NasdaqGM:LARK

Stock Analysis Report

Executive Summary

Landmark Bancorp, Inc. operates as the bank holding company for Landmark National Bank that provides various financial and banking services.

Snowflake

Fundamentals

Excellent balance sheet average dividend payer.

Risks

  • Landmark Bancorp is not covered by any analysts.

Similar Companies

Share Price & News

How has Landmark Bancorp's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

2.8%

NasdaqGM:LARK

-1.8%

US Banks

0.2%

US Market


1 Year Return

-14.9%

NasdaqGM:LARK

-15.3%

US Banks

-0.7%

US Market

LARK underperformed the Banks industry which returned -13.6% over the past year.

LARK underperformed the Market in United States of America which returned 0.3% over the past year.


Share holder returns

LARKIndustryMarket
7 Day2.8%-1.8%0.2%
30 Day-5.7%-6.4%-2.7%
90 Day-1.7%-4.0%1.6%
1 Year-12.0%-14.9%-12.9%-15.3%1.6%-0.7%
3 Year13.8%4.2%41.3%31.7%40.0%30.9%
5 Year62.6%39.9%50.8%34.5%53.8%36.8%

Price Volatility Vs. Market

How volatile is Landmark Bancorp's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Landmark Bancorp undervalued based on future cash flows and its price relative to the stock market?

20%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

Landmark Bancorp's share price is below the future cash flow value, but not at a moderate discount (< 20%).

Landmark Bancorp's share price is below the future cash flow value, but not at a substantial discount (< 40%).


Price Based on Earnings

Landmark Bancorp is good value based on earnings compared to the US Banks industry average.

Landmark Bancorp is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Landmark Bancorp, we can't assess if its growth is good value.


Price Based on Value of Assets

Landmark Bancorp is good value based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is Landmark Bancorp expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

4.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Landmark Bancorp is high growth as no revenue estimate data is available.

Landmark Bancorp's earnings are expected to grow by 4.2% yearly, however this is not considered high growth (20% yearly).

Unable to compare Landmark Bancorp's revenue growth to the United States of America market average as no estimate data is available.

Landmark Bancorp's earnings growth is positive but not above the United States of America market average.

Landmark Bancorp's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Landmark Bancorp will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Landmark Bancorp performed over the past 5 years?

0.4%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Landmark Bancorp's year on year earnings growth rate has been positive over the past 5 years.

Landmark Bancorp's 1-year earnings growth exceeds its 5-year average (117.2% vs 0.4%)

Landmark Bancorp's earnings growth has exceeded the US Banks industry average in the past year (117.2% vs 33.2%).


Return on Equity

Landmark Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Landmark Bancorp used its assets less efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Landmark Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Landmark Bancorp's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Landmark Bancorp has an acceptable proportion of non-loan assets held.

Landmark Bancorp has a low allowance for bad loans.

Landmark Bancorp's liabilities are made up of primarily low risk sources of funding.

Landmark Bancorp's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

Loans at Landmark Bancorp are broadly funded by customer deposits.

Landmark Bancorp has an acceptable level of bad loans (less than 2%).


Next Steps

Dividend

What is Landmark Bancorp's current dividend yield, its reliability and sustainability?

3.41%

Current Dividend Yield


Dividend Yield and Payments Analysis

Landmark Bancorp's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.48%).

Landmark Bancorp's dividend is below the markets top 25% of dividend payers in United States of America (3.83%).

Dividends per share have been stable in the past 10 years.

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (3x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Landmark Bancorp's salary, the management and board of directors tenure and is there insider trading?

8.6yrs

Average board tenure


CEO

Michael Scheopner (57yo)

5.6yrs

Tenure

US$586,528

Compensation

Mr. Michael E. Scheopner has been Chief Executive Officer and President of Landmark National Bank since January 1, 2014 and May 22, 2013 respectively. Mr. Scheopner has been the Chief Executive Officer of  ...


CEO Compensation Analysis

Michael's remuneration is about average for companies of similar size in United States of America.

Michael's compensation has been consistent with company performance over the past year, both up more than 20%.


Board Age and Tenure

8.6yrs

Average Tenure

63yo

Average Age

The tenure for the Landmark Bancorp board of directors is about average.


Insider Trading

Landmark Bancorp individual insiders have sold more shares than they have bought in the past 3 months.


Recent Insider Transactions

BuyUS$11,33515 Aug 19
Wayne Sloan
EntityIndividual
Role
Member of the Board of Directors
Director
Shares500
Max PriceUS$22.67
BuyUS$11,44006 Aug 19
Richard Ball
EntityIndividual
Role
Member of the Board of Directors
Director
Shares467
Max PriceUS$25.16
SellUS$1,44602 Aug 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares59
Max PriceUS$24.50
SellUS$3,96930 Jul 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares162
Max PriceUS$24.50
SellUS$2,45025 Jul 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares100
Max PriceUS$24.50
SellUS$182,45022 Jul 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares7,600
Max PriceUS$24.50
SellUS$342,16914 Jun 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares14,644
Max PriceUS$23.50
SellUS$25,85412 Jun 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares1,100
Max PriceUS$23.50
SellUS$80,01405 Jun 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares3,400
Max PriceUS$23.74
SellUS$20,17101 Jun 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares856
Max PriceUS$23.56
SellUS$101,13222 Feb 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares4,378
Max PriceUS$23.10
SellUS$11,68015 Feb 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares500
Max PriceUS$23.38
SellUS$3,11612 Feb 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares134
Max PriceUS$23.25
SellUS$13,97009 Feb 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares600
Max PriceUS$23.40
SellUS$22409 Feb 19
Patrick Alexander
EntityIndividual
Role
Chairman of the Board
Executive Chairman of the Board
Shares8.4
Max PriceUS$26.67

Ownership Breakdown


Management Team

  • Patrick Alexander (66yo)

    Executive Chairman of the Board

    • Tenure: 6.3yrs
    • Compensation: US$206.90k
  • Mark Herpich (51yo)

    VP, Secretary

    • Tenure: 17.8yrs
    • Compensation: US$354.09k
  • Michael Scheopner (57yo)

    President

    • Tenure: 5.6yrs
    • Compensation: US$586.53k
  • Valerie Heigert

    Chief Compliance Officer & Chief Internal Auditor

    • Tenure: 0.0yrs
  • Debra Butler

    Vice President

    • Tenure: 0.0yrs
  • Dennis Wohler

    Senior Vice President

    • Tenure: 0.0yrs
  • Marcia Kemper

    Human Resources/Recruiter

    • Tenure: 0.0yrs

Board Members

  • Brent Bowman (69yo)

    Director

    • Tenure: 18.6yrs
    • Compensation: US$36.01k
  • Patrick Alexander (66yo)

    Executive Chairman of the Board

    • Tenure: 6.3yrs
    • Compensation: US$206.90k
  • Rick Ball (66yo)

    Director

    • Tenure: 18.6yrs
    • Compensation: US$36.01k
  • Jim Lewis (63yo)

    Director

    • Tenure: 18.6yrs
    • Compensation: US$36.01k
  • Dave Snapp (63yo)

    Director

    • Tenure: 18.6yrs
    • Compensation: US$36.01k
  • Michael Scheopner (57yo)

    President

    • Tenure: 5.6yrs
    • Compensation: US$586.53k
  • Sarah Hill-Nelson (49yo)

    Director

    • Tenure: 8.6yrs
    • Compensation: US$36.01k
  • Wayne Sloan (65yo)

    Director

    • Tenure: 6.4yrs
    • Compensation: US$35.01k
  • Sandra Moll (54yo)

    Director

    • Tenure: 1.3yrs
    • Compensation: US$24.68k

Company Information

Landmark Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Landmark Bancorp, Inc.
  • Ticker: LARK
  • Exchange: NasdaqGM
  • Founded: 1885
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$102.526m
  • Shares outstanding: 4.37m
  • Website: https://www.banklandmark.com

Number of Employees


Location

  • Landmark Bancorp, Inc.
  • 701 Poyntz Avenue
  • Manhattan
  • Kansas
  • 66502
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
LARKNasdaqGM (Nasdaq Global Market)YesCommon StockUSUSDMar 1994

Biography

Landmark Bancorp, Inc. operates as the bank holding company for Landmark National Bank that provides various financial and banking services. The company offers checking, savings, and money market accounts, ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/20 23:42
End of Day Share Price2019/08/19 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.