QIBK Stock Overview
Qatar Islamic Bank (Q.P.S.C.), together with its subsidiaries, offers banking products and services in Qatar and internationally.
No risks detected for QIBK from our risk checks.
Qatar Islamic Bank (Q.P.S.C.) Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||ر.ق24.65|
|52 Week High||ر.ق28.00|
|52 Week Low||ر.ق16.79|
|1 Month Change||1.03%|
|3 Month Change||19.08%|
|1 Year Change||43.98%|
|3 Year Change||51.41%|
|5 Year Change||141.19%|
|Change since IPO||1,844.05%|
Recent News & Updates
Do Qatar Islamic Bank (Q.P.S.C.)'s (DSM:QIBK) Earnings Warrant Your Attention?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
|QIBK||QA Banks||QA Market|
Return vs Industry: QIBK exceeded the QA Banks industry which returned 20.7% over the past year.
Return vs Market: QIBK exceeded the QA Market which returned 16.2% over the past year.
|QIBK Average Weekly Movement||4.0%|
|Banks Industry Average Movement||4.7%|
|Market Average Movement||4.1%|
|10% most volatile stocks in QA Market||6.3%|
|10% least volatile stocks in QA Market||2.6%|
Stable Share Price: QIBK is not significantly more volatile than the rest of QA stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: QIBK's weekly volatility (4%) has been stable over the past year.
About the Company
|1982||n/a||Bassel Gamaleldin Aly||https://www.qib.com.qa|
Qatar Islamic Bank (Q.P.S.C.), together with its subsidiaries, offers banking products and services in Qatar and internationally. The company operates through four segments: Corporate Banking, Personal Banking, Group Function, and Local & International Subsidiaries. It offers current, savings/call, multicurrency, and time deposit accounts; certificates of deposit; and credit and debit cards.
Qatar Islamic Bank (Q.P.S.C.) Fundamentals Summary
|QIBK fundamental statistics|
Is QIBK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|QIBK income statement (TTM)|
|Cost of Revenue||ر.ق10.13m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||1.47|
|Net Profit Margin||50.53%|
How did QIBK perform over the long term?See historical performance and comparison
2.3%Current Dividend Yield
Is Qatar Islamic Bank (Q.P.S.C.) undervalued compared to its fair value and its price relative to the market?
Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: QIBK (QAR24.65) is trading above our estimate of fair value (QAR9.67)
Significantly Below Fair Value: QIBK is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: QIBK is poor value based on its Price-To-Earnings Ratio (16.8x) compared to the QA Banks industry average (14.9x).
PE vs Market: QIBK is good value based on its Price-To-Earnings Ratio (16.8x) compared to the QA market (17.1x).
Price to Earnings Growth Ratio
PEG Ratio: QIBK is poor value based on its PEG Ratio (1.4x)
Price to Book Ratio
PB vs Industry: QIBK is overvalued based on its Price-To-Book Ratio (2.4x) compared to the QA Banks industry average (1.8x).
How is Qatar Islamic Bank (Q.P.S.C.) forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Future Growth Score3/6
Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: QIBK's forecast earnings growth (11.9% per year) is above the savings rate (9%).
Earnings vs Market: QIBK's earnings (11.9% per year) are forecast to grow faster than the QA market (6.5% per year).
High Growth Earnings: QIBK's earnings are forecast to grow, but not significantly.
Revenue vs Market: QIBK's revenue (7.7% per year) is forecast to grow faster than the QA market (3% per year).
High Growth Revenue: QIBK's revenue (7.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: QIBK's Return on Equity is forecast to be low in 3 years time (18.9%).
How has Qatar Islamic Bank (Q.P.S.C.) performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: QIBK has high quality earnings.
Growing Profit Margin: QIBK's current net profit margins (50.5%) are higher than last year (44.9%).
Past Earnings Growth Analysis
Earnings Trend: QIBK's earnings have grown by 9.2% per year over the past 5 years.
Accelerating Growth: QIBK's earnings growth over the past year (18.5%) exceeds its 5-year average (9.2% per year).
Earnings vs Industry: QIBK earnings growth over the past year (18.5%) exceeded the Banks industry 17.5%.
Return on Equity
High ROE: QIBK's Return on Equity (14.6%) is considered low.
How is Qatar Islamic Bank (Q.P.S.C.)'s financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: QIBK's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: QIBK has a sufficient allowance for bad loans (265%).
Low Risk Liabilities: 89% of QIBK's liabilities are made up of primarily higher risk sources of funding.
Loan Level: QIBK has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: QIBK's Loans to Deposits ratio (701%) is high.
Level of Bad Loans: QIBK has an appropriate level of bad loans (1.4%).
What is Qatar Islamic Bank (Q.P.S.C.) current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: QIBK's dividend (2.33%) isn’t notable compared to the bottom 25% of dividend payers in the QA market (2.83%).
High Dividend: QIBK's dividend (2.33%) is low compared to the top 25% of dividend payers in the QA market (4.36%).
Stability and Growth of Payments
Stable Dividend: QIBK's dividend payments have been volatile in the past 10 years.
Growing Dividend: QIBK's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (39.2%), QIBK's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: QIBK's dividends in 3 years are forecast to be covered by earnings (52.6% payout ratio).
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Bassel Gamaleldin Aly (55 yo)
Mr. Bassel Gamaleldin Mohamed Aly has been Group Chief Executive Officer of Qatar Islamic Bank (S.A.Q.) since February 2013 and served as its Chairman of Management Board since April 23, 2016 until May 28,...
Experienced Management: QIBK's management team is seasoned and experienced (10.3 years average tenure).
Experienced Board: QIBK's board of directors are seasoned and experienced ( 17.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Qatar Islamic Bank (Q.P.S.C.)'s employee growth, exchange listings and data sources
- Name: Qatar Islamic Bank (Q.P.S.C.)
- Ticker: QIBK
- Exchange: DSM
- Founded: 1982
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ر.ق58.246b
- Shares outstanding: 2.36b
- Website: https://www.qib.com.qa
- Qatar Islamic Bank (Q.P.S.C.)
- Grand Hamad Street
- PO Box 559
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/25 00:00|
|End of Day Share Price||2022/05/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.