FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. More Details
Flawless balance sheet with acceptable track record.
Share Price & News
How has FFBW's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: FFBW is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 1% a week.
Volatility Over Time: FFBW's weekly volatility (1%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: FFBW underperformed the US Mortgage industry which returned 49% over the past year.
Return vs Market: FFBW underperformed the US Market which returned 39.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is FFBW's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 weeks ago | Simply Wall StHere's Why FFBW, Inc.'s (NASDAQ:FFBW) CEO Is Unlikely to Expect A Pay Rise This Year
1 month ago | Simply Wall StDoes FFBW's (NASDAQ:FFBW) Share Price Gain of 32% Match Its Business Performance?
3 months ago | Simply Wall StShould You Be Adding FFBW (NASDAQ:FFBW) To Your Watchlist Today?
Is FFBW undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: FFBW ($11.3) is trading above our estimate of fair value ($0.07)
Significantly Below Fair Value: FFBW is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FFBW is poor value based on its PE Ratio (37.3x) compared to the US Mortgage industry average (12.7x).
PE vs Market: FFBW is poor value based on its PE Ratio (37.3x) compared to the US market (19.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FFBW's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FFBW is good value based on its PB Ratio (0.8x) compared to the US Mortgage industry average (1.1x).
How is FFBW forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FFBW has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has FFBW performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FFBW has high quality earnings.
Growing Profit Margin: FFBW's current net profit margins (19%) are higher than last year (18%).
Past Earnings Growth Analysis
Earnings Trend: FFBW's earnings have grown significantly by 63.6% per year over the past 5 years.
Accelerating Growth: FFBW's earnings growth over the past year (22.2%) is below its 5-year average (63.6% per year).
Earnings vs Industry: FFBW earnings growth over the past year (22.2%) underperformed the Mortgage industry 25.6%.
Return on Equity
High ROE: FFBW's Return on Equity (2.1%) is considered low.
How is FFBW's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: FFBW's Assets to Equity ratio (3.4x) is low.
Allowance for Bad Loans: FFBW has a sufficient allowance for bad loans (245%).
Low Risk Liabilities: 96% of FFBW's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFBW has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: FFBW's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: FFBW has an appropriate level of bad loans (0.6%).
What is FFBW current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FFBW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FFBW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FFBW's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FFBW's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FFBW's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ed Schaefer (57 yo)
Mr. Edward H. Schaefer, also known as Ed, has been the Chief Executive Officer, President and Director at First Federal Bank of Wisconsin since July 20, 2016. Mr. Schaefer has been Chief Executive Officer ...
CEO Compensation Analysis
Compensation vs Market: Ed's total compensation ($USD401.09K) is about average for companies of similar size in the US market ($USD528.84K).
Compensation vs Earnings: Ed's compensation has been consistent with company performance over the past year.
Experienced Management: FFBW's management team is not considered experienced ( 0.8 years average tenure), which suggests a new team.
Experienced Board: FFBW's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: FFBW insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
FFBW, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: FFBW, Inc.
- Ticker: FFBW
- Exchange: NasdaqCM
- Founded: 1922
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: US$70.237m
- Shares outstanding: 6.22m
- Website: https://www.firstfederalwisconsin.com
Number of Employees
- FFBW, Inc.
- 1360 South Moorland Road
- United States
FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing an...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/19 15:05|
|End of Day Share Price||2021/06/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.