Carter Bankshares Second Quarter 2025 Earnings: EPS Beats Expectations

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Carter Bankshares (NASDAQ:CARE) Second Quarter 2025 Results

Key Financial Results

  • Revenue: US$39.9m (up 20% from 2Q 2024).
  • Net income: US$8.51m (up 79% from 2Q 2024).
  • Profit margin: 21% (up from 14% in 2Q 2024). The increase in margin was driven by higher revenue.
  • EPS: US$0.37 (up from US$0.21 in 2Q 2024).
earnings-and-revenue-growth
NasdaqGS:CARE Earnings and Revenue Growth July 26th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Carter Bankshares EPS Beats Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 25%.

Looking ahead, revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's share price is broadly unchanged from a week ago.

Risk Analysis

You should always think about risks. Case in point, we've spotted 1 warning sign for Carter Bankshares you should be aware of.

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Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NasdaqGS:CARE

Carter Bankshares

Operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.

Solid track record with adequate balance sheet.

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