Civista Bancshares Second Quarter 2025 Earnings: EPS Beats Expectations, Revenues Lag

Civista Bancshares (NASDAQ:CIVB) Second Quarter 2025 Results

Key Financial Results

• Revenue: US$40.4m (up 10% from 2Q 2024).
• Net income: US$11.0m (up 62% from 2Q 2024).
• Profit margin: 27% (up from 19% in 2Q 2024). The increase in margin was primarily driven by higher revenue.
• EPS: US$0.71 (up from US$0.45 in 2Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

Civista Bancshares EPS Beats Expectations, Revenues Fall Short

Revenue missed analyst estimates by 2.7%. Earnings per share (EPS) exceeded analyst estimates by 1.4%.

Looking ahead, revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are down 5.3% from a week ago.

Risk Analysis

It's still necessary to consider the ever-present spectre of investment risk. We've identified 1 warning sign with Civista Bancshares, and understanding it should be part of your investment process.

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