NasdaqCM:MMAC

Stock Analysis Report

Executive Summary

MMA Capital Holdings, Inc. invests in debt associated with renewable energy infrastructure and real estate sectors.

Snowflake

Fundamentals

Outstanding track record and fair value.

Risks

  • MMA Capital Holdings is not covered by any analysts.

Similar Companies

Share Price & News

How has MMA Capital Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.9%

NasdaqCM:MMAC

0.9%

US Mortgage

0.2%

US Market


1 Year Return

12.8%

NasdaqCM:MMAC

-2.0%

US Mortgage

-0.7%

US Market

MMAC outperformed the Mortgage industry which returned -0.3% over the past year.

MMAC outperformed the Market in United States of America which returned 0.3% over the past year.


Share holder returns

MMACIndustryMarket
7 Day0.9%0.9%0.2%
30 Day-4.5%-1.9%-2.7%
90 Day-2.4%-0.4%1.6%
1 Year12.8%12.8%0.05%-2.0%1.6%-0.7%
3 Year64.0%64.0%32.3%23.5%40.0%30.9%
5 Year232.7%232.7%56.8%40.3%53.8%36.8%

Price Volatility Vs. Market

How volatile is MMA Capital Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is MMA Capital Holdings undervalued based on future cash flows and its price relative to the stock market?

3.39x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for MMA Capital Holdings to establish if it is available at moderate discount.

Unable to calculate intrinsic value for MMA Capital Holdings to establish if it is available at substantial discount.


Price Based on Earnings

MMA Capital Holdings is good value based on earnings compared to the US Mortgage industry average.

MMA Capital Holdings is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for MMA Capital Holdings, we can't assess if its growth is good value.


Price Based on Value of Assets

MMA Capital Holdings is good value based on assets compared to the US Mortgage industry average.


Next Steps

Future Growth

How is MMA Capital Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.3%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as MMA Capital Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has MMA Capital Holdings performed over the past 5 years?

3.6%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

MMA Capital Holdings's year on year earnings growth rate has been positive over the past 5 years.

MMA Capital Holdings's 1-year earnings growth exceeds its 5-year average (2435.1% vs 3.6%)

MMA Capital Holdings's earnings growth has exceeded the US Mortgage industry average in the past year (2435.1% vs 32.9%).


Return on Equity

MMA Capital Holdings has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).


Return on Assets

MMA Capital Holdings used its assets more efficiently than the US Mortgage industry average last year based on Return on Assets.


Return on Capital Employed

MMA Capital Holdings has become profitable over the past 3 years. This is considered to be a significant improvement in its use of capital (Return on Capital Employed).


Next Steps

Financial Health

How is MMA Capital Holdings's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Unable to establish if MMA Capital Holdings has an acceptable proportion of non-loan assets without balance sheet data.

Unable to establish if MMA Capital Holdings has a sufficient allowance for bad loans without relevant financial data.

Unable to establish if MMA Capital Holdings's liabilities are primarily made up of low risk funding sources without deposits or liabilities data.

MMA Capital Holdings's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

MMA Capital Holdings reports no customer deposits, loans are made up entirely of borrowed funds.

Unable to establish if MMA Capital Holdings has an acceptable level of bad loans without bad loans data.


Next Steps

Dividend

What is MMA Capital Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate MMA Capital Holdings's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate MMA Capital Holdings's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as MMA Capital Holdings has not reported any payouts.

Unable to verify if MMA Capital Holdings's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as MMA Capital Holdings has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of MMA Capital Holdings's salary, the management and board of directors tenure and is there insider trading?

4.3yrs

Average management tenure


CEO

Mike Falcone (57yo)

14.6yrs

Tenure

US$1,722,314

Compensation

Mr. Michael L. Falcone, also known as Mike, has been the Chief Executive Officer at MMA Capital Holdings, Inc. since January 1, 2005 and was its President since December 1997. Mr. Falcone serves as the Chi ...


CEO Compensation Analysis

Insufficient data for Mike to establish whether their remuneration is reasonable compared to companies of similar size in United States of America.

Mike's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

4.3yrs

Average Tenure

54yo

Average Age

The tenure for the MMA Capital Holdings management team is about average.


Board Age and Tenure

6.0yrs

Average Tenure

58yo

Average Age

The tenure for the MMA Capital Holdings board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Recent Insider Transactions

SellUS$71,87228 Sep 18
Lisa Kay
EntityIndividual
Role
Member of the Board of Directors
Non-Executive Director
Shares2,752
Max PriceUS$26.12

Ownership Breakdown


Management Team

  • Mike Falcone (57yo)

    CEO & Director

    • Tenure: 14.6yrs
    • Compensation: US$1.72m
  • Gary Mentesana (54yo)

    President & COO

    • Tenure: 1.6yrs
    • Compensation: US$1.51m
  • Dave Bjarnason (49yo)

    Executive VP & CFO

    • Tenure: 4.0yrs
    • Compensation: US$873.40k
  • J. Martin

    Secretary & VP of Tax

    • Tenure: 0.0yrs
  • Megan Sophocles

    Senior Vice President

    • Tenure: 4.6yrs

Board Members

  • Mike Falcone (57yo)

    CEO & Director

    • Tenure: 14.6yrs
    • Compensation: US$1.72m
  • Frank Gallagher (59yo)

    Chairman of the Board

    • Tenure: 5.4yrs
    • Compensation: US$140.00k
  • Fred Puddester (64yo)

    Non-Executive Director

    • Tenure: 8.0yrs
    • Compensation: US$130.00k
  • Chris Hunt (48yo)

    Non-Executive Director

    • Tenure: 1.2yrs
  • James Grant (65yo)

    Non-Executive Director

    • Tenure: 6.6yrs
    • Compensation: US$130.00k
  • Lisa Kay (53yo)

    Non-Executive Director

    • Tenure: 3.0yrs
    • Compensation: US$120.00k

Company Information

MMA Capital Holdings, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: MMA Capital Holdings, Inc.
  • Ticker: MMAC
  • Exchange: NasdaqCM
  • Founded: 1995
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$178.250m
  • Shares outstanding: 5.89m
  • Website: https://mmacapitalholdings.com

Number of Employees


Location

  • MMA Capital Holdings, Inc.
  • 3600 O’Donnell Street
  • Suite 600
  • Baltimore
  • Maryland
  • 21224
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MMACNasdaqCM (Nasdaq Capital Market)YesCommon SharesUSUSDAug 1996

Biography

MMA Capital Holdings, Inc. invests in debt associated with renewable energy infrastructure and real estate sectors. Its energy capital portfolio invests in loans that finance renewable energy projects in N ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/20 23:45
End of Day Share Price2019/08/20 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.