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CZWI

Citizens Community Bancorp NasdaqGM:CZWI Stock Report

Last Price

US$14.44

Market Cap

US$151.4m

7D

-0.1%

1Y

5.2%

Updated

29 Nov, 2022

Data

Company Financials +
CZWI fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends5/6

CZWI Stock Overview

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.

Citizens Community Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Citizens Community Bancorp
Historical stock prices
Current Share PriceUS$14.44
52 Week HighUS$16.49
52 Week LowUS$12.05
Beta0.84
1 Month Change12.55%
3 Month Change13.70%
1 Year Change5.17%
3 Year Change19.34%
5 Year Change6.02%
Change since IPO123.04%

Recent News & Updates

Citizens Community Bancorp GAAP EPS of $0.41, revenue of $16.17M

Jul 25

Recent updates

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Feb 03
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

Mar 31
Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Mar 05
If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Feb 05
Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Jan 30
Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

Jan 24
Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

Dec 20
What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Nov 24
A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Shareholder Returns

CZWIUS BanksUS Market
7D-0.1%-0.4%-0.9%
1Y5.2%-13.2%-18.9%

Return vs Industry: CZWI exceeded the US Banks industry which returned -15.7% over the past year.

Return vs Market: CZWI exceeded the US Market which returned -20.5% over the past year.

Price Volatility

Is CZWI's price volatile compared to industry and market?
CZWI volatility
CZWI Average Weekly Movement3.8%
Banks Industry Average Movement4.1%
Market Average Movement7.4%
10% most volatile stocks in US Market15.5%
10% least volatile stocks in US Market3.3%

Stable Share Price: CZWI is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: CZWI's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1938237Steve Bianchihttps://www.ccf.us

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit.

Citizens Community Bancorp, Inc. Fundamentals Summary

How do Citizens Community Bancorp's earnings and revenue compare to its market cap?
CZWI fundamental statistics
Market CapUS$151.38m
Earnings (TTM)US$19.12m
Revenue (TTM)US$67.46m

7.9x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CZWI income statement (TTM)
RevenueUS$67.46m
Cost of RevenueUS$0
Gross ProfitUS$67.46m
Other ExpensesUS$48.34m
EarningsUS$19.12m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.82
Gross Margin100.00%
Net Profit Margin28.34%
Debt/Equity Ratio107.1%

How did CZWI perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

14%

Payout Ratio