Colony Bankcorp Balance Sheet Health
Financial Health criteria checks 6/6
Colony Bankcorp has total assets of $3.1B and total equity of $254.9M. Total deposits are $2.5B, and total loans are $1.9B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $83.3M.
Key information
12x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$2.54b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$83.32m |
Recent financial health updates
No updates
Recent updates
Colony Bankcorp's (NASDAQ:CBAN) Upcoming Dividend Will Be Larger Than Last Year's
Jan 28Colony Bankcorp (NASDAQ:CBAN) Is Due To Pay A Dividend Of $0.11
Oct 29Colony Bankcorp (NASDAQ:CBAN) Has Announced A Dividend Of $0.11
Feb 01Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be $0.1075
Oct 25Colony Bankcorp Non-GAAP EPS of $0.30 misses by $0.07, revenue of $29.04M misses by $2.73M
Oct 20Colony Bankcorp goes ex-dividend tomorrow
Aug 03Colony Bankcorp (NASDAQ:CBAN) Has Affirmed Its Dividend Of $0.1075
Jul 29Colony Bankcorp GAAP EPS of $0.19, revenue of $29.4M
Jul 21Colony Bankcorp (NASDAQ:CBAN) Is Due To Pay A Dividend Of US$0.11
May 02Earnings Miss: Colony Bankcorp, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts
Apr 23Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be Increased To US$0.11
Jan 24Colony Bankcorp (NASDAQ:CBAN) Will Pay A Dividend Of US$0.10
Oct 25Colony Bankcorp (NASDAQ:CBAN) Has Announced A Dividend Of US$0.10
Jul 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBAN's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: CBAN has a sufficient allowance for bad loans (180%).
Low Risk Liabilities: 91% of CBAN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBAN has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: CBAN's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: CBAN has an appropriate level of bad loans (0.5%).