WSE:H4F

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Hub4Fintech Spolka Akcyjna

Market Cap

zł3.5m

Last Updated

2021/06/18 03:58 UTC

Data Sources

Company Financials

Executive Summary

Hub4Fintech Spolka Akcyjna engages in the training and management, IT solutions, and consulting businesses in Poland. More Details


Snowflake Analysis

Flawless balance sheet with weak fundamentals.

Share Price & News

How has Hub4Fintech Spolka Akcyjna's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: H4F is more volatile than 90% of Polish stocks over the past 3 months, typically moving +/- 13% a week.

Volatility Over Time: H4F's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of Polish stocks.


Market Performance


7 Day Return

6.3%

H4F

1.1%

PL Professional Services

-0.6%

PL Market


1 Year Return

-24.3%

H4F

21.5%

PL Professional Services

32.1%

PL Market

Return vs Industry: H4F underperformed the Polish Professional Services industry which returned 22% over the past year.

Return vs Market: H4F underperformed the Polish Market which returned 33.3% over the past year.


Shareholder returns

H4FIndustryMarket
7 Day6.3%1.1%-0.6%
30 Day18.2%-1.8%3.3%
90 Day9.9%9.7%11.9%
1 Year49.3%-24.3%21.8%21.5%33.9%32.1%
3 Year284.4%95.0%-15.6%-15.8%18.5%11.7%
5 Yearn/a59.9%58.8%35.9%22.2%

Long-Term Price Volatility Vs. Market

How volatile is Hub4Fintech Spolka Akcyjna's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Hub4Fintech Spolka Akcyjna undervalued compared to its fair value and its price relative to the market?

9.86x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: H4F (PLN0.78) is trading above our estimate of fair value (PLN0.27)

Significantly Below Fair Value: H4F is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: H4F is unprofitable, so we can't compare its PE Ratio to the Polish Professional Services industry average.

PE vs Market: H4F is unprofitable, so we can't compare its PE Ratio to the Polish market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate H4F's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: H4F is overvalued based on its PB Ratio (9.9x) compared to the PL Professional Services industry average (3.1x).


Future Growth

How is Hub4Fintech Spolka Akcyjna forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

16.4%

Forecasted Commercial Services industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Hub4Fintech Spolka Akcyjna has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Hub4Fintech Spolka Akcyjna performed over the past 5 years?

-47.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: H4F is currently unprofitable.

Growing Profit Margin: H4F is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: H4F is unprofitable, and losses have increased over the past 5 years at a rate of 47.3% per year.

Accelerating Growth: Unable to compare H4F's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: H4F is unprofitable, making it difficult to compare its past year earnings growth to the Professional Services industry (53.9%).


Return on Equity

High ROE: H4F has a negative Return on Equity (-72.07%), as it is currently unprofitable.


Financial Health

How is Hub4Fintech Spolka Akcyjna's financial position?


Financial Position Analysis

Short Term Liabilities: H4F's short term assets (PLN1.4M) exceed its short term liabilities (PLN1.3M).

Long Term Liabilities: H4F's short term assets (PLN1.4M) exceed its long term liabilities (PLN177.8K).


Debt to Equity History and Analysis

Debt Level: H4F is debt free.

Reducing Debt: H4F has not had any debt for past 5 years.

Debt Coverage: H4F has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: H4F has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Hub4Fintech Spolka Akcyjna current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate H4F's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate H4F's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if H4F's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if H4F's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of H4F's dividend in 3 years as they are not forecast to pay a notable one for the Polish market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

zł18k

CEO Compensation


CEO

Dawid Borowiak

no data

Tenure

zł18,365

Compensation

Mr. Dawid Waldemar Borowiak serves as President of the Management Board at Hub4Fintech Spolka Akcyjna (formerly known as CWA S.A.). Mr. Borowiak served as Member of the Supervisory Board at EC2 S.A.


CEO Compensation Analysis

Compensation vs Market: Insufficient data to establish whether Dawid's total compensation is reasonable compared to companies of similar size in the Polish market.

Compensation vs Earnings: Dawid's compensation has been consistent with company performance over the past year.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Hub4Fintech Spolka Akcyjna's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Hub4Fintech Spolka Akcyjna
  • Ticker: H4F
  • Exchange: WSE
  • Founded: NaN
  • Industry: Human Resource and Employment Services
  • Sector: Commercial Services
  • Market Cap: zł3.510m
  • Shares outstanding: 4.50m
  • Website: https://hub4fintech.pl

Location

  • Hub4Fintech Spolka Akcyjna
  • ul. Metalowa 3
  • Poznan
  • 60-118
  • Poland

Listings


Biography

Hub4Fintech Spolka Akcyjna engages in the training and management, IT solutions, and consulting businesses in Poland. The company provides training for managers and employees of public administration in th...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/06/18 03:58
End of Day Share Price2021/06/17 00:00
Earnings2020/09/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.