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Best Efforts Bank

MISX:ALBK
Snowflake Description

Acceptable track record with limited growth.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
ALBK
MISX
RUB4B
Market Cap
  1. Home
  2. RU
  3. Diversified Financials
Company description

Public Joint Stock Company Best Efforts Bank provides a range of banking services to professional market participants in Russia. The last earnings update was 33 days ago. More info.


Add to Portfolio Compare Print
  • Best Efforts Bank has significant price volatility in the past 3 months.
ALBK Share Price and Events
7 Day Returns
-6.7%
MISX:ALBK
3.1%
Europe Capital Markets
-0.1%
RU Market
1 Year Returns
-62.3%
MISX:ALBK
-10.8%
Europe Capital Markets
7.9%
RU Market
ALBK Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Best Efforts Bank (ALBK) -6.7% -19.5% -2.8% -62.3% - 231%
Europe Capital Markets 3.1% 8.7% 7% -10.8% -0.7% -19.9%
RU Market -0.1% 1.4% 3.1% 7.9% 29.6% 100.8%
1 Year Return vs Industry and Market
  • ALBK underperformed the Capital Markets industry which returned -10.8% over the past year.
  • ALBK underperformed the Market in Russian Federation which returned 7.9% over the past year.
Price Volatility
ALBK
Industry
5yr Volatility vs Market

ALBK Value

 Is Best Efforts Bank undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Best Efforts Bank. This is due to cash flow or dividend data being unavailable. The share price is RUB70.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Best Efforts Bank's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Best Efforts Bank's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
MISX:ALBK PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-01-01) in RUB RUB1.43
MISX:ALBK Share Price ** MISX (2019-04-19) in RUB RUB70
Europe Capital Markets Industry PE Ratio Median Figure of 129 Publicly-Listed Capital Markets Companies 17.11x
Russian Federation Market PE Ratio Median Figure of 129 Publicly-Listed Companies 7.37x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Best Efforts Bank.

MISX:ALBK PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= MISX:ALBK Share Price ÷ EPS (both in RUB)

= 70 ÷ 1.43

48.83x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Best Efforts Bank is overvalued based on earnings compared to the Europe Capital Markets industry average.
  • Best Efforts Bank is overvalued based on earnings compared to the Russian Federation market.
Price based on expected Growth
Does Best Efforts Bank's expected growth come at a high price?
Raw Data
MISX:ALBK PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 48.83x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
12.1%per year
Europe Capital Markets Industry PEG Ratio Median Figure of 56 Publicly-Listed Capital Markets Companies 1.42x
Russian Federation Market PEG Ratio Median Figure of 33 Publicly-Listed Companies 0.5x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Best Efforts Bank, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Best Efforts Bank's assets?
Raw Data
MISX:ALBK PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-01-01) in RUB RUB19.68
MISX:ALBK Share Price * MISX (2019-04-19) in RUB RUB70
Europe Capital Markets Industry PB Ratio Median Figure of 217 Publicly-Listed Capital Markets Companies 1.4x
Russian Federation Market PB Ratio Median Figure of 149 Publicly-Listed Companies 0.82x
MISX:ALBK PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= MISX:ALBK Share Price ÷ Book Value per Share (both in RUB)

= 70 ÷ 19.68

3.56x

* Primary Listing of Best Efforts Bank.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Best Efforts Bank is overvalued based on assets compared to the Europe Capital Markets industry average.
X
Value checks
We assess Best Efforts Bank's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Capital Markets industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Capital Markets industry average (and greater than 0)? (1 check)
  5. Best Efforts Bank has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

ALBK Future Performance

 How is Best Efforts Bank expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Best Efforts Bank, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
12.1%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Best Efforts Bank expected to grow at an attractive rate?
  • Best Efforts Bank's earnings growth is expected to exceed the low risk savings rate of 8.4%.
Growth vs Market Checks
  • Best Efforts Bank's earnings growth is expected to exceed the Russian Federation market average.
  • Unable to compare Best Efforts Bank's revenue growth to the Russian Federation market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
MISX:ALBK Future Growth Rates Data Sources
Data Point Source Value (per year)
MISX:ALBK Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 12.1%
Europe Capital Markets Industry Earnings Growth Rate Market Cap Weighted Average 15.4%
Europe Capital Markets Industry Revenue Growth Rate Market Cap Weighted Average 4.8%
Russian Federation Market Earnings Growth Rate Market Cap Weighted Average 3.6%
Russian Federation Market Revenue Growth Rate Market Cap Weighted Average 4.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
MISX:ALBK Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in RUB Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
MISX:ALBK Past Financials Data
Date (Data in RUB Millions) Revenue Cash Flow Net Income *
2019-01-01 333 489 81
2018-10-01 296 229 64
2018-06-30 255 417 -6
2018-04-01 240 689 18
2018-01-01 277 616 67
2017-10-01 290 -994 88
2017-06-30 297 3,159 87
2017-04-01 313 -529 124
2017-01-01 267 -950 85
2016-10-01 254 -68 71
2016-07-01 259 -4,676 100
2016-04-01 224 -1,355 69

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Best Efforts Bank's earnings are expected to grow by 12.1% yearly, however this is not considered high growth (20% yearly).
  • Unable to determine if Best Efforts Bank is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
MISX:ALBK Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Best Efforts Bank Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

MISX:ALBK Past Financials Data
Date (Data in RUB Millions) EPS *
2019-01-01 1.43
2018-10-01 1.13
2018-06-30
2018-04-01 0.33
2018-01-01 1.18
2017-10-01 1.56
2017-06-30 1.54
2017-04-01 2.20
2017-01-01 1.51
2016-10-01 1.26
2016-07-01 1.76
2016-04-01 1.22

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Best Efforts Bank will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Best Efforts Bank's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Europe market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Best Efforts Bank has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

ALBK Past Performance

  How has Best Efforts Bank performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Best Efforts Bank's growth in the last year to its industry (Capital Markets).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Best Efforts Bank's year on year earnings growth rate has been positive over the past 5 years.
  • Best Efforts Bank's 1-year earnings growth exceeds its 5-year average (21.3% vs 15.4%)
  • Best Efforts Bank's earnings growth has exceeded the Europe Capital Markets industry average in the past year (21.3% vs -1.2%).
Earnings and Revenue History
Best Efforts Bank's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Best Efforts Bank Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

MISX:ALBK Past Revenue, Cash Flow and Net Income Data
Date (Data in RUB Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-01-01 332.69 80.98 163.19
2018-10-01 295.86 63.55 31.46
2018-06-30 254.98 -6.46 23.43
2018-04-01 239.56 18.45 6.22
2018-01-01 277.12 66.78 132.37
2017-10-01 289.70 88.34 116.07
2017-06-30 297.24 87.23 71.45
2017-04-01 313.39 124.41 31.03
2017-01-01 267.09 85.19
2016-10-01 253.61 71.15
2016-07-01 258.71 99.50
2016-04-01 224.07 68.67
2016-01-01 201.38 58.93
2015-10-01 175.06 53.14
2015-07-01 133.48 15.98
2015-04-01 132.72 21.00
2015-01-01 131.56 13.95
2014-10-01 33.25 27.38 27.13
2014-07-01 110.72 32.10 57.40
2014-04-01 147.21 27.44 91.09
2013-12-31 182.30 35.83 123.77
2013-10-01 304.75 18.60 227.40
2013-07-01 -20.61 11.38 142.40
2013-04-01 240.29 24.55 163.45
2012-12-31 208.78 20.23 130.76
2012-10-01 156.86 -4.67 68.81
2012-07-01 395.50 -4.53 123.55

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Best Efforts Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Best Efforts Bank used its assets less efficiently than the Europe Capital Markets industry average last year based on Return on Assets.
  • Unable to establish if Best Efforts Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess Best Efforts Bank's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Capital Markets industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Best Efforts Bank has a total score of 3/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

ALBK Health

 How is Best Efforts Bank's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Best Efforts Bank's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Best Efforts Bank's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Best Efforts Bank's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Best Efforts Bank's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 2.8x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Best Efforts Bank Company Filings, last reported 3 months ago.

MISX:ALBK Past Debt and Equity Data
Date (Data in RUB Millions) Total Equity Total Debt Cash & Short Term Investments
2019-01-01 1,111.92 742.55 2,074.51
2018-10-01 1,091.71 308.26 2,177.13
2018-06-30 1,067.14 1,508.09 3,270.35
2018-04-01 1,214.16 2,302.55 2,666.08
2018-01-01 1,319.49 2,630.49 4,007.61
2017-10-01 1,312.30 1,391.85 2,691.70
2017-06-30 1,303.02 997.25 1,776.16
2017-04-01 1,311.35 445.89 1,359.93
2017-01-01 1,254.95 678.42 1,815.49
2016-10-01 1,236.71 1,231.23 483.00
2016-07-01 1,215.16 938.76 440.28
2016-04-01 1,188.09 633.30 403.29
2016-01-01 1,161.62 1,130.78 1,728.67
2015-10-01 1,150.67 609.33 525.00
2015-07-01 1,122.13 507.83 436.34
2015-04-01 1,109.30 893.61 515.86
2015-01-01 1,076.72 1,393.32 190.18
2014-10-01
2014-07-01
2014-04-01 1,093.74 440.16 913.27
2013-12-31 1,093.74 440.16 913.27
2013-10-01
2013-07-01 1,085.10 119.28 62.91
2013-04-01 1,085.10 119.28 62.91
2012-12-31 1,063.49 101.30 392.54
2012-10-01 1,065.49 219.10 58.60
2012-07-01 1,059.15 0.00 8.48
  • Best Efforts Bank's level of debt (66.8%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (40.2% vs 66.8% today).
  • Debt is well covered by operating cash flow (65.8%, greater than 20% of total debt).
  • Unable to confirm if the interest payments on Best Efforts Bank's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Best Efforts Bank's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Best Efforts Bank has a total score of 2/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

ALBK Dividends

 What is Best Efforts Bank's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
6.57%
Current annual income from Best Efforts Bank dividends.
If you bought RUB2,000 of Best Efforts Bank shares you are expected to receive RUB131 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Best Efforts Bank's pays a higher dividend yield than the bottom 25% of dividend payers in Russian Federation (3.26%).
  • Best Efforts Bank's dividend is below the markets top 25% of dividend payers in Russian Federation (9.04%).
Upcoming dividend payment

Purchase Best Efforts Bank before the 'Buy Limit' to receive their next dividend payment.

Dividends are usually paid every 3 or 6 months, you can time your share purchase to take advantage of upcoming dividend payments.
Dividend payment calendar
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
MISX:ALBK Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Europe Capital Markets Industry Average Dividend Yield Market Cap Weighted Average of 104 Stocks 3.5%
Russian Federation Market Average Dividend Yield Market Cap Weighted Average of 75 Stocks 6.8%
Russian Federation Minimum Threshold Dividend Yield 10th Percentile 1.6%
Russian Federation Bottom 25% Dividend Yield 25th Percentile 3.3%
Russian Federation Top 25% Dividend Yield 75th Percentile 9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

MISX:ALBK Past Annualized Dividends Data
Date (Data in RUB) Dividend per share (annual) Avg. Yield (%)
2018-06-27 4.600 6.620
2017-11-14 5.320 4.729
2013-11-14 0.271 1.294
2013-09-20 0.271 1.344
2012-05-21 16.030 80.146

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Best Efforts Bank has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).
  • Best Efforts Bank has only been paying a dividend for 7 years, and since then dividends per share have fallen.
Current Payout to shareholders
What portion of Best Efforts Bank's earnings are paid to the shareholders as a dividend.
  • Dividends paid are not well covered by earnings (0.6x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Best Efforts Bank's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.6%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Best Efforts Bank afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Best Efforts Bank has a total score of 1/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

ALBK Management

 What is the CEO of Best Efforts Bank's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Irina Ionova
CEO Bio

Ms. Irina Borisovna Ionova serves as Chairman of Management Board at Public Joint Stock Company Best Efforts Bank.

CEO Compensation
  • Insufficient data for Irina to compare compensation growth.
  • Insufficient data for Irina to establish whether their remuneration is reasonable compared to companies of similar size in .
Management Team

Irina Ionova

TITLE
Chairman of Management Board

N. Popova

TITLE
Chief Accountant & Member of Management Board

Yelena Vakhrusheva

TITLE
Acting Secretary of the Board
TENURE
1 yrs

Galina Pulnikova

TITLE
Deputy Chief Accountant
TENURE
6.8 yrs

Svetlany Tszyan-Nyn-Tsay

TITLE
Secretary of the Board (Leave of Absence)
Board of Directors Tenure

Average tenure and age of the Best Efforts Bank board of directors in years:

4.8
Average Tenure
44.5
Average Age
  • The tenure for the Best Efforts Bank board of directors is about average.
Board of Directors

Roman Goryunov

TITLE
Chairman of the Board of Directors
AGE
43
TENURE
4.8 yrs

Maxim Volkov

TITLE
Director
AGE
36
TENURE
6.3 yrs

Igor Larionov

TITLE
Director
AGE
48
TENURE
4.8 yrs

Oleg Sukharev

TITLE
Director
TENURE
4.8 yrs

Vasiliy Fedorov

TITLE
Director
TENURE
4.8 yrs

Svetlana Ribina

TITLE
Director
AGE
46
TENURE
4.8 yrs

Olga Starovoytova

TITLE
Director
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (RUB) Value (RUB)
X
Management checks
We assess Best Efforts Bank's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Best Efforts Bank has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

ALBK News

Simply Wall St News

Don't Sell Public Joint Stock Company Best Efforts Bank (MCX:ALBK) Before You Read This

To keep it practical, we'll show how Public Joint Stock Company Best Efforts Bank's (MCX:ALBK) P/E ratio could help you assess the value on offer. … Based on the last twelve months, Best Efforts Bank's P/E ratio is 80. … Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS)

Simply Wall St -

What You Must Know About Public Joint Stock Company Best Efforts Bank's (MCX:ALBK) Beta Value

Beta is a widely used metric to measure a stock's exposure to market risk (volatility). … A stock with a beta below one is either less volatile than the market, or more volatile but not corellated with the overall market. … In comparison a stock with a beta of over one tends to be move in a similar direction to the market in the long term, but with greater changes in price.

Simply Wall St -

Consider This Before Buying Public Joint Stock Company Best Efforts Bank (MCX:ALBK) For The 3.2% Dividend

Historically, Public Joint Stock Company Best Efforts Bank (MCX:ALBK) has paid dividends to shareholders, and these days it yields 3.2%. … Let's take a look at Best Efforts Bank in more detail. … View our latest analysis for Best Efforts Bank?

Simply Wall St -

Don't Sell Public Joint Stock Company Best Efforts Bank (MCX:ALBK) Before You Read This

We'll show how you can use Public Joint Stock Company Best Efforts Bank's (MCX:ALBK) P/E ratio to inform your assessment of the investment opportunity. … Based on the last twelve months, Best Efforts Bank's P/E ratio is 63.11. … Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS)

Simply Wall St -

Public Joint Stock Company Best Efforts Bank (MCX:ALBK): How Does It Impact Your Portfolio?

If you are a shareholder in Public Joint Stock Company Best Efforts Bank’s (MCX:ALBK), or are thinking about investing in the company, knowing how it contributes to the risk and reward profile of your portfolio is important. … Generally, an investor should consider two types of risk that impact the market value of ALBK. … The most widely used metric to quantify a stock's market risk is beta, and the market as a whole represents a beta of one.

Simply Wall St -

Public Joint Stock Company Best Efforts Bank (MCX:ALBK): Did It Outperform The Industry?

Understanding Public Joint Stock Company Best Efforts Bank's (MCX:ALBK) performance as a company requires examining more than earnings from one point in time. … Today I will take you through a basic sense check to gain perspective on how Best Efforts Bank is doing by evaluating its latest earnings with its longer term trend as well as its industry peers' performance over the same period. … Check out our latest analysis for Best Efforts Bank?

Simply Wall St -

Can Public Joint Stock Company Best Efforts Bank (MCX:ALBK) Improve Your Portfolio Returns?

ALBK’s beta indicates it is a stock that investors may find valuable if they want to reduce the overall market risk exposure of their stock portfolio. … This is an interesting conclusion, since both ALBK’s size and industry indicates the stock should have a higher beta than it currently has. … How ALBK's assets could affect its beta An asset-heavy company tends to have a higher beta because the risk associated with running fixed assets during a downturn is highly expensive.

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With A -21.52% Earnings Drop, Did Public Joint Stock Company Best Efforts Bank (MCX:ALBK) Really Underperform?

When Public Joint Stock Company Best Efforts Bank (MISX:ALBK) released its most recent earnings update (01 January 2018), I compared it against two factor: its historical earnings track record, and the performance of its industry peers on average. … View our latest analysis for Best Efforts Bank Was ALBK's recent earnings decline indicative of a tough track record? … For Best Efforts Bank, its most recent trailing-twelve-month earnings is RUРУБ66.85M, which compared to the prior year's level, has declined by -21.52%.

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Should You Be Tempted To Sell Public Joint Stock Company Best Efforts Bank (MCX:ALBK) Because Of Its PE Ratio?

Formula Price-Earnings Ratio = Price per share ÷ Earnings per share P/E Calculation for ALBK Price per share = RUB238.4 Earnings per share = RUB1.564 ∴ Price-Earnings Ratio = RUB238.4 ÷ RUB1.564 = 152.4x On its own, the P/E ratio doesn’t tell you much; however, it becomes extremely useful when you compare it with other similar companies. … For example, if you inadvertently compared riskier firms with ALBK, then investors would naturally value ALBK at a higher price since it is a less risky investment. … Similarly, if you accidentally compared lower growth firms with ALBK, investors would also value ALBK at a higher price since it is a higher growth investment.

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ALBK Company Info

Description

Public Joint Stock Company Best Efforts Bank provides a range of banking services to professional market participants in Russia. The company provides single cash position and portfolio margining services; and classical banking services, such as settlement and cash services to individual entrepreneurs, individuals in private practice, and credit institutions, as well as offers deposits and loans to individuals. It also acts as an intermediary for legal entities; provides custodial services; and offers access to the trading venues of Moscow and Saint-Petersburg Exchanges. In addition, the company focuses on IT and outsourcing solutions for its clients, as well as investment banking and customer services; and providing remote identification services of the client, as well as back office services for small and medium companies. It serves approximately 40 clients. The company was founded in 1990 and is based in Moscow, Russia.

Details
Name: Public Joint Stock Company Best Efforts Bank
ALBK
Exchange: MISX
Founded: 1990
RUB3,954,300,000
56,490,000
Website: http://www.besteffortsbank.ru
Address: Public Joint Stock Company Best Efforts Bank
38/1 Dolgorukovskaya Street,
Moscow,
127006,
Russia
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
MISX ALBK Common Shares Micex - Rts RU RUB 21. May 2012
MISX ALBK Common Shares Micex - Rts RU RUB 21. May 2012
Number of employees
Current staff
Staff numbers
0
Best Efforts Bank employees.
Industry
Investment Banking and Brokerage
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/21 21:26
End of day share price update: 2019/04/19 00:00
Last earnings filing: 2019/03/19
Last earnings reported: 2019/01/01
Last annual earnings reported: 2019/01/01


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.