PDLB Stock Overview
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services.
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Ponce Financial Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.45 |
| 52 Week High | US$10.19 |
| 52 Week Low | US$6.51 |
| Beta | 0.44 |
| 1 Month Change | -3.54% |
| 3 Month Change | -8.55% |
| 1 Year Change | 17.04% |
| 3 Year Change | 6.69% |
| 5 Year Change | -18.52% |
| Change since IPO | -20.88% |
Recent News & Updates
Shareholder Returns
| PDLB | US Banks | US Market | |
|---|---|---|---|
| 7D | 5.6% | 1.9% | -3.2% |
| 1Y | 17.0% | 25.1% | 19.3% |
Return vs Industry: PDLB underperformed the US Banks industry which returned 25.1% over the past year.
Return vs Market: PDLB underperformed the US Market which returned 19.3% over the past year.
Price Volatility
| PDLB volatility | |
|---|---|
| PDLB Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: PDLB has not had significant price volatility in the past 3 months.
Volatility Over Time: PDLB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 237 | Carlos Naudon | www.poncebank.com |
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposit products, including demand accounts, NOW/IOLA, money market, reciprocal deposits, savings accounts, and certificates of deposit to individuals, business entities, and non-profit organizations, as well as individual retirement accounts. The company also provides real estate-secured loans, which includes one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans, as well as lines of credit.
Ponce Financial Group, Inc. Fundamentals Summary
| PDLB fundamental statistics | |
|---|---|
| Market cap | US$188.90m |
| Earnings (TTM) | US$3.35m |
| Revenue (TTM) | US$74.52m |
56.4x
P/E Ratio0.7x
P/B RatioIs PDLB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PDLB income statement (TTM) | |
|---|---|
| Revenue | US$74.52m |
| Cost of Revenue | US$0 |
| Gross Profit | US$74.52m |
| Other Expenses | US$71.16m |
| Earnings | US$3.35m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.15 |
| Gross Margin | 100.00% |
| Net Profit Margin | 4.50% |
| Debt/Equity Ratio | 139.3% |
How did PDLB perform over the long term?
See historical performance and comparison