Horizon Bancorp Second Quarter 2025 Earnings: Beats Expectations

Horizon Bancorp (NASDAQ:HBNC) Second Quarter 2025 Results

Key Financial Results

• Revenue: US$63.8m (up 20% from 2Q 2024).
• Net income: US$20.6m (up 46% from 2Q 2024).
• Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue.
• EPS: US$0.47 (up from US$0.32 in 2Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

Horizon Bancorp Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 5.8%. Earnings per share (EPS) also surpassed analyst estimates by 7.2%.

Looking ahead, revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.7% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are up 6.8% from a week ago.

Balance Sheet Analysis

Just as investors must consider earnings, it is also important to take into account the strength of a company's balance sheet. We've done some analysis and you can see our take on Horizon Bancorp's balance sheet.

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