NasdaqGS:GNBC

Stock Analysis Report

Executive Summary

Green Bancorp, Inc. operates as the bank holding company for Green Bank, N.A.

Snowflake

Fundamentals

Proven track record with reasonable growth potential.

Risks

  • Green Bancorp has significant price volatility in the past 3 months.

Similar Companies

Share Price & News

How has Green Bancorp's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

4.6%

NasdaqGS:GNBC

-1.9%

US Banks

-1.9%

US Market


1 Year Return

-15.0%

NasdaqGS:GNBC

-16.1%

US Banks

-3.3%

US Market

GNBC outperformed the Banks industry which returned -18.3% over the past year.

GNBC underperformed the Market in United States of America which returned -8.4% over the past year.


Share holder returns

GNBCIndustryMarket
7 Day4.6%-1.9%-1.9%
30 Day-15.1%-11.1%-6.2%
90 Day-21.1%-4.9%0.3%
1 Year-13.8%-15.0%-13.7%-16.1%-1.1%-3.3%
3 Year67.0%64.7%37.8%28.4%37.9%28.9%
5 Yearn/a49.3%33.2%50.8%34.1%

Price Volatility Vs. Market

How volatile is Green Bancorp's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Green Bancorp undervalued based on future cash flows and its price relative to the stock market?

14.6x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Green Bancorp's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Green Bancorp's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Green Bancorp is overvalued based on earnings compared to the US Banks industry average.

Green Bancorp is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Green Bancorp is good value based on expected growth next year.


Price Based on Value of Assets

Green Bancorp is overvalued based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is Green Bancorp expected to perform in the next 1 to 3 years based on estimates from 4 analysts?

21.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Green Bancorp's revenue is expected to grow by 13% yearly, however this is not considered high growth (20% yearly).

Green Bancorp's earnings are expected to grow significantly at over 20% yearly.

Green Bancorp's revenue growth is expected to exceed the United States of America market average.

Green Bancorp's earnings growth is expected to exceed the United States of America market average.

Green Bancorp's earnings growth is expected to exceed the low risk savings rate of 3%.


Earnings per Share Growth Estimates


Future Return on Equity

Green Bancorp is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

Past Performance

How has Green Bancorp performed over the past 5 years?

26.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Green Bancorp has delivered over 20% year on year earnings growth in the past 5 years.

Green Bancorp's 1-year earnings growth exceeds its 5-year average (29.2% vs 26.2%)

Green Bancorp's earnings growth has exceeded the US Banks industry average in the past year (29.2% vs 15.8%).


Return on Equity

Green Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Green Bancorp used its assets more efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Green Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Green Bancorp's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Green Bancorp has an acceptable proportion of non-loan assets held.

Green Bancorp has a low allowance for bad loans.

Green Bancorp's liabilities are made up of primarily low risk sources of funding.

Green Bancorp's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

Loans at Green Bancorp are broadly funded by customer deposits.

Green Bancorp has a high level of bad loans (greater than 2%).


Next Steps

Dividend

What is Green Bancorp's current dividend yield, its reliability and sustainability?

2.03%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Green Bancorp's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.55%).

Green Bancorp's dividend is below the markets top 25% of dividend payers in United States of America (3.96%).

It is too early to tell whether Green Bancorp has stable dividend payments.

Green Bancorp only just started paying a dividend, it is too early to tell if payments are increasing.


Current Payout to Shareholders

Dividends paid are well covered by earnings (5.9x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Green Bancorp's salary, the management and board of directors tenure and is there insider trading?

5.9yrs

Average management tenure


CEO

Manny Mehos (64yo)

0.0yrs

Tenure

US$1,523,767

Compensation

Mr. Manuel J. Mehos, also known as Manny, CPA serves as the Chairman and Chief Executive Officer at Green Bancorp, Inc. Mr. Mehos serves as Chairman of the Board at Green Bank N.A. Mr. Mehos joined Green B ...


CEO Compensation Analysis

Manny's remuneration is lower than average for companies of similar size in United States of America.

Manny's compensation has increased by more than 20% in the past year.


Management Age and Tenure

5.9yrs

Average Tenure

59yo

Average Age

The average tenure for the Green Bancorp management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

8.9yrs

Average Tenure

55.5yo

Average Age

The tenure for the Green Bancorp board of directors is about average.


Insider Trading

No 3 month insider trading information.


Ownership Breakdown


Management Team

  • Manny Mehos (64yo)

    Chairman & CEO

    • Tenure: 0.0yrs
    • Compensation: US$1.52m
  • Terry Earley (59yo)

    Executive VP & CFO

    • Tenure: 1.8yrs
    • Compensation: US$1.16m
  • Tom Yenne (65yo)

    Executive VP & Manager of Specialty Banking - Green Bank NA

    • Tenure: 0.0yrs
  • Geoff Greenwade (57yo)

    President

    • Tenure: 5.9yrs
    • Compensation: US$1.56m
  • Donald Perschbacher (56yo)

    Executive VP & Corporate Chief Credit Officer

    • Tenure: 6.9yrs
    • Compensation: US$530.03k
  • Franklin Patterson

    Chief Operating Officer of Green Bank NA and Executive Vice President of Green Bank NA

    • Tenure: 0.0yrs
  • Elizabeth Vandervoort

    Secretary & Treasurer

    • Tenure: 0.0yrs
  • Glen Bell

    Executive VP of Houston Market Commercial Banking

    • Tenure: 0.0yrs

Board Members

  • Steve Eisenstein (56yo)

    Director

    • Tenure: 8.9yrs
  • Alan Silberstein (70yo)

    Director

    • Tenure: 8.9yrs
    • Compensation: US$50.00k
  • Manny Mehos (64yo)

    Chairman & CEO

    • Tenure: 0.0yrs
    • Compensation: US$1.52m
  • Steve Lerner (64yo)

    Director

    • Tenure: 12.9yrs
    • Compensation: US$50.00k
  • Robert B. Smith (54yo)

    Director

    • Tenure: 12.9yrs
    • Compensation: US$40.00k
  • John Durie (56yo)

    Director of Green Bank NA

    • Tenure: 2.1yrs
    • Compensation: US$396.61k
  • Don Ellis (55yo)

    Vice Chairman

    • Tenure: 3.2yrs
  • Stefanie Shelley (55yo)

    Director

    • Tenure: 8.9yrs
    • Compensation: US$40.00k
  • Derek Weiss (30yo)

    Director

    • Tenure: 1.6yrs
  • Scott Schaen (35yo)

    Director

    • Tenure: 3.5yrs

Company Information

Green Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Green Bancorp, Inc.
  • Ticker: GNBC
  • Exchange: NasdaqGS
  • Founded: 1999
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$645.009m
  • Shares outstanding: 37.37m
  • Website: https://www.greenbank.com

Number of Employees


Location

  • Green Bancorp, Inc.
  • 4000 Greenbriar
  • Houston
  • Texas
  • 77098
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
GNBCNasdaqGS (Nasdaq Global Select)YesCommon StockUSUSDAug 2014

Biography

Green Bancorp, Inc. operates as the bank holding company for Green Bank, N.A. that provides commercial and private banking services primarily in Texas. It offers deposit accounts, such as demand, savings,  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2018/12/30 00:39
End of Day Share Price2018/12/28 00:00
Earnings2018/09/30
Annual Earnings2017/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.