NasdaqGS:MBFI.O

Stock Analysis Report

Executive Summary

MB Financial, Inc. operates as a bank holding company for MB Financial Bank, N.A.

Snowflake

Fundamentals

Flawless balance sheet established dividend payer.


Similar Companies

Share Price & News

How has MB Financial's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-0.5%

MBFI.O

1.7%

US Banks

1.3%

US Market


1 Year Return

-1.3%

MBFI.O

0.3%

US Banks

5.9%

US Market


Shareholder returns

MBFI.OIndustryMarket
7 Day-0.5%1.7%1.3%
30 Day-1.4%-2.4%-1.9%
90 Day8.7%1.0%-1.8%
1 Year4.8%-1.3%3.2%0.3%8.3%5.9%
3 Yearn/a52.1%41.7%45.6%36.2%
5 Yearn/a69.8%51.4%66.1%47.9%

Price Volatility Vs. Market

How volatile is MB Financial's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is MB Financial undervalued compared to its fair value and its price relative to the market?

16.45x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Undervalued: MBFI.O ($24.56) is trading above our estimate of fair value ($17.29)

Significantly Undervalued: MBFI.O is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: MBFI.O is poor value based on its PE Ratio (16.5x) compared to the Banks industry average (12.5x).

PE vs Market: MBFI.O is good value based on its PE Ratio (16.5x) compared to the US market (17.5x).


Price to Earnings Growth Ratio

Low PEG Ratio: MBFI.O is good value based on its PEG Ratio (0.9x)


Price to Book Ratio

PB vs Industry: MBFI.O is overvalued based on its PB Ratio (1.3x) compared to the US Banks industry average (1.2x).


Next Steps

Future Growth

How is MB Financial forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?

18.9%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MBFI.O's forecast earnings growth (18.9% per year) is above the savings rate (2.7%).

Earnings vs Market: MBFI.O's earnings (18.9% per year) are forecast to grow faster than the US market (14.4% per year).

High Growth Earnings: MBFI.O's earnings are forecast to grow, but not significantly.

Revenue vs Market: MBFI.O's revenue (6.2% per year) is forecast to grow slower than the US market (7.3% per year).

High Growth Revenue: MBFI.O's revenue (6.2% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has MB Financial performed over the past 5 years?

26.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: MBFI.O's earnings have grown significantly by 26.3% per year over the past 5 years.

Accelerating Growth: MBFI.O's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MBFI.O had negative earnings growth (-26.7%) over the past year, making it difficult to compare to the Banks industry average (31.8%).


Return on Equity

High ROE: MBFI.O's Return on Equity (7%) is considered low.


Return on Assets

ROA vs Industry: MBFI.O has a higher Return on Assets than the Banks industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate MBFI.O's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is MB Financial's financial position?


Financial Position Analysis

Short Term Liabilities: MBFI.O's short term assets ($752.5M) do not cover its short term liabilities ($16.7B)

Long Term Liabilities: MBFI.O's short term assets (752.5M) exceeds its long term liabilities (470.8M)


Debt to Equity History and Analysis

Debt Level: MBFI.O's debt to equity ratio (64%) is considered high

Reducing Debt: MBFI.O's debt to equity ratio has increased from 54.5% to 64% over the past 5 years.

Debt Coverage: MBFI.O's debt is well covered by operating cash flow (43.4%).

Interest Coverage: Insufficient data to determine if MBFI.O's interest payments on its debt are well covered by EBIT.


Balance Sheet

Information is not available.

Information is not available.


Next Steps

Dividend

What is MB Financial's current dividend yield, its reliability and sustainability?

2.27%

Current Dividend Yield


Dividend Yield vs Market

company2.3%marketbottom25%1.5%markettop25%3.8%industryaverage3.1%forecastin3Years2.4%

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: MBFI.O's dividend (2.27%) is higher than the bottom 25% of dividend payers in the US market (1.47%).

High Dividend: MBFI.O's dividend (2.27%) is low compared to the top 25% of dividend payers in the US market (3.77%).

Stable Dividend: MBFI.O's dividends per share have been stable in the past 10 years.

Growing Dividend: MBFI.O's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (37.3%), MBFI.O's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: MBFI.O's dividends in 3 years are forecast to be well covered by earnings (28.2% payout ratio).


Next Steps

Management

What is the CEO of MB Financial's salary, the management and board of directors tenure and is there insider trading?

4.2yrs

Average management tenure


CEO

Mitch Feiger (59yo)

20.1yrs

Tenure

US$4,105,837

Compensation

Mr. Mitchell S. Feiger, also known as Mitch, has been the Chief Executive Officer and President of MB Financial Inc. since February 1999. Mr. Feiger served as the Chief Executive Officer and President of M ...


CEO Compensation Analysis

Information is not available.

Compensation vs Earnings: Mitch's compensation has been consistent with company performance over the past year.


Management Age and Tenure

4.2yrs

Average Tenure

56yo

Average Age

Experienced Management: MBFI.O's management team is considered experienced (4.2 years average tenure).


Board Age and Tenure

13.9yrs

Average Tenure

60yo

Average Age

Experienced Board: MBFI.O's board of directors are seasoned and experienced ( 13.9 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Mitch Feiger (59yo)

    President

    • Tenure: 20.1yrs
    • Compensation: US$4.11m
  • Jill York (54yo)

    Vice President

    • Tenure: 2.6yrs
    • Compensation: US$1.38m
  • Art Knight (80yo)

    Executive Officer

    • Tenure: 0yrs
  • Sue Peterson (68yo)

    Chief Retail Banking Officer & Executive VP of MB Financial Bank N A

    • Tenure: 0yrs
    • Compensation: US$609.40k
  • Randy Conte (57yo)

    VP & CFO

    • Tenure: 2.9yrs
    • Compensation: US$1.27m
  • Brian Wildman (55yo)

    Executive Vice President of Consumer Banking of MB Financial Bank

    • Tenure: 5.9yrs
    • Compensation: US$1.07m
  • John Francoeur (45yo)

    Chief Accounting Officer

    • Tenure: 3.1yrs
  • Doria Koros

    VP & Secretary

    • Tenure: 0yrs
  • Mark Heckler (54yo)

    Executive Vice President of Commercial Banking - MB Financial Bank

    • Tenure: 6.9yrs
    • Compensation: US$1.28m
  • Berry Allen

    Vice President

    • Tenure: 4.2yrs

Board Members

  • Mitch Feiger (59yo)

    President

    • Tenure: 20.1yrs
    • Compensation: US$4.11m
  • Charles Daniels (60yo)

    Director

    • Tenure: 4.6yrs
    • Compensation: US$118.00k
  • David Bolger (61yo)

    Director

    • Tenure: 15.2yrs
    • Compensation: US$153.00k
  • Karen May (60yo)

    Director

    • Tenure: 15.2yrs
    • Compensation: US$114.00k
  • Charles Gries (72yo)

    Director

    • Tenure: 12.6yrs
    • Compensation: US$151.00k
  • Jim Hallene (57yo)

    Vice Chairman of the Board

    • Tenure: 19.2yrs
    • Compensation: US$147.00k
  • Hal Harvey (57yo)

    Chairman of the Board

    • Tenure: 12.3yrs
    • Compensation: US$135.00k
  • Rick Holmstrom (60yo)

    Director

    • Tenure: 21.2yrs
    • Compensation: US$121.00k
  • Bruce Taylor (62yo)

    Vice Chairman & Director of Mb Financial Bank

    • Tenure: 4.3yrs
  • Renee Togher (55yo)

    Director

    • Tenure: 7.6yrs
    • Compensation: US$117.00k

Company Information

MB Financial, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: MB Financial, Inc.
  • Ticker: MBFI.O
  • Exchange: NasdaqGS
  • Founded: 1911
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$3.553b
  • Shares outstanding: 83.83m
  • Website: https://www.mbfinancial.com

Number of Employees


Location

  • MB Financial, Inc.
  • 800 West Madison Street
  • Chicago
  • Illinois
  • 60607
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MBFINasdaqGS (Nasdaq Global Select)YesCommon StockUSUSDMar 1999
MBFDB (Deutsche Boerse AG)YesCommon StockDEEURMar 1999
MBFI.ONasdaqGS (Nasdaq Global Select)1/40 NON CM PF CUSUSDNov 2017

Biography

MB Financial, Inc. operates as a bank holding company for MB Financial Bank, N.A. that provides various financial services to small and middle market businesses, and individuals primarily in Chicago, Illin ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/03/23 00:42
End of Day Share Price2019/03/21 00:00
Earnings2018/12/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.