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SAFMAR Financial investments

MISX:SFIN
Snowflake Description

Adequate balance sheet with acceptable track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
SFIN
MISX
RUB76B
Market Cap
  1. Home
  2. RU
  3. Diversified Financials
Company description

Public Joint Stock Company 'SAFMAR Financial investments', an investment holding company, primarily operates as a leasing company in Russia. The last earnings update was 203 days ago. More info.


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SFIN Share Price and Events
Price Volatility
SFIN
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for SAFMAR Financial investments's competitors could be found in our database.

Value

 Is SAFMAR Financial investments undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for SAFMAR Financial investments. This is due to cash flow or dividend data being unavailable. The share price is RUB688.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for SAFMAR Financial investments's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are SAFMAR Financial investments's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
MISX:SFIN PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings () in RUB RUB74.88
MISX:SFIN Share Price ** MISX (2018-07-20) in RUB RUB688
Europe Consumer Finance Industry PE Ratio Median Figure of 68 Publicly-Listed Consumer Finance Companies 13.28x
Russian Federation Market PE Ratio Median Figure of 153 Publicly-Listed Companies 6.94x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of SAFMAR Financial investments.

MISX:SFIN PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= MISX:SFIN Share Price ÷ EPS (both in RUB)

= 688 ÷ 74.88

9.19x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • SAFMAR Financial investments is good value based on earnings compared to the Europe Consumer Finance industry average.
  • SAFMAR Financial investments is overvalued based on earnings compared to the Russian Federation market.
Price based on expected Growth
Does SAFMAR Financial investments's expected growth come at a high price?
Raw Data
MISX:SFIN PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 9.19x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
9.2%per year
Europe Consumer Finance Industry PEG Ratio Median Figure of 49 Publicly-Listed Consumer Finance Companies 1.2x
Russian Federation Market PEG Ratio Median Figure of 49 Publicly-Listed Companies 0.73x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for SAFMAR Financial investments, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on SAFMAR Financial investments's assets?
Raw Data
MISX:SFIN PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings () in RUB RUB766.21
MISX:SFIN Share Price * MISX (2018-07-20) in RUB RUB688
Europe Consumer Finance Industry PB Ratio Median Figure of 89 Publicly-Listed Consumer Finance Companies 1.68x
Russian Federation Market PB Ratio Median Figure of 188 Publicly-Listed Companies 0.88x
MISX:SFIN PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= MISX:SFIN Share Price ÷ Book Value per Share (both in RUB)

= 688 ÷ 766.21

0.9x

* Primary Listing of SAFMAR Financial investments.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • SAFMAR Financial investments is good value based on assets compared to the Europe Consumer Finance industry average.
X
Value checks
We assess SAFMAR Financial investments's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check)
  5. SAFMAR Financial investments has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is SAFMAR Financial investments expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover SAFMAR Financial investments, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
9.2%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is SAFMAR Financial investments expected to grow at an attractive rate?
  • SAFMAR Financial investments's earnings growth is expected to exceed the low risk savings rate of 7.1%.
Growth vs Market Checks
  • SAFMAR Financial investments's earnings growth is expected to exceed the Russian Federation market average.
  • Unable to compare SAFMAR Financial investments's revenue growth to the Russian Federation market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
MISX:SFIN Future Growth Rates Data Sources
Data Point Source Value (per year)
MISX:SFIN Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 9.2%
Europe Consumer Finance Industry Earnings Growth Rate Market Cap Weighted Average 10.3%
Europe Consumer Finance Industry Revenue Growth Rate Market Cap Weighted Average 8.3%
Russian Federation Market Earnings Growth Rate Market Cap Weighted Average 8.7%
Russian Federation Market Revenue Growth Rate Market Cap Weighted Average 4.7%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
MISX:SFIN Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (6 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in RUB Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
MISX:SFIN Past Financials Data
Date (Data in RUB Millions) Revenue Cash Flow Net Income *
2017-12-31 14,395 -48,698 8,264
2017-09-30 8,537 -37,577 6,066
2017-06-30 9,002 -25,286 5,916
2017-03-31 7,924 -9,395 4,673
2016-12-31 6,967 11,499 3,310
2016-09-30 5,926 10,463 2,788
2016-06-30 5,613 11,077 2,461
2016-03-31 5,374 13,391 2,271
2015-12-31 5,090 9,776 1,942
2015-09-30 5,047 9,111 1,733
2015-06-30 5,531 7,449 1,806
2015-03-31 5,523 3,865 1,582

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • SAFMAR Financial investments's earnings are expected to grow by 9.2% yearly, however this is not considered high growth (20% yearly).
  • Unable to determine if SAFMAR Financial investments is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
MISX:SFIN Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (6 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from SAFMAR Financial investments Company Filings, last reported 6 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

MISX:SFIN Past Financials Data
Date (Data in RUB Millions) EPS *
2017-12-31 74.88
2017-09-30 34.06
2017-06-30 37.93
2017-03-31 34.92
2016-12-31 29.65
2016-09-30 24.97
2016-06-30 22.05
2016-03-31 98.86
2015-12-31 17.40
2015-09-30 75.44
2015-06-30 78.61
2015-03-31 68.85

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if SAFMAR Financial investments will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess SAFMAR Financial investments's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Europe market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
SAFMAR Financial investments has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has SAFMAR Financial investments performed over the past 5 years?

  • SAFMAR Financial investments's last earnings update was 203 days ago.
The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare SAFMAR Financial investments's growth in the last year to its industry (Consumer Finance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • SAFMAR Financial investments has delivered over 20% year on year earnings growth in the past 5 years.
  • SAFMAR Financial investments's 1-year earnings growth exceeds its 5-year average (149.7% vs 35.1%)
  • SAFMAR Financial investments's earnings growth has exceeded the Europe Consumer Finance industry average in the past year (149.7% vs 6%).
Earnings and Revenue History
SAFMAR Financial investments's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from SAFMAR Financial investments Company Filings, last reported 6 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

MISX:SFIN Past Revenue, Cash Flow and Net Income Data
Date (Data in RUB Millions) Revenue Net Income * G+A Expenses R&D Expenses
2017-12-31 14,395.41 8,264.40 3,695.91
2017-09-30 8,537.37 6,066.41 3,026.36
2017-06-30 9,001.67 5,915.53 2,724.35
2017-03-31 7,923.54 4,672.76 2,252.04
2016-12-31 6,966.92 3,310.01 2,190.76
2016-09-30 5,926.12 2,787.62 1,594.90
2016-06-30 5,612.53 2,461.36 1,776.73
2016-03-31 5,373.88 2,271.43 2,309.70
2015-12-31 5,090.30 1,942.12 2,236.71
2015-09-30 5,046.86 1,732.78 2,211.59
2015-06-30 5,530.77 1,806.25 2,454.49
2015-03-31 5,523.12 1,581.98 2,612.24
2014-12-31 5,659.28 1,617.07 2,633.12
2013-12-31 4,573.50 1,245.15 2,606.30
2012-12-31 3,348.87 941.26 2,172.24
2011-12-31 2,261.12 562.73 1,646.32

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • SAFMAR Financial investments has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • SAFMAR Financial investments used its assets less efficiently than the Europe Consumer Finance industry average last year based on Return on Assets.
  • SAFMAR Financial investments's use of capital has not improved over the past 3 years (Return on Capital Employed).
X
Past performance checks
We assess SAFMAR Financial investments's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
SAFMAR Financial investments has a total score of 3/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is SAFMAR Financial investments's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up SAFMAR Financial investments's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • SAFMAR Financial investments is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • SAFMAR Financial investments's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of SAFMAR Financial investments's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 8.5x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from SAFMAR Financial investments Company Filings, last reported 6 months ago.

MISX:SFIN Past Debt and Equity Data
Date (Data in RUB Millions) Total Equity Total Debt Cash & Short Term Investments
2017-12-31 84,567.95 31,449.04 224,225.16
2017-09-30 83,149.51 25,221.82 222,760.33
2017-06-30 82,361.87 26,129.94 215,126.21
2017-03-31 78,347.53 21,412.90 205,066.36
2016-12-31 78,347.53 21,412.90 205,066.36
2016-09-30 12,771.16 18,231.80 1,402.32
2016-06-30 11,981.11 15,710.95 1,773.23
2016-03-31 11,258.72 18,387.33 3,028.71
2015-12-31 10,656.30 23,417.30 1,578.43
2015-09-30 10,788.02 28,374.51 2,608.49
2015-06-30 9,118.84 24,619.99 1,450.65
2015-03-31 9,925.97 32,190.92 3,161.54
2014-12-31 9,925.97 32,190.92 3,161.54
2013-12-31 6,745.59 31,266.30 581.30
2012-12-31 5,440.98 23,025.75 1,889.71
2011-12-31 4,873.41 14,735.50 803.19
  • SAFMAR Financial investments's level of debt (37.2%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (423.3% vs 37.2% today).
  • Operating cash flow is negative therefore debt is not well covered.
  • Unable to confirm if the interest payments on SAFMAR Financial investments's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess SAFMAR Financial investments's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. SAFMAR Financial investments has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is SAFMAR Financial investments's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
2.51%
Current annual income from SAFMAR Financial investments dividends.
If you bought RUB2,000 of SAFMAR Financial investments shares you are expected to receive RUB50 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • SAFMAR Financial investments's pays a lower dividend yield than the bottom 25% of dividend payers in Russian Federation (3.33%).
  • SAFMAR Financial investments's dividend is below the markets top 25% of dividend payers in Russian Federation (8.77%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
MISX:SFIN Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Europe Consumer Finance Industry Average Dividend Yield Market Cap Weighted Average of 53 Stocks 1.6%
Russian Federation Market Average Dividend Yield Market Cap Weighted Average of 97 Stocks 5.6%
Russian Federation Minimum Threshold Dividend Yield 10th Percentile 1.9%
Russian Federation Bottom 25% Dividend Yield 25th Percentile 3.3%
Russian Federation Top 25% Dividend Yield 75th Percentile 8.8%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

MISX:SFIN Past Annualized Dividends Data
Date (Data in RUB) Dividend per share (annual) Avg. Yield (%)
2018-05-31 17.250 2.418
2017-03-01 13.000 1.772

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • It is too early to tell whether SAFMAR Financial investments has stable dividend payments.
  • SAFMAR Financial investments only just started paying a dividend, it is too early to tell if payments are increasing.
Current Payout to shareholders
What portion of SAFMAR Financial investments's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by net profit (4.3x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess SAFMAR Financial investments's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.9%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can SAFMAR Financial investments afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. SAFMAR Financial investments has a total score of 1/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of SAFMAR Financial investments's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Alexander Mikhaylov, image provided by Google.
Alexander Mikhaylov
AGE 41
TENURE AS CEO 2.3 years
CEO Bio

Mr. Alexander Sergeevich Mikhaylov has been the President at Public Joint Stock Company Europlan since February 16, 2016 and serves as its Chief Executive Officer. Mr. Mikhaylov has been the Chairman of Management Board at Public Joint Stock Company Europlan since April 2, 2016. He served as Head of Fund Raising, Treasury and Investors Relations at Public Joint Stock Company Europlan from 2011 to February 2016 and served as its Head of Finance and Purchasing from 2013 to February 2016 and Vice-President from 2009 to February 2016. He served as a Director of Closed Joint Stock Company Europlan.

CEO Compensation
  • Insufficient data for Alexander to compare compensation growth.
  • Insufficient data for Alexander to establish whether their compensation is reasonable for a company of this size and profit level.
Management Team Tenure

Average tenure and age of the SAFMAR Financial investments management team in years:

2.1
Average Tenure
47
Average Age
  • The tenure for the SAFMAR Financial investments management team is about average.
Management Team

Alexander Mikhaylov

TITLE
President
AGE
41
TENURE
2.3 yrs

Avet Mirakyan

TITLE
General Director & Director
TENURE
0.9 yrs

Ludmila Teterikova

TITLE
Chief Financial Officer
AGE
54
TENURE
2.3 yrs

Tatiana Yurina

TITLE
Vice-President
AGE
47

Sergei Mizura

TITLE
Vice-President
AGE
36

Sergei Pukhov

TITLE
Vice-President
AGE
46
TENURE
2.1 yrs

Jaroslav Meshalkin

TITLE
Head of Public Relations

Ludmila Kostikova

TITLE
Head of the Internal Audit Service
AGE
47

Denis Sivachyov

TITLE
CEO of JSC NPF SAFMAR
TENURE
0.3 yrs

Marina Konkova

TITLE
Deputy Financial Director and Member of the Audit Commission
AGE
63
Board of Directors Tenure

Average tenure and age of the SAFMAR Financial investments board of directors in years:

2.1
Average Tenure
64.5
Average Age
  • The average tenure for the SAFMAR Financial investments board of directors is less than 3 years, this suggests a new board.
Board of Directors

Oleg Vyugin

TITLE
Chairman of the Board
AGE
66

Avet Mirakyan

TITLE
General Director & Director
TENURE
2.1 yrs

Mikhail Gutseriev

TITLE
Chairman of JSC NPF SAFMAR & Director
AGE
60

Marina Konkova

TITLE
Deputy Financial Director and Member of the Audit Commission
AGE
63

Alexander Myakenky

TITLE
Independent Director
AGE
71
TENURE
3.5 yrs

Sergey Nazarov

TITLE
Independent Director
AGE
45
TENURE
2.1 yrs

Alla Gryaznova

TITLE
Independent Director
AGE
81
TENURE
3.5 yrs

Oleg Andriyankin

TITLE
Director
TENURE
2.1 yrs

Ilya Mikhailichenko

TITLE
Director
TENURE
0.6 yrs

Bilan Uzhakhov

TITLE
Director
Recent Insider Trading
  • No 3 month insider trading information.
Who owns this company?
X
Management checks
We assess SAFMAR Financial investments's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap and profit (greater than 0.5% of the company's profit + 0.03% of market cap)? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. SAFMAR Financial investments has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

External News
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Simply Wall St News

Does Public Joint Stock Company "SAFMAR Financial investments"'s (MCX:SFIN) PE Ratio Signal A Buying Opportunity?

and want to begin learning the link between Public Joint Stock Company "SAFMAR Financial investments" (MCX:SFIN)’s fundamentals and stock market performance. … Public Joint Stock Company "SAFMAR Financial investments" (MCX:SFIN) trades with a trailing P/E of 9.9x, which is lower than the industry average of 13.5x. … While this makes SFIN appear like a great stock to buy, you might change your mind after I explain the assumptions behind the P/E ratio

Simply Wall St -

Public Joint Stock Company "SAFMAR Financial investment" (MCX:SFIN): What Does It Mean For Your Portfolio?

Generally, an investor should consider two types of risk that impact the market value of SFIN. … SFIN's beta implies it may be a stock that investors with high-beta portfolios might find relevant if they wanted to reduce their exposure to market risk, especially during times of downturns. … SFIN, with its market capitalisation of RUРУБ64.49B, is a small-cap stock, which generally have higher beta than similar companies of larger size.

Simply Wall St -

Does Public Joint Stock Company "SAFMAR Financial investment"'s (MCX:SFIN) PE Ratio Signal A Selling Opportunity?

Formula Price-Earnings Ratio = Price per share ÷ Earnings per share P/E Calculation for SFIN Price per share = RUB693.5 Earnings per share = RUB34.055 ∴ Price-Earnings Ratio = RUB693.5 ÷ RUB34.055 = 20.4x On its own, the P/E ratio doesn’t tell you much; however, it becomes extremely useful when you compare it with other similar companies. … Ideally, we want to compare the stock’s P/E ratio to the average of companies that have similar characteristics as SFIN, such as size and country of operation. … For example, if you are inadvertently comparing riskier firms with SFIN, then SFIN’s P/E would naturally be higher than its peers since investors would reward its lower risk with a higher price.

Simply Wall St -

Public Joint Stock Company "SAFMAR Financial investment" (MCX:SFIN): Has Recent Earnings Growth Beaten Long-Term Trend?

Check out our latest analysis for SAFMAR Financial investment Did SFIN's recent earnings growth beat the long-term trend and the industry? … For SAFMAR Financial investment, its most recent earnings (trailing twelve month) is RUРУБ6.07B, which compared to last year’s figure, has escalated by over 100%. … Given that these figures are somewhat nearsighted, I’ve created an annualized five-year figure for SAFMAR Financial investment's net income, which stands at RUРУБ2.59B This means that, on average, SAFMAR Financial investment has been able to gradually grow its earnings over the last couple of years as well.

Simply Wall St -

Company Info

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Description

Public Joint Stock Company 'SAFMAR Financial investments', an investment holding company, primarily operates as a leasing company in Russia. The company leases passenger cars to small and medium enterprises, and individuals; and light and heavy-duty commercial vehicles, and special-purpose machines to legal entities and individuals, as well as provides car insurance and aftermarket services. It also offers non-governmental pension funds. The company is based in Moscow, Russia.

Details
Name: Public Joint Stock Company "SAFMAR Financial investments"
SFIN
Exchange: MISX
Founded:
RUB75,935,964,208
110,372,041
Website: http://www.safmarinvest.ru
Address: Public Joint Stock Company "SAFMAR Financial investments"
22, Tverskaya Street,
Moscow,
125009,
Russia
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
MISX SFIN Common Shares Micex - Rts RU RUB 16. Dec 2015
Number of employees
Current staff
Staff numbers
1,499
SAFMAR Financial investments employees.
Industry
Consumer Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2018/07/22 19:33
End of day share price update: 2018/07/20 00:00
Last earnings update: 2017/12/31
Last annual earnings update: 2017/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.