Intrum AB (publ), together with its subsidiaries, provides credit management and financial services in Europe and internationally. More Details
6 star dividend payer and undervalued.
Share Price & News
How has Intrum's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: INTRUM is less volatile than 75% of Swedish stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: INTRUM's weekly volatility (3%) has been stable over the past year.
7 Day Return
SE Commercial Services
1 Year Return
SE Commercial Services
Return vs Industry: INTRUM underperformed the Swedish Commercial Services industry which returned 17.3% over the past year.
Return vs Market: INTRUM underperformed the Swedish Market which returned 33.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Intrum's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StThose who invested in Intrum (STO:INTRUM) a year ago are up 24%
4 weeks ago | Simply Wall StA Look At The Fair Value Of Intrum AB (publ) (STO:INTRUM)
1 month ago | Simply Wall StIs Intrum (STO:INTRUM) Using Too Much Debt?
Is Intrum undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: INTRUM (SEK245.1) is trading below our estimate of fair value (SEK295.25)
Significantly Below Fair Value: INTRUM is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: INTRUM is good value based on its PE Ratio (10.7x) compared to the Swedish Commercial Services industry average (18.2x).
PE vs Market: INTRUM is good value based on its PE Ratio (10.7x) compared to the Swedish market (23.8x).
Price to Earnings Growth Ratio
PEG Ratio: INTRUM is good value based on its PEG Ratio (0.9x)
Price to Book Ratio
PB vs Industry: INTRUM is good value based on its PB Ratio (1.5x) compared to the SE Commercial Services industry average (3x).
How is Intrum forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: INTRUM's forecast earnings growth (12.2% per year) is above the savings rate (0.3%).
Earnings vs Market: INTRUM's earnings (12.2% per year) are forecast to grow faster than the Swedish market (5.8% per year).
High Growth Earnings: INTRUM's earnings are forecast to grow, but not significantly.
Revenue vs Market: INTRUM's revenue (4.6% per year) is forecast to grow faster than the Swedish market (4% per year).
High Growth Revenue: INTRUM's revenue (4.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: INTRUM's Return on Equity is forecast to be low in 3 years time (17.9%).
How has Intrum performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INTRUM has high quality earnings.
Growing Profit Margin: INTRUM became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: INTRUM's earnings have declined by 5% per year over the past 5 years.
Accelerating Growth: INTRUM has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: INTRUM has become profitable in the last year, making it difficult to compare its past year earnings growth to the Commercial Services industry (73.8%).
Return on Equity
High ROE: INTRUM's Return on Equity (13.6%) is considered low.
How is Intrum's financial position?
Financial Position Analysis
Short Term Liabilities: INTRUM's short term assets (SEK7.9B) do not cover its short term liabilities (SEK11.3B).
Long Term Liabilities: INTRUM's short term assets (SEK7.9B) do not cover its long term liabilities (SEK49.6B).
Debt to Equity History and Analysis
Debt Level: INTRUM's debt to equity ratio (230.5%) is considered high.
Reducing Debt: INTRUM's debt to equity ratio has increased from 224.8% to 230.5% over the past 5 years.
Debt Coverage: INTRUM's debt is not well covered by operating cash flow (14.8%).
Interest Coverage: INTRUM's interest payments on its debt are well covered by EBIT (3.3x coverage).
What is Intrum current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: INTRUM's dividend (4.9%) is higher than the bottom 25% of dividend payers in the Swedish market (0.89%).
High Dividend: INTRUM's dividend (4.9%) is in the top 25% of dividend payers in the Swedish market (3.52%)
Stability and Growth of Payments
Stable Dividend: INTRUM's dividends per share have been stable in the past 10 years.
Growing Dividend: INTRUM's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (51.6%), INTRUM's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: INTRUM's dividends in 3 years are forecast to be well covered by earnings (44.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Anders Engdahl (47 yo)
Mr. Anders Engdahl serves as President and Chief Executive Officer at Intrum AB (publ) since October 18, 2020. He has been the Chief Investment Officer of Lindorff Group AB since June 2017. Mr. Engdahl had...
CEO Compensation Analysis
Compensation vs Market: Anders's total compensation ($USD2.80M) is above average for companies of similar size in the Swedish market ($USD1.03M).
Compensation vs Earnings: Insufficient data to compare Anders's compensation with company performance.
Experienced Management: INTRUM's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.
Experienced Board: INTRUM's board of directors are considered experienced (4.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: INTRUM insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Intrum AB (publ)'s company bio, employee growth, exchange listings and data sources
- Name: Intrum AB (publ)
- Ticker: INTRUM
- Exchange: OM
- Founded: 1923
- Industry: Diversified Support Services
- Sector: Commercial Services
- Market Cap: kr29.607b
- Shares outstanding: 120.80m
- Website: https://www.intrum.com
Number of Employees
- Intrum AB (publ)
- Hesselmans Torg 14
- Stockholm County
- 105 24
Intrum AB (publ), together with its subsidiaries, provides credit management and financial services in Europe and internationally. The company offers credit optimization services, including credit monitori...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/19 17:41|
|End of Day Share Price||2021/09/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.