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PEBK

Peoples Bancorp of North Carolina NasdaqGM:PEBK Stock Report

Last Price

US$26.50

Market Cap

US$149.5m

7D

-0.4%

1Y

-6.6%

Updated

14 Aug, 2022

Data

Company Financials
PEBK fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

PEBK Stock Overview

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses.

Peoples Bancorp of North Carolina, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Peoples Bancorp of North Carolina
Historical stock prices
Current Share PriceUS$26.50
52 Week HighUS$30.00
52 Week LowUS$25.50
Beta0.67
1 Month Change-3.21%
3 Month Change0.38%
1 Year Change-6.59%
3 Year Change-3.39%
5 Year Change-3.32%
Change since IPO603.27%

Recent News & Updates

Jul 25

Peoples Bancorp of North Carolina GAAP EPS of $0.57, revenue of $18.67M

Peoples Bancorp of North Carolina press release (NASDAQ:PEBK): Q2 GAAP EPS of $0.57. Revenue of $18.67M (+5.4% Y/Y). Net interest income was $11.3 million for the three months ended June 30, 2022, compared to $11.7 million for the three months ended June 30, 2021. Non-interest income was $7.3 million for the three months ended June 30, 2022, compared to $6.0 million for the three months ended June 30, 2021. Non-interest expense was $14.2 million for the three months ended June 30, 2022, compared to $12.1 million for the three months ended June 30, 2021.

Shareholder Returns

PEBKUS BanksUS Market
7D-0.4%5.3%3.2%
1Y-6.6%-10.9%-10.2%

Return vs Industry: PEBK exceeded the US Banks industry which returned -10.9% over the past year.

Return vs Market: PEBK exceeded the US Market which returned -10.2% over the past year.

Price Volatility

Is PEBK's price volatile compared to industry and market?
PEBK volatility
PEBK Average Weekly Movement2.5%
Banks Industry Average Movement3.7%
Market Average Movement7.7%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: PEBK is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: PEBK's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1912299Lance Sellershttps://www.peoplesbanknc.com

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company’s loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans.

Peoples Bancorp of North Carolina, Inc. Fundamentals Summary

How do Peoples Bancorp of North Carolina's earnings and revenue compare to its market cap?
PEBK fundamental statistics
Market CapUS$149.49m
Earnings (TTM)US$13.07m
Revenue (TTM)US$70.59m

11.4x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PEBK income statement (TTM)
RevenueUS$70.59m
Cost of RevenueUS$0
Gross ProfitUS$70.59m
Other ExpensesUS$57.52m
EarningsUS$13.07m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)2.32
Gross Margin100.00%
Net Profit Margin18.51%
Debt/Equity Ratio46.8%

How did PEBK perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

29%

Payout Ratio