3 Reliable Dividend Stocks Yielding Up To 3.8%

Simply Wall St

As the U.S. stock market enters December, major indices like the Dow Jones, Nasdaq, and S&P 500 have experienced slight declines amid a risk-off sentiment impacting big tech and cryptocurrency-tied shares. In such uncertain times, dividend stocks can offer a measure of stability by providing regular income streams to investors.

Top 10 Dividend Stocks In The United States

NameDividend YieldDividend Rating
Provident Financial Services (PFS)5.01%★★★★★★
Peoples Bancorp (PEBO)5.53%★★★★★★
PCB Bancorp (PCB)3.68%★★★★★☆
OTC Markets Group (OTCM)4.77%★★★★★★
Heritage Commerce (HTBK)4.78%★★★★★★
First Interstate BancSystem (FIBK)5.72%★★★★★★
Farmers National Banc (FMNB)5.00%★★★★★★
Ennis (EBF)5.73%★★★★★★
Columbia Banking System (COLB)5.19%★★★★★★
Citizens & Northern (CZNC)5.56%★★★★★★

Click here to see the full list of 124 stocks from our Top US Dividend Stocks screener.

We'll examine a selection from our screener results.

Fifth Third Bancorp (FITB)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Fifth Third Bancorp is a bank holding company for Fifth Third Bank, National Association, offering a variety of financial products and services in the United States with a market cap of approximately $28.73 billion.

Operations: Fifth Third Bancorp's revenue is primarily derived from Consumer and Small Business Banking ($4.84 billion), Commercial Banking ($3.37 billion), and Wealth and Asset Management ($633 million).

Dividend Yield: 3.7%

Fifth Third Bancorp's recent financial performance highlights a steady increase in net interest income and net income, supporting its reliable dividend payments. Despite a significant impairment charge related to alleged fraud, the company's dividends remain stable and well-covered by earnings with a payout ratio of 44.8%. The dividend yield of 3.68% is below the top tier in the US market but has shown growth over the past decade, indicating sustainability and reliability for investors seeking consistent returns.

FITB Dividend History as at Dec 2025

Huntington Bancshares (HBAN)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Huntington Bancshares Incorporated is a bank holding company for The Huntington National Bank, offering commercial, consumer, and mortgage banking services in the United States, with a market cap of approximately $25.63 billion.

Operations: Huntington Bancshares generates its revenue primarily from two segments: Commercial Banking, which accounts for $2.81 billion, and Consumer & Regional Banking, contributing $5.10 billion.

Dividend Yield: 3.8%

Huntington Bancshares maintains stable dividend payments with a payout ratio of 42.8%, ensuring coverage by earnings. The bank's dividends have grown consistently over the past decade, though its yield of 3.8% is below the top US dividend payers. Recent expansions in North Carolina and South Carolina, alongside strategic leadership changes, aim to enhance growth prospects. Despite no recent share buybacks, Huntington's financials show robust net income growth and increased earnings guidance for 2025, bolstering investor confidence in its dividends' sustainability.

HBAN Dividend History as at Dec 2025

Bank OZK (OZK)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Bank OZK is a full-service Arkansas state-chartered bank offering retail and commercial banking services across the United States, with a market cap of approximately $5.18 billion.

Operations: Bank OZK generates revenue primarily from its Community Banking segment, which amounts to $1.54 billion.

Dividend Yield: 3.8%

Bank OZK's dividend reliability is underscored by its consistent quarterly increases over the past 61 quarters, including a recent hike to US$0.45 per share. Despite a lower yield of 3.82% compared to top US dividend payers, its dividends are well-covered by earnings with a payout ratio of 27.3%. Recent earnings show growth in net interest income and net income, supporting future dividend sustainability amidst favorable value trading conditions relative to peers and industry benchmarks.

OZK Dividend History as at Dec 2025

Key Takeaways

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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