The Bank of Princeton provides various banking products and services. More Details
Flawless balance sheet with solid track record.
Share Price & News
How has Bank of Princeton's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BPRN is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: BPRN's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BPRN underperformed the US Banks industry which returned 59.1% over the past year.
Return vs Market: BPRN exceeded the US Market which returned 35.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bank of Princeton's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 days ago | Simply Wall StBe Sure To Check Out The Bank of Princeton (NASDAQ:BPRN) Before It Goes Ex-Dividend
1 month ago | Simply Wall StInvestors Who Bought Bank of Princeton (NASDAQ:BPRN) Shares A Year Ago Are Now Up 25%
2 months ago | Simply Wall StMartin Tuchman Just Bought A Sprinkling of Shares In The Bank of Princeton (NASDAQ:BPRN)
Is Bank of Princeton undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BPRN ($29.53) is trading below our estimate of fair value ($42.23)
Significantly Below Fair Value: BPRN is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BPRN is poor value based on its PE Ratio (11.1x) compared to the US Banks industry average (10.7x).
PE vs Market: BPRN is good value based on its PE Ratio (11.1x) compared to the US market (18.2x).
Price to Earnings Growth Ratio
PEG Ratio: BPRN's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: BPRN is good value based on its PB Ratio (0.9x) compared to the US Banks industry average (1.1x).
How is Bank of Princeton forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BPRN's earnings are forecast to decline over the next 3 years (-5.2% per year).
Earnings vs Market: BPRN's earnings are forecast to decline over the next 3 years (-5.2% per year).
High Growth Earnings: BPRN's earnings are forecast to decline over the next 3 years.
Revenue vs Market: BPRN's revenue is expected to decline over the next 3 years (-1.4% per year).
High Growth Revenue: BPRN's revenue is forecast to decline over the next 3 years (-1.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if BPRN's Return on Equity is forecast to be high in 3 years time
How has Bank of Princeton performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BPRN has high quality earnings.
Growing Profit Margin: BPRN's current net profit margins (32.5%) are higher than last year (28.8%).
Past Earnings Growth Analysis
Earnings Trend: BPRN's earnings have grown by 5.1% per year over the past 5 years.
Accelerating Growth: BPRN's earnings growth over the past year (35.9%) exceeds its 5-year average (5.1% per year).
Earnings vs Industry: BPRN earnings growth over the past year (35.9%) exceeded the Banks industry 35%.
Return on Equity
High ROE: BPRN's Return on Equity (8.5%) is considered low.
How is Bank of Princeton's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BPRN's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: BPRN has a sufficient allowance for bad loans (782%).
Low Risk Liabilities: 98% of BPRN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPRN has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: BPRN's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: BPRN has an appropriate level of bad loans (0.1%).
What is Bank of Princeton current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BPRN's dividend (2.44%) is higher than the bottom 25% of dividend payers in the US market (1.32%).
High Dividend: BPRN's dividend (2.44%) is low compared to the top 25% of dividend payers in the US market (3.55%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, BPRN has been paying a dividend for less than 10 years.
Growing Dividend: BPRN's dividend payments have increased, but the company has only paid a dividend for 3 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (18.8%), BPRN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ed Dietzler (56 yo)
Mr. Edward J. Dietzler, also known as Ed, has been President at Bank of Princeton since May 2012 and its Chief Executive Officer since January 2018. Mr. Dietzler joined Bank of Princeton in September 2009 ...
CEO Compensation Analysis
Compensation vs Market: Ed's total compensation ($USD683.47K) is below average for companies of similar size in the US market ($USD1.10M).
Compensation vs Earnings: Ed's compensation has increased by more than 20% in the past year.
Experienced Management: BPRN's management team is considered experienced (4 years average tenure).
Experienced Board: BPRN's board of directors are seasoned and experienced ( 13.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BPRN insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
The Bank of Princeton's company bio, employee growth, exchange listings and data sources
- Name: The Bank of Princeton
- Ticker: BPRN
- Exchange: NasdaqGS
- Founded: 2007
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$200.893m
- Shares outstanding: 6.80m
- Website: https://www.thebankofprinceton.com
Number of Employees
- The Bank of Princeton
- 183 Bayard Lane
- New Jersey
- United States
The Bank of Princeton provides various banking products and services. It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/03 00:42|
|End of Day Share Price||2021/08/02 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.