First Financial Bankshares Second Quarter 2025 Earnings: Beats Expectations

August 04, 2025

First Financial Bankshares (NASDAQ:FFIN) Second Quarter 2025 Results

Key Financial Results

Revenue: US$153.5m (up 19% from 2Q 2024).
Net income: US$66.7m (up 27% from 2Q 2024).
Profit margin: 43% (up from 41% in 2Q 2024). The increase in margin was driven by higher revenue.
EPS: US$0.47 (up from US$0.37 in 2Q 2024).

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earnings-and-revenue-growth — NasdaqGS:FFIN Earnings and Revenue Growth August 4th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

First Financial Bankshares Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 6.2%.

Looking ahead, revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are down 6.4% from a week ago.

Balance Sheet Analysis

Just as investors must consider earnings, it is also important to take into account the strength of a company's balance sheet. We have a graphic representation of First Financial Bankshares' balance sheet and an in-depth analysis of the company's financial position.

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