Bryn Mawr Bank Corporation operates as the bank holding company for The Bryn Mawr Trust Company that provides commercial and retail banking services to individual and business customers.
No risks detected for BMTC from our risk checks.
Flawless balance sheet established dividend payer.
Share Price & News
How has Bryn Mawr Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BMTC has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: BMTC underperformed the US Banks industry which returned 12.1% over the past year.
Return vs Market: BMTC underperformed the US Market which returned 20.1% over the past year.
Price Volatility Vs. Market
How volatile is Bryn Mawr Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StShould You Buy Bryn Mawr Bank Corporation (NASDAQ:BMTC) For Its Upcoming Dividend In 3 Days?
1 month ago | Simply Wall StThe Bryn Mawr Bank (NASDAQ:BMTC) Share Price Has Gained 38% And Shareholders Are Hoping For More
1 month ago | Simply Wall StDoes Bryn Mawr Bank Corporation's (NASDAQ:BMTC) CEO Pay Compare Well With Peers?
Is Bryn Mawr Bank undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BMTC ($38.71) is trading below our estimate of fair value ($40.78)
Significantly Below Fair Value: BMTC is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BMTC is poor value based on its PE Ratio (13.2x) compared to the Banks industry average (12.6x).
PE vs Market: BMTC is good value based on its PE Ratio (13.2x) compared to the US market (18.4x).
Price to Earnings Growth Ratio
PEG Ratio: BMTC is poor value based on its PEG Ratio (2.2x)
Price to Book Ratio
PB vs Industry: BMTC is overvalued based on its PB Ratio (1.3x) compared to the US Banks industry average (1.2x).
How is Bryn Mawr Bank forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BMTC's forecast earnings growth (5.9% per year) is above the savings rate (1.7%).
Earnings vs Market: BMTC's earnings (5.9% per year) are forecast to grow slower than the US market (14.6% per year).
High Growth Earnings: BMTC's earnings are forecast to grow, but not significantly.
Revenue vs Market: BMTC's revenue is expected to decline over the next 3 years (-15.3% per year).
High Growth Revenue: BMTC's revenue is forecast to decline over the next 3 years (-15.3% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BMTC's Return on Equity is forecast to be low in 3 years time (9.9%).
How has Bryn Mawr Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BMTC has high quality earnings.
Growing Profit Margin: BMTC's current net profit margins (26.8%) are lower than last year (29.8%).
Past Earnings Growth Analysis
Earnings Trend: BMTC's earnings have grown significantly by 21.5% per year over the past 5 years.
Accelerating Growth: BMTC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BMTC had negative earnings growth (-7.2%) over the past year, making it difficult to compare to the Banks industry average (12.2%).
Return on Equity
High ROE: BMTC's Return on Equity (9.7%) is considered low.
Return on Assets
Return on Capital Employed
How is Bryn Mawr Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: BMTC has a low level of unsold assets or inventory.
Debt Coverage by Assets: BMTC's debt is not covered by short term assets (assets are 0.1x debt).
Financial Institutions Analysis
Asset Level: BMTC's level of assets compared to its equity is low.
Allowance for Bad Loans: BMTC has a sufficient allowance for bad loans.
Low Risk Liabilities: BMTC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMTC has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BMTC's loans are broadly funded by customer deposits.
Level of Bad Loans: BMTC has an appropriate level of bad loans (0.29%)
What is Bryn Mawr Bank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: BMTC's dividend (2.69%) is higher than the bottom 25% of dividend payers in the US market (1.44%).
High Dividend: BMTC's dividend (2.69%) is low compared to the top 25% of dividend payers in the US market (3.69%).
Stability and Growth of Payments
Stable Dividend: BMTC's dividends per share have been stable in the past 10 years.
Growing Dividend: BMTC's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (35%), BMTC's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BMTC's dividends in 3 years are forecast to be well covered by earnings (33.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frank Leto (59yo)
Mr. Francis J. Leto, also known as Frank, has been the Chief Executive Officer and President of Bryn Mawr Bank Corporation (“Holding”) and Bryn Mawr Trust Company (“Bank”) since January 1, 2015 and May 1, ...
CEO Compensation Analysis
Compensation vs Market: Frank's total compensation ($USD1.73M) is below average for companies of similar size in the US market ($USD2.48M).
Compensation vs Earnings: Frank's compensation has been consistent with company performance over the past year.
|Executive VP & CFO||4.4yrs||US$824.16k||0.063% $490.0k|
|President of Banking Division & Director||2.2yrs||US$904.27k||0.14% $1.1m|
|President of Wealth Management Division||0yrs||US$767.05k||0.017% $133.8k|
|Chief Accounting Officer & Controller||2.6yrs||no data||no data|
|Senior VP & Chief Technology Officer||1.1yrs||no data||no data|
|Senior VP||0yrs||no data||0.016% $124.0k|
|Senior Vice President of Marketing||0yrs||no data||no data|
|Senior VP & Chief Human Resources Officer||0.9yrs||no data||no data|
|Executive VP of Corporate Banking Group of The Bryn Mawr Trust Co.||1.8yrs||US$736.79k||0.084% $656.3k|
Experienced Management: BMTC's management team is considered experienced (2.2 years average tenure).
|President of Banking Division & Director||2.2yrs||US$904.27k||0.14% $1.1m|
|Independent Director||23.1yrs||US$75.39k||0.075% $588.1k|
|Independent Director||5.1yrs||US$75.39k||0.071% $554.8k|
|Chairman of the Board||5.1yrs||US$126.60k||0.15% $1.2m|
|Independent Director||13.7yrs||US$85.64k||0.075% $588.1k|
|Independent Director||7.1yrs||US$66.89k||0.040% $311.2k|
|Independent Director||2.1yrs||US$67.30k||0.013% $103.8k|
|Independent Director||16.1yrs||US$66.14k||0.13% $1.1m|
|Independent Director||5.1yrs||US$74.89k||0.15% $1.2m|
Experienced Board: BMTC's board of directors are considered experienced (6.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Bryn Mawr Bank Corporation's company bio, employee growth, exchange listings and data sources
- Name: Bryn Mawr Bank Corporation
- Ticker: BMTC
- Exchange: NasdaqGS
- Founded: 1889
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$779.089m
- Shares outstanding: 20.13m
- Website: https://www.bmt.com
Number of Employees
- Bryn Mawr Bank Corporation
- 801 Lancaster Avenue
- Bryn Mawr
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BMTC||NasdaqGS (Nasdaq Global Select)||Yes||Common Stock||US||USD||Jan 1975|
Bryn Mawr Bank Corporation operates as the bank holding company for The Bryn Mawr Trust Company that provides commercial and retail banking services to individual and business customers. It operates in two segments, Wealth Management and Banking. The company accepts deposit products, including interest-bearing demand accounts, wholesale time deposits, retail time deposits, savings accounts, noninterest-bearing demand accounts, and wholesale non-maturity deposits, as well as NOW and market rate accounts. It also provides loan and lease portfolio of products, such as commercial mortgages, home equity lines and loans, and residential mortgages, as well as construction, and commercial and industrial consumer loans and leases; and leasing services. In addition, the company offers wealth management services comprising trust administration and other related fiduciary, custody, investment management and advisory, employee benefit account and IRA administration, estate settlement, financial planning, and brokerage services, as well as estate administration, retirement planning, and tax planning and preparation services. Further, it provides insurance and related products and services that include casualty, property, and allied insurance lines, as well as life insurance, annuities, medical insurance, and accident and health insurance for groups and individuals. Additionally, the company offers a small-ticket equipment financing services. It provides its services through 43 banking locations, 6 wealth management offices, and 2 insurance and risk management locations in the Montgomery, Chester, Delaware, Philadelphia, and Dauphin Counties in Pennsylvania; New Castle County in Delaware; and Mercer and Camden Counties in New Jersey. The company was founded in 1889 and is headquartered in Bryn Mawr, Pennsylvania.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/17 23:32|
|End of Day Share Price||2020/02/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.