PEBO Stock Overview
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services.
Peoples Bancorp Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$26.87|
|52 Week High||US$34.63|
|52 Week Low||US$26.56|
|1 Month Change||-10.10%|
|3 Month Change||-17.30%|
|1 Year Change||-19.53%|
|3 Year Change||-16.50%|
|5 Year Change||-13.32%|
|Change since IPO||685.43%|
Recent News & Updates
Peoples Bancorp's (NASDAQ:PEBO) Upcoming Dividend Will Be Larger Than Last Year's
Peoples Bancorp Inc. ( NASDAQ:PEBO ) has announced that it will be increasing its dividend on the 23rd of May to...
|PEBO||US Banks||US Market|
Return vs Industry: PEBO matched the US Banks industry which returned -19.6% over the past year.
Return vs Market: PEBO underperformed the US Market which returned -10.4% over the past year.
|PEBO Average Weekly Movement||3.8%|
|Banks Industry Average Movement||3.9%|
|Market Average Movement||7.8%|
|10% most volatile stocks in US Market||16.8%|
|10% least volatile stocks in US Market||2.9%|
Stable Share Price: PEBO is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: PEBO's weekly volatility (4%) has been stable over the past year.
About the Company
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier’s checks; and telephone, mobile, and Internet-based banking services.
Peoples Bancorp Fundamentals Summary
|PEBO fundamental statistics|
Is PEBO overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|PEBO income statement (TTM)|
|Cost of Revenue||US$4.41m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||1.98|
|Net Profit Margin||20.91%|
How did PEBO perform over the long term?See historical performance and comparison
5.7%Current Dividend Yield
Is Peoples Bancorp undervalued compared to its fair value and its price relative to the market?
Valuation Score 4/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: PEBO ($26.87) is trading below our estimate of fair value ($73.13)
Significantly Below Fair Value: PEBO is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: PEBO is poor value based on its PE Ratio (13.6x) compared to the US Banks industry average (9.7x).
PE vs Market: PEBO is good value based on its PE Ratio (13.6x) compared to the US market (15.5x).
Price to Earnings Growth Ratio
PEG Ratio: PEBO is poor value based on its PEG Ratio (1x)
Price to Book Ratio
PB vs Industry: PEBO is good value based on its PB Ratio (0.9x) compared to the US Banks industry average (1.1x).
How is Peoples Bancorp forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Future Growth Score3/6
Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PEBO's forecast earnings growth (13.4% per year) is above the savings rate (1.9%).
Earnings vs Market: PEBO's earnings (13.4% per year) are forecast to grow faster than the US market (12.6% per year).
High Growth Earnings: PEBO's earnings are forecast to grow, but not significantly.
Revenue vs Market: PEBO's revenue (10.1% per year) is forecast to grow faster than the US market (8% per year).
High Growth Revenue: PEBO's revenue (10.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PEBO's Return on Equity is forecast to be low in 3 years time (10.8%).
How has Peoples Bancorp performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PEBO has a large one-off loss of $21.7M impacting its March 31 2022 financial results.
Growing Profit Margin: PEBO's current net profit margins (20.9%) are lower than last year (25.4%).
Past Earnings Growth Analysis
Earnings Trend: PEBO's earnings have grown by 5.3% per year over the past 5 years.
Accelerating Growth: PEBO's earnings growth over the past year (9.3%) exceeds its 5-year average (5.3% per year).
Earnings vs Industry: PEBO earnings growth over the past year (9.3%) underperformed the Banks industry 20.9%.
Return on Equity
High ROE: PEBO's Return on Equity (6.9%) is considered low.
How is Peoples Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: PEBO's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: PEBO has a sufficient allowance for bad loans (144%).
Low Risk Liabilities: 93% of PEBO's liabilities are made up of primarily low risk sources of funding.
Loan Level: PEBO has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: PEBO's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: PEBO has an appropriate level of bad loans (0.8%).
What is Peoples Bancorp current dividend yield, its reliability and sustainability?
Dividend Score 6/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: PEBO's dividend (5.66%) is higher than the bottom 25% of dividend payers in the US market (1.54%).
High Dividend: PEBO's dividend (5.66%) is in the top 25% of dividend payers in the US market (4.05%)
Stability and Growth of Payments
Stable Dividend: PEBO's dividends per share have been stable in the past 10 years.
Growing Dividend: PEBO's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (63.3%), PEBO's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: PEBO's dividends in 3 years are forecast to be well covered by earnings (44.9% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Chuck Sulerzyski (64 yo)
Mr. Charles W. Sulerzyski, also known as Chuck, has been the Chief Executive Officer, President and Director of Peoples Bancorp Inc. and Peoples Bank since April 4, 2011. Mr. Sulerzyski served as the Regio...
CEO Compensation Analysis
Compensation vs Market: Chuck's total compensation ($USD1.46M) is below average for companies of similar size in the US market ($USD3.88M).
Compensation vs Earnings: Chuck's compensation has been consistent with company performance over the past year.
Experienced Management: PEBO's management team is not considered experienced ( 2 years average tenure), which suggests a new team.
Experienced Board: PEBO's board of directors are considered experienced (7.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: PEBO insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 44.5%.
Peoples Bancorp Inc.'s employee growth, exchange listings and data sources
- Name: Peoples Bancorp Inc.
- Ticker: PEBO
- Exchange: NasdaqGS
- Founded: 1902
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: US$752.676m
- Shares outstanding: 27.94m
- Website: https://www.peoplesbancorp.com
Number of Employees
- Peoples Bancorp Inc.
- 138 Putnam Street
- PO Box 738
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/16 00:00|
|End of Day Share Price||2022/05/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.