BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. More Details
Excellent balance sheet with solid track record and pays a dividend.
Share Price & News
How has BOK Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BOKF is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BOKF's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BOKF underperformed the US Banks industry which returned 58.2% over the past year.
Return vs Market: BOKF exceeded the US Market which returned 34.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is BOK Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StIntroducing BOK Financial (NASDAQ:BOKF), A Stock That Climbed 57% In The Last Year
1 month ago | Simply Wall StShould You Be Adding BOK Financial (NASDAQ:BOKF) To Your Watchlist Today?
2 months ago | Simply Wall StIs It Smart To Buy BOK Financial Corporation (NASDAQ:BOKF) Before It Goes Ex-Dividend?
Is BOK Financial undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BOKF ($85.76) is trading below our estimate of fair value ($129.17)
Significantly Below Fair Value: BOKF is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BOKF is good value based on its PE Ratio (9.6x) compared to the US Banks industry average (10.7x).
PE vs Market: BOKF is good value based on its PE Ratio (9.6x) compared to the US market (17.9x).
Price to Earnings Growth Ratio
PEG Ratio: BOKF's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: BOKF's PB Ratio (1.1x) is in line with the US Banks industry average.
How is BOK Financial forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BOKF's earnings are forecast to decline over the next 3 years (-11.3% per year).
Earnings vs Market: BOKF's earnings are forecast to decline over the next 3 years (-11.3% per year).
High Growth Earnings: BOKF's earnings are forecast to decline over the next 3 years.
Revenue vs Market: BOKF's revenue (1% per year) is forecast to grow slower than the US market (9.2% per year).
High Growth Revenue: BOKF's revenue (1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BOKF's Return on Equity is forecast to be low in 3 years time (8.5%).
How has BOK Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BOKF has high quality earnings.
Growing Profit Margin: BOKF's current net profit margins (31%) are higher than last year (23.5%).
Past Earnings Growth Analysis
Earnings Trend: BOKF's earnings have grown by 15% per year over the past 5 years.
Accelerating Growth: BOKF's earnings growth over the past year (63.8%) exceeds its 5-year average (15% per year).
Earnings vs Industry: BOKF earnings growth over the past year (63.8%) exceeded the Banks industry 35.1%.
Return on Equity
High ROE: BOKF's Return on Equity (11.6%) is considered low.
How is BOK Financial's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BOKF's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: BOKF has a low allowance for bad loans (89%).
Low Risk Liabilities: 90% of BOKF's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOKF has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: BOKF's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: BOKF has an appropriate level of bad loans (1.6%).
What is BOK Financial current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BOKF's dividend (2.43%) is higher than the bottom 25% of dividend payers in the US market (1.32%).
High Dividend: BOKF's dividend (2.43%) is low compared to the top 25% of dividend payers in the US market (3.57%).
Stability and Growth of Payments
Stable Dividend: BOKF's dividends per share have been stable in the past 10 years.
Growing Dividend: BOKF's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (11.7%), BOKF's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BOKF's dividends in 3 years are forecast to be well covered by earnings (32.3% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Steve Bradshaw (61 yo)
Mr. Steven Glen Bradshaw, also known as Steve, serves as President and Chief Executive Officer of BOK Financial Corporation (“BOK Financial”) and BOKF, National Association ("BOKF") since January 1, 2014. ...
CEO Compensation Analysis
Compensation vs Market: Steve's total compensation ($USD5.52M) is about average for companies of similar size in the US market ($USD6.51M).
Compensation vs Earnings: Steve's compensation has increased by more than 20% in the past year.
Experienced Management: BOKF's management team is seasoned and experienced (5.8 years average tenure).
Experienced Board: BOKF's board of directors are seasoned and experienced ( 14.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BOKF insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
BOK Financial Corporation's company bio, employee growth, exchange listings and data sources
- Name: BOK Financial Corporation
- Ticker: BOKF
- Exchange: NasdaqGS
- Founded: 1910
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$5.965b
- Shares outstanding: 69.56m
- Website: https://investor.bokf.com
Number of Employees
- BOK Financial Corporation
- Bank of Oklahoma Tower
- Boston Avenue at Second Street
- United States
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona,...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/03 23:45|
|End of Day Share Price||2021/08/03 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.