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MNSB

MainStreet Bancshares NasdaqCM:MNSB Stock Report

Last Price

US$24.19

Market Cap

US$176.3m

7D

3.1%

1Y

3.0%

Updated

13 Aug, 2022

Data

Company Financials +
MNSB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance2/6
Financial Health6/6
Dividends0/6

MNSB Stock Overview

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.

Rewards

Trading at 36.7% below our estimate of its fair value

Earnings are forecast to grow 17.05% per year

Risk Analysis

No risks detected for MNSB from our risk checks.

MainStreet Bancshares, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for MainStreet Bancshares
Historical stock prices
Current Share PriceUS$24.19
52 Week HighUS$26.85
52 Week LowUS$20.77
Beta0.44
1 Month Change5.36%
3 Month Change-1.67%
1 Year Change2.98%
3 Year Change17.71%
5 Year Change58.95%
Change since IPO141.90%

Recent News & Updates

Jul 25

MainStreet Bancshares GAAP EPS of $0.71 beats by $0.06, revenue of $17.39M beats by $1.35M

MainStreet Bancshares press release (NASDAQ:MNSB): Q2 GAAP EPS of $0.71 beats by $0.06. Revenue of $17.39M (+19.5% Y/Y) beats by $1.35M.

Shareholder Returns

MNSBUS BanksUS Market
7D3.1%5.3%3.2%
1Y3.0%-10.9%-10.2%

Return vs Industry: MNSB exceeded the US Banks industry which returned -10.9% over the past year.

Return vs Market: MNSB exceeded the US Market which returned -10.1% over the past year.

Price Volatility

Is MNSB's price volatile compared to industry and market?
MNSB volatility
MNSB Average Weekly Movement2.9%
Banks Industry Average Movement3.7%
Market Average Movement7.7%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: MNSB is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: MNSB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003146Jeff Dickhttps://www.mstreetbank.com

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards.

MainStreet Bancshares, Inc. Fundamentals Summary

How do MainStreet Bancshares's earnings and revenue compare to its market cap?
MNSB fundamental statistics
Market CapUS$176.30m
Earnings (TTM)US$18.79m
Revenue (TTM)US$62.06m

9.4x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
MNSB income statement (TTM)
RevenueUS$62.06m
Cost of RevenueUS$0
Gross ProfitUS$62.06m
Other ExpensesUS$43.27m
EarningsUS$18.79m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

Oct 17, 2022

Earnings per share (EPS)2.58
Gross Margin100.00%
Net Profit Margin30.28%
Debt/Equity Ratio38.2%

How did MNSB perform over the long term?

See historical performance and comparison

Dividends

0.2%

Current Dividend Yield

2%

Payout Ratio