Heritage Commerce Second Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags

Heritage Commerce (NASDAQ:HTBK) Second Quarter 2025 Results

Key Financial Results

• Revenue: US$47.3m (up 15% from 2Q 2024).
• Net income: US$6.39m (down 31% from 2Q 2024).
• Profit margin: 14% (down from 22% in 2Q 2024). The decrease in margin was driven by higher expenses.
• EPS: US$0.10 (down from US$0.15 in 2Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

Heritage Commerce Revenues Beat Expectations, EPS Falls Short

Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) missed analyst estimates by 47%.

Looking ahead, revenue is forecast to grow 7.5% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are down 6.9% from a week ago.

Balance Sheet Analysis

While it's very important to consider the profit and loss statement, you can also learn a lot about a company by looking at its balance sheet. We have a graphic representation of Heritage Commerce's balance sheet and an in-depth analysis of the company's financial position.

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