First Citizens BancShares Second Quarter 2025 Earnings: EPS Beats Expectations

First Citizens BancShares (NASDAQ:FCNC.A) Second Quarter 2025 Results

Key Financial Results

• Revenue: US$2.26b (down 4.5% from 2Q 2024).
• Net income: US$561.0m (down 19% from 2Q 2024).
• Profit margin: 25% (down from 29% in 2Q 2024). The decrease in margin was primarily driven by lower revenue.
• EPS: US$42.38 (down from US$47.54 in 2Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

First Citizens BancShares EPS Beats Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 8.3%.

Looking ahead, revenue is forecast to grow 3.0% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are down 1.9% from a week ago.

Valuation

Following the latest earnings results, First Citizens BancShares may be undervalued based on 6 different valuation benchmarks we assess. Click here to view our comprehensive analysis and gain insights into the stock's investment prospects.

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