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Bank of the James Financial Group NasdaqCM:BOTJ Stock Report

Last Price

US$10.50

Market Cap

US$47.7m

7D

-3.0%

1Y

-9.2%

Updated

27 Mar, 2024

Data

Company Financials

Bank of the James Financial Group, Inc.

NasdaqCM:BOTJ Stock Report

Market Cap: US$47.7m

BOTJ Stock Overview

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.

BOTJ fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Bank of the James Financial Group, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Bank of the James Financial Group
Historical stock prices
Current Share PriceUS$10.50
52 Week HighUS$12.25
52 Week LowUS$8.12
Beta0.74
1 Month Change-9.87%
3 Month Change-14.29%
1 Year Change-9.17%
3 Year Change-18.09%
5 Year Change-17.50%
Change since IPO202.66%

Recent News & Updates

Bank of the James Financial Group (NASDAQ:BOTJ) Is Increasing Its Dividend To $0.10

Jan 25
Bank of the James Financial Group (NASDAQ:BOTJ) Is Increasing Its Dividend To $0.10

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Nov 21
Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Recent updates

Bank of the James Financial Group (NASDAQ:BOTJ) Is Increasing Its Dividend To $0.10

Jan 25
Bank of the James Financial Group (NASDAQ:BOTJ) Is Increasing Its Dividend To $0.10

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Nov 21
Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of $0.08

Oct 26
Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of $0.08

Bank of the James Financial Group (NASDAQ:BOTJ) Is Paying Out A Dividend Of $0.08

Aug 29
Bank of the James Financial Group (NASDAQ:BOTJ) Is Paying Out A Dividend Of $0.08

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Jul 25
Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Apr 27
Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Here's Why We Think Bank of the James Financial Group (NASDAQ:BOTJ) Is Well Worth Watching

Mar 15
Here's Why We Think Bank of the James Financial Group (NASDAQ:BOTJ) Is Well Worth Watching

Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be Increased To $0.08

Oct 28
Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be Increased To $0.08

Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07

Aug 30
Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07

Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07

Aug 08
Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07

Bank of the James Financial Group declares $0.07 dividend

Jul 22

Bank of the James Financial Group (NASDAQ:BOTJ) Will Pay A Dividend Of US$0.07

Feb 16
Bank of the James Financial Group (NASDAQ:BOTJ) Will Pay A Dividend Of US$0.07

Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of US$0.07

Jan 29
Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of US$0.07

Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of US$0.07

Oct 28
Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of US$0.07

Here's Why I Think Bank of the James Financial Group (NASDAQ:BOTJ) Might Deserve Your Attention Today

Oct 26
Here's Why I Think Bank of the James Financial Group (NASDAQ:BOTJ) Might Deserve Your Attention Today

Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be US$0.07

Jul 26
Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be US$0.07

If You Like EPS Growth Then Check Out Bank of the James Financial Group (NASDAQ:BOTJ) Before It's Too Late

Apr 28
If You Like EPS Growth Then Check Out Bank of the James Financial Group (NASDAQ:BOTJ) Before It's Too Late

Why You Might Be Interested In Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend

Feb 27
Why You Might Be Interested In Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend

Bank of the James Financial Group (NASDAQ:BOTJ) Share Prices Have Dropped 14% In The Last Year

Jan 11
Bank of the James Financial Group (NASDAQ:BOTJ) Share Prices Have Dropped 14% In The Last Year

Why You Might Be Interested In Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend

Nov 20
Why You Might Be Interested In Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend

Shareholder Returns

BOTJUS BanksUS Market
7D-3.0%2.1%0.4%
1Y-9.2%33.8%28.8%

Return vs Industry: BOTJ underperformed the US Banks industry which returned 32.6% over the past year.

Return vs Market: BOTJ underperformed the US Market which returned 29.5% over the past year.

Price Volatility

Is BOTJ's price volatile compared to industry and market?
BOTJ volatility
BOTJ Average Weekly Movement2.4%
Banks Industry Average Movement4.4%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: BOTJ has not had significant price volatility in the past 3 months.

Volatility Over Time: BOTJ's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1998168n/ahttps://www.bankofthejames.bank

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes.

Bank of the James Financial Group, Inc. Fundamentals Summary

How do Bank of the James Financial Group's earnings and revenue compare to its market cap?
BOTJ fundamental statistics
Market capUS$47.71m
Earnings (TTM)US$8.70m
Revenue (TTM)US$42.79m

5.5x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BOTJ income statement (TTM)
RevenueUS$42.79m
Cost of RevenueUS$0
Gross ProfitUS$42.79m
Other ExpensesUS$34.08m
EarningsUS$8.70m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)1.92
Gross Margin100.00%
Net Profit Margin20.34%
Debt/Equity Ratio33.2%

How did BOTJ perform over the long term?

See historical performance and comparison

Dividends

3.8%

Current Dividend Yield

17%

Payout Ratio
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