.3yrs
David Mead (64yo)
Chairman of the Board
- Tenure: 3.6yrs
- Compensation: US$107.61k
S. Beam (67yo)
Independent Director
- Tenure: 4.8yrs
- Compensation: US$70.45k
Dave Dierker (61yo)
Independent Director
- Tenure: 5.5yrs
- Compensation: US$86.34k
Brooke James (46yo)
Independent Director
- Tenure: 4.8yrs
- Compensation: US$74.61k
Susan Rector (60yo)
Independent Director
- Tenure: 8.3yrs
- Compensation: US$76.34k
Chuck Sulerzyski (61yo)
President
- Tenure: 8.7yrs
- Compensation: US$1.40m
Jim Huggins (62yo)
Director
- Tenure: 7.8yrs
- Compensation: US$81.61k
Tara Abraham (52yo)
Independent Director
- Tenure: 7.6yrs
- Compensation: US$79.04k
Company Information
Peoples Bancorp Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Peoples Bancorp Inc.
- Ticker: PEBO
- Exchange: NasdaqGS
- Founded: 1902
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$656.380m
- Shares outstanding: 20.40m
- Website: https://www.peoplesbancorp.com
Number of Employees
Location
- Peoples Bancorp Inc.
- 138 Putnam Street
- PO Box 738
- Marietta
- Ohio
- 45750
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| PEBO | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | Dec 1990 |
Biography
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand depos ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/12/06 23:41 |
| End of Day Share Price | 2019/12/06 00:00 |
| Earnings | 2019/09/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.