| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
CZNC Stock Overview
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers.
Rewards
Risk Analysis
No risks detected for CZNC from our risk checks.
Citizens & Northern Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.64 |
| 52 Week High | US$27.99 |
| 52 Week Low | US$23.21 |
| Beta | 0.37 |
| 1 Month Change | 4.23% |
| 3 Month Change | 6.35% |
| 1 Year Change | 3.39% |
| 3 Year Change | 9.15% |
| 5 Year Change | 14.62% |
| Change since IPO | 406.09% |
Recent News & Updates
Citizens & Northern Corporation goes ex-dividend tomorrow
Citizens & Northern Corporation (NASDAQ:CZNC) had declared $0.28/share quarterly dividend, in line with previous. Payable Aug. 12; for shareholders of record Aug. 1; ex-div July 29. See CZNC Dividend Scorecard, Yield Chart, & Dividend Growth.
Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of $0.28
Citizens & Northern Corporation ( NASDAQ:CZNC ) will pay a dividend of $0.28 on the 12th of August. The dividend yield...
Shareholder Returns
| CZNC | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.8% | 1.6% | 1.4% |
| 1Y | 3.4% | -7.2% | -8.4% |
Return vs Industry: CZNC exceeded the US Banks industry which returned -8.2% over the past year.
Return vs Market: CZNC exceeded the US Market which returned -9% over the past year.
Price Volatility
| CZNC volatility | |
|---|---|
| CZNC Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 7.6% |
| 10% most volatile stocks in US Market | 17.1% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CZNC is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CZNC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1864 | 405 | Brad Scovill | https://www.cnbankpa.com |
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers. The company offers lending products include commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit; and deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits. It also offers wealth management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services; and a range of personal and commercial insurance products; mutual funds, annuities, educational savings accounts, and other investment products through registered agents.
Citizens & Northern Corporation Fundamentals Summary
| CZNC fundamental statistics | |
|---|---|
| Market Cap | US$397.24m |
| Earnings (TTM) | US$28.85m |
| Revenue (TTM) | US$100.72m |
13.8x
P/E Ratio1.5x
P/B RatioIs CZNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CZNC income statement (TTM) | |
|---|---|
| Revenue | US$100.72m |
| Cost of Revenue | US$0 |
| Gross Profit | US$100.72m |
| Other Expenses | US$71.88m |
| Earnings | US$28.85m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.86 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.64% |
| Debt/Equity Ratio | 64.9% |
How did CZNC perform over the long term?
See historical performance and comparison