WSE:CFI

Stock Analysis Report

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Executive Summary

CFI Holding S.A. engages in the construction activities in Poland.


Snowflake Analysis

Adequate balance sheet and slightly overvalued.

Share Price & News

How has CFI Holding's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CFI's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

1.7%

CFI

2.7%

PL Real Estate

2.5%

PL Market


1 Year Return

0.5%

CFI

-2.7%

PL Real Estate

-17.3%

PL Market

Return vs Industry: CFI exceeded the Polish Real Estate industry which returned -2.7% over the past year.

Return vs Market: CFI exceeded the Polish Market which returned -17.3% over the past year.


Shareholder returns

CFIIndustryMarket
7 Day1.7%2.7%2.5%
30 Day-8.3%-1.0%2.0%
90 Day35.9%20.0%23.3%
1 Year0.5%0.5%1.7%-2.7%-15.5%-17.3%
3 Year-49.7%-49.7%-8.4%-18.2%-17.6%-22.9%
5 Year27.7%27.7%37.5%0.8%-10.0%-20.3%

Price Volatility Vs. Market

How volatile is CFI Holding's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is CFI Holding undervalued compared to its fair value and its price relative to the market?

34.5%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: CFI (PLN0.37) is trading below our estimate of fair value (PLN0.56)

Significantly Below Fair Value: CFI is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: CFI is poor value based on its PE Ratio (22.3x) compared to the Real Estate industry average (5x).

PE vs Market: CFI is poor value based on its PE Ratio (22.3x) compared to the Polish market (12.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CFI's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CFI is overvalued based on its PB Ratio (0.9x) compared to the PL Real Estate industry average (0.6x).


Next Steps

Future Growth

How is CFI Holding forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.9%

Forecasted Real Estate industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CFI Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has CFI Holding performed over the past 5 years?

11.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CFI has high quality earnings.

Growing Profit Margin: CFI's current net profit margins (25.5%) are lower than last year (28.5%).


Past Earnings Growth Analysis

Earnings Trend: CFI's earnings have grown by 11.1% per year over the past 5 years.

Accelerating Growth: CFI's earnings growth over the past year (9.9%) is below its 5-year average (11.1% per year).

Earnings vs Industry: CFI earnings growth over the past year (9.9%) underperformed the Real Estate industry 49.4%.


Return on Equity

High ROE: CFI's Return on Equity (3.9%) is considered low.


Next Steps

Financial Health

How is CFI Holding's financial position?


Financial Position Analysis

Short Term Liabilities: CFI's short term assets (PLN145.8M) exceed its short term liabilities (PLN94.7M).

Long Term Liabilities: CFI's short term assets (PLN145.8M) do not cover its long term liabilities (PLN456.0M).


Debt to Equity History and Analysis

Debt Level: CFI's debt to equity ratio (21.7%) is considered satisfactory.

Reducing Debt: CFI's debt to equity ratio has reduced from 404.6% to 21.7% over the past 5 years.

Debt Coverage: CFI's debt is well covered by operating cash flow (28.6%).

Interest Coverage: CFI's interest payments on its debt are not well covered by EBIT (2.6x coverage).


Balance Sheet


Next Steps

Dividend

What is CFI Holding current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate CFI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CFI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CFI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CFI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CFI's dividend in 3 years as they are not forecast to pay a notable one for the Polish market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

CFI Holding has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

CFI Holding S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: CFI Holding S.A.
  • Ticker: CFI
  • Exchange: WSE
  • Founded: 1988
  • Industry: Diversified Real Estate Activities
  • Sector: Real Estate
  • Market Cap: zł1.010b
  • Shares outstanding: 2.75b
  • Website: https://cfiholding.pl

Location

  • CFI Holding S.A.
  • ul. Theatre 10-12
  • Wroclaw
  • 50-055
  • Poland

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CFIWSE (Warsaw Stock Exchange)YesCommon Bearer SharesPLPLNMar 2010

Biography

CFI Holding S.A. engages in the construction activities in Poland. It constructs single and multifamily houses, healthcare facilities, public buildings, petrol stations, and production facilities and warehouses. The company is also involved in the renovation of buildings, such as houses and churches; sale of flats and premises; hires premises and service garages; rental of billboards advertising; rental of guest rooms; management of housing communities and commercial real estate; and sale of construction cranes and container back-sites. In addition, it engages in the wholesale of building materials; rental of construction equipment; rental formwork system and facade scaffolding equipment; cutting and drilling in concrete structures; and provision of transportation, crane, earthwork, and ancillary services. The company was formerly known as Intakus Spólka Akcyjna and changed its name to CFI Holding S.A. in February 2015. CFI Holding S.A. was founded in 1988 and is based in Wroclaw, Poland. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/04 20:57
End of Day Share Price2020/07/03 00:00
Earnings2019/12/31
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.