Guaranty Bancshares Financial Health
How is Guaranty Bancshares's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: GNTY's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: GNTY has a sufficient allowance for bad loans (294%).
Low Risk Liabilities: 93% of GNTY's liabilities are made up of primarily low risk sources of funding.
Loan Level: GNTY has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: GNTY's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: GNTY has an appropriate level of bad loans (0.5%).