Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. More Details
Flawless balance sheet with reasonable growth potential.
Share Price & News
How has Amerant Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: AMTB is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: AMTB's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: AMTB underperformed the US Banks industry which returned 88.6% over the past year.
Return vs Market: AMTB exceeded the US Market which returned 48.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Amerant Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StWhat Type Of Shareholders Make Up Amerant Bancorp Inc.'s (NASDAQ:AMTB) Share Registry?
3 months ago | Simply Wall StAmerant Bancorp (NASDAQ:AMTB) Share Prices Have Dropped 25% In The Last Year
5 months ago | Simply Wall StIs Amerant Bancorp Inc. (NASDAQ:AMTB) Popular Amongst Insiders?
Is Amerant Bancorp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: AMTB ($20.81) is trading above our estimate of fair value ($18.14)
Significantly Below Fair Value: AMTB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: AMTB is poor value based on its PE Ratio (90.3x) compared to the US Banks industry average (12.1x).
PE vs Market: AMTB is poor value based on its PE Ratio (90.3x) compared to the US market (19.9x).
Price to Earnings Growth Ratio
PEG Ratio: AMTB is poor value based on its PEG Ratio (3.7x)
Price to Book Ratio
PB vs Industry: AMTB is good value based on its PB Ratio (1x) compared to the US Banks industry average (1.1x).
How is Amerant Bancorp forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AMTB's forecast earnings growth (24.3% per year) is above the savings rate (2%).
Earnings vs Market: AMTB's earnings (24.3% per year) are forecast to grow faster than the US market (15.4% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: AMTB's revenue (10.1% per year) is forecast to grow faster than the US market (8.8% per year).
High Growth Revenue: AMTB's revenue (10.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AMTB's Return on Equity is forecast to be low in 3 years time (7.2%).
How has Amerant Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AMTB has a large one-off loss of $9.6M impacting its March 31 2021 financial results.
Growing Profit Margin: AMTB's current net profit margins (5%) are lower than last year (16.3%).
Past Earnings Growth Analysis
Earnings Trend: AMTB's earnings have declined by 23.2% per year over the past 5 years.
Accelerating Growth: AMTB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AMTB had negative earnings growth (-77.5%) over the past year, making it difficult to compare to the Banks industry average (17.6%).
Return on Equity
High ROE: AMTB's Return on Equity (1.2%) is considered low.
How is Amerant Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: AMTB's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: AMTB has a sufficient allowance for bad loans (124%).
Low Risk Liabilities: 82% of AMTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMTB has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: AMTB's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: AMTB has an appropriate level of bad loans (1.6%).
What is Amerant Bancorp current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AMTB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AMTB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AMTB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AMTB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AMTB's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Jerry Plush (62 yo)
Mr. Gerald Paul Plush, also known as Jerry, serves as Director of Amerant Bank, National Association since October 2019. He has been an Independent Director of Amerant Bancorp Inc. since July 17, 2019. He ...
Experienced Management: AMTB's management team is not considered experienced ( 1.2 years average tenure), which suggests a new team.
Experienced Board: AMTB's board of directors are seasoned and experienced ( 10.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: AMTB insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Amerant Bancorp Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Amerant Bancorp Inc.
- Ticker: AMTB
- Exchange: NasdaqGS
- Founded: 1979
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$744.290m
- Shares outstanding: 37.75m
- Website: https://www.amerantbank.com
Number of Employees
- Amerant Bancorp Inc.
- 220 Alhambra Circle
- Coral Gables
- United States
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. The comp...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/12 23:28|
|End of Day Share Price||2021/05/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.