BOKF Stock Overview
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri.
BOK Financial Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$105.38|
|52 Week High||US$110.75|
|52 Week Low||US$66.76|
|1 Month Change||3.75%|
|3 Month Change||18.75%|
|1 Year Change||50.50%|
|3 Year Change||25.01%|
|5 Year Change||30.58%|
|Change since IPO||2,331.18%|
Recent News & Updates
BOK Financial (NASDAQ:BOKF) Is Increasing Its Dividend To US$0.53
The board of BOK Financial Corporation ( NASDAQ:BOKF ) has announced that it will be increasing its dividend on the...
BOK Financial: Current Valuation Already Accounts For Improving Operations
Core revenue trends are likely to be volatile in the coming quarters and some modest contraction should be expected. Fee income was stronger than expected, but do not look sustainable. Credit continues to perform well, providing support to the bottom line through additional loan loss provisioning recaptures.
|BOKF||US Banks||US Market|
Return vs Industry: BOKF exceeded the US Banks industry which returned 42.1% over the past year.
Return vs Market: BOKF exceeded the US Market which returned 21.3% over the past year.
|BOKF Average Weekly Movement||3.5%|
|Banks Industry Average Movement||3.7%|
|Market Average Movement||6.0%|
|10% most volatile stocks in US Market||15.0%|
|10% least volatile stocks in US Market||2.3%|
Stable Share Price: BOKF is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BOKF's weekly volatility (4%) has been stable over the past year.
About the Company
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, and cash management services, as well as customer risk management products for small businesses, middle market, and larger commercial customers.
BOK Financial Fundamentals Summary
|BOKF fundamental statistics|
Is BOKF overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BOKF income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||9.48|
|Net Profit Margin||32.11%|
How did BOKF perform over the long term?See historical performance and comparison
2.0%Current Dividend Yield
Is BOK Financial undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BOKF ($105.38) is trading below our estimate of fair value ($113.88)
Significantly Below Fair Value: BOKF is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BOKF is poor value based on its PE Ratio (11.1x) compared to the US Banks industry average (10.7x).
PE vs Market: BOKF is good value based on its PE Ratio (11.1x) compared to the US market (17.2x).
Price to Earnings Growth Ratio
PEG Ratio: BOKF's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: BOKF is overvalued based on its PB Ratio (1.3x) compared to the US Banks industry average (1.1x).
How is BOK Financial forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BOKF's earnings are forecast to decline over the next 3 years (-14.5% per year).
Earnings vs Market: BOKF's earnings are forecast to decline over the next 3 years (-14.5% per year).
High Growth Earnings: BOKF's earnings are forecast to decline over the next 3 years.
Revenue vs Market: BOKF's revenue (0.6% per year) is forecast to grow slower than the US market (10.1% per year).
High Growth Revenue: BOKF's revenue (0.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BOKF's Return on Equity is forecast to be low in 3 years time (8.2%).
How has BOK Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BOKF has high quality earnings.
Growing Profit Margin: BOKF's current net profit margins (32.1%) are higher than last year (23.5%).
Past Earnings Growth Analysis
Earnings Trend: BOKF's earnings have grown by 15.4% per year over the past 5 years.
Accelerating Growth: BOKF's earnings growth over the past year (67.3%) exceeds its 5-year average (15.4% per year).
Earnings vs Industry: BOKF earnings growth over the past year (67.3%) exceeded the Banks industry 43%.
Return on Equity
High ROE: BOKF's Return on Equity (12.1%) is considered low.
How is BOK Financial's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BOKF's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: BOKF has a low allowance for bad loans (86%).
Low Risk Liabilities: 93% of BOKF's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOKF has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: BOKF's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: BOKF has an appropriate level of bad loans (1.6%).
What is BOK Financial current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BOKF's dividend (2.01%) is higher than the bottom 25% of dividend payers in the US market (1.32%).
High Dividend: BOKF's dividend (2.01%) is low compared to the top 25% of dividend payers in the US market (3.58%).
Stability and Growth of Payments
Stable Dividend: BOKF's dividends per share have been stable in the past 10 years.
Growing Dividend: BOKF's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (22.1%), BOKF's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BOKF's dividends in 3 years are forecast to be well covered by earnings (31% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Steve Bradshaw (61 yo)
Mr. Steven Glen Bradshaw, also known as Steve, serves as President and Chief Executive Officer of BOK Financial Corporation (“BOK Financial”) and BOKF, National Association ("BOKF") since January 1, 2014....
CEO Compensation Analysis
Compensation vs Market: Steve's total compensation ($USD5.52M) is about average for companies of similar size in the US market ($USD6.24M).
Compensation vs Earnings: Steve's compensation has increased by more than 20% in the past year.
Experienced Management: BOKF's management team is seasoned and experienced (6 years average tenure).
Experienced Board: BOKF's board of directors are seasoned and experienced ( 12.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BOKF insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
BOK Financial Corporation's employee growth, exchange listings and data sources
- Name: BOK Financial Corporation
- Ticker: BOKF
- Exchange: NasdaqGS
- Founded: 1910
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$7.229b
- Shares outstanding: 68.60m
- Website: https://investor.bokf.com
Number of Employees
- BOK Financial Corporation
- Bank of Oklahoma Tower
- Boston Avenue at Second Street
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/27 23:04|
|End of Day Share Price||2021/11/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.